I have never seen so much confusion and negative conversation about any financial product in my 30 years of being a Financial Advisor–the market-based annuity. This article is meant to shed some light on when an annuity could work for your retirement plan while also addressing its downsides. Given the hundreds of annuities available to […]
The Securities and Exchange Commission defines an “Accredited Investor” as an individual who meets the following criteria: $ 200,000 of individual income in each of the past two years. $ 300,000 of joint income in each of the past two years. Anticipation of similar or higher earnings in the future. $ 1,000,000 of financial assets […]
Kindness Pay It Forward: How Small Acts of Kindness Can Change the World Are you looking for ways to spread kindness in the world? One way to do this is by participating in the “Pay It Forward” movement. This concept involves doing something kind for someone else without expecting anything in return, and instead, encouraging […]
Dr. Patricia Rogers is the CEO of Unity In Service, Inc., a retired Corrections Lieutenant who completed twenty-nine (29) years in law enforcement, trained thousands of employees to excel in their careers, and completed twelve years (12) years in the US Army. She is a graduate of St. Thomas University. Dr. Rogers discovered her gifts, […]
Forgiveness. Ugh. We are told we are to forgive. We are told we aren’t being kind if we don’t forgive. But you have been hurt. And sometimes forgiveness doesn’t come. Sometimes you just walk away with that hurt. What do you do when you’ve been dumped, broken up with, or left? There’s a whole bunch […]
Image credit There is no denying the benefits of being a small business owner. You are in charge of your operations, you don’t have to subject your ideas to external scrutiny, and you can build wealth. Moreover, your establishment can provide jobs to others in your community. However, the reality is that many small businesses […]
Why is it important? According to the CDC, suicide is still a leading cause of death. There are warning signs. Suicide is too common, but there is still a stigma surrounding it. There is still a stigma surrounding mental health. It is time to change the perspective. Ultimately, the month’s primary purpose is to save […]
As an entrepreneur or business professional, you are constantly faced with challenges and opportunities. It can be overwhelming at times, but with the right mindset and tools, you can overcome any obstacle and turn your dreams into reality. One such tool that can help you on your goal achievement journey is visualization. What you can… […]
Seniors can use virtual assistants like Alexa to control smart home devices, such as lights, thermostats, and security systems. Here are some examples of smart home devices that can be controlled with Alexa: 1. Philips Hue Smart Bulbs: With the Philips Hue skill, seniors can control their smart light […]