Financial Insights: Navigating Wealth and Retirement for Baby Boomers
The good news, according to financial Experts we’ve consulted, is that Baby Boomers still control 50% of all the wealth in the U.S.—more than any other generation. A 2022 Investopedia Financial Literacy Survey, which polled 1,000 U.S. Boomers, revealed that we are typically fiscally conservative, goal-centric, independent, and resourceful. Most of us are at least somewhat confident in our ability to manage our finances.
When it comes to Retirement expectations, more than 25% of survey participants anticipate receiving retirement income from pensions and 401(k)s. Others expect income from savings, certificates of deposits (CDs), and market investments. A significant majority (70%) of still-working Boomers expect to be able to support themselves with Social Security alone when they are no longer able to work, although this may be more wishful thinking than reality. Among those surveyed, 62% are retired, 23% expect to retire, and 16% are unsure they will ever be able to quit working.
Interestingly, 83% of Boomers expressed confidence in their ability to manage finances. The top financial skill Boomers wish to acquire is how to keep financial information safe online. Additionally, many Boomers now manage the budgets of ElderlyFamily members, which can be challenging, especially when those loved ones cannot communicate their financial goals.
Another survey finding was that 77% of Boomers consider themselves beginners in understanding digital currency. For us at BabyBoomer.org, an important insight from the survey was that most Boomers prefer to acquire financial knowledge through reading (37%) and talking to others (35%), rather than watching videos, game simulations, classes, or podcasts. We will, therefore, aim to provide valuable resources to meet these preferences.
Imagine growing up watching your mother drive past a neighborhood mansion and say: "That family has money — and they're miserable." Now imagine that lesson becoming the foundation of everything you believe about wealth.At some point you've probably asked: Is money the thing that makes life good? A…
Imagine growing up watching your mother drive past a neighborhood mansion and say: "That family has money — and they're miserable." Now imagine that lesson becoming the foundation of everything you …
Imagine growing up watching your mother drive past a neighborhood mansion and say: "That family has money — and they're miserable." Now imagine that lesson becoming the foundation of everything you believe about wealth.At some point you've probably asked: Is money the thing that makes life good? And if you've ever caught yourself saying "I can't afford that" — this conversation is for you.Leslie Hocker grew up the oldest of five children with a petroleum engineer father and not much room for extras. Her parents' answer to every wish: "We chose to be rich in children." That one phrase shape…
A Deputy Was Shot and Killed During a Car Stop. He talks about this and the Mental Health Crisis in Law Enforcement. The Hidden Cost of Losing One of Your Own and the Mental Health Crisis in Law Enforcement. A Deputy was Shot and Killed during A Car Stop. Those words instantly capture attention, bu…
A Deputy Was Shot and Killed During a Car Stop. He talks about this and the Mental Health Crisis in Law Enforcement. The Hidden Cost of Losing One of Your Own and the Mental Health Crisis in Law Enfor…
A Deputy Was Shot and Killed During a Car Stop. He talks about this and the Mental Health Crisis in Law Enforcement. The Hidden Cost of Losing One of Your Own and the Mental Health Crisis in Law Enforcement. A Deputy was Shot and Killed during A Car Stop. Those words instantly capture attention, but they rarely tell the entire story. The Law Enforcement Talk Radio Show and Podcast social media like their Facebook , Instagram , LinkedIn , Medium and other social media platforms.
The headlines focus on the fallen deputy. The criminal investigation follows. Eventually, the suspect is caught, …
Most people track their spending, monitor their investments, and think carefully about where their money goes. But how often do they apply the same level of attention to their time?In this episode of A Wiser Retirement® Podcast, Casey Smith sits down with time management expert Megan Sumrell, Found…
Most people track their spending, monitor their investments, and think carefully about where their money goes. But how often do they apply the same level of attention to their time?In this episode of …
Most people track their spending, monitor their investments, and think carefully about where their money goes. But how often do they apply the same level of attention to their time?In this episode of A Wiser Retirement® Podcast, Casey Smith sits down with time management expert Megan Sumrell, Founder and CEO of The Pink Bee, to discuss why so many people feel overwhelmed and what they can do to take back control of their time.Related Podcast Episodes: Ep 184. What It’s Like Traveling Full-Time in Retirement with the Retirement TravelersEp 249. How Smart Financial Planning Led to Living on …
(No More Jargon, I Promise)
This
and the following 2 posts were written because my daughter and my daughter-in-law
and all of their friends are turning 50 this year. They are starting to look at
the idea of retirement, so this is meant to help them and hopefully other women
as they try to figure …
(No More Jargon, I Promise)
This
and the following 2 posts were written because my daughter and my daughter-in-law
and all of their friends are turning 50 this year. They are starting to look at
th…
(No More Jargon, I Promise)
This
and the following 2 posts were written because my daughter and my daughter-in-law
and all of their friends are turning 50 this year. They are starting to look at
the idea of retirement, so this is meant to help them and hopefully other women
as they try to figure out their options.
An
article Older woman at risk of running out of money as gender wealth gap widens
with age, written by Maisie Grice and published online in May 2026, highlights
a critical reality: the financial system has often made women feel like it wasn't
designed for them. The good news is …
In this episode, Danielle Marggraf talks with intuitive guide Heather Fox about moving from scarcity into abundance, not just financially, but energetically and emotionally. Heather shares how scarcity can show up in subtle everyday ways and how expanding into abundance requires presence, self-aware…
In this episode, Danielle Marggraf talks with intuitive guide Heather Fox about moving from scarcity into abundance, not just financially, but energetically and emotionally. Heather shares how scarcit…
In this episode, Danielle Marggraf talks with intuitive guide Heather Fox about moving from scarcity into abundance, not just financially, but energetically and emotionally. Heather shares how scarcity can show up in subtle everyday ways and how expanding into abundance requires presence, self-awareness, and the ability to receive.They also discuss Heather’s personal codes, the guiding principles that help her feel most aligned, including routine, rhythm, simplicity, and beauty. Heather explains that these codes help her return to herself when life feels stressful or complicated.The episode …
Budgeting is not about restriction — it’s about giving your future self options.
In this clip, Jabez Roberts breaks down why many people say they “don’t like budgeting” and how small daily spending habits, like a $10 coffee, can add up quickly.
The point is not to shame spending. It is t…
Budgeting is not about restriction — it’s about giving your future self options.
In this clip, Jabez Roberts breaks down why many people say they “don’t like budgeting” and how small daily …
Budgeting is not about restriction — it’s about giving your future self options.
In this clip, Jabez Roberts breaks down why many people say they “don’t like budgeting” and how small daily spending habits, like a $10 coffee, can add up quickly.
The point is not to shame spending. It is to understand where your money is going and decide whether it is helping the life you want to build.
Full episode: Money Matters with Chris Hensley
Guest: Jabez Roberts, host of The Working Budget
#Budgeting #PersonalFinance #MoneyMatters #FinancialLiteracy #MoneyHabits #TheWorkingBudget
On this episode: Maybe we don’t all need a million dollars to retire. Are we all leaning too much on our 401(k) money? It worked for mom and dad, why won’t it work for me? Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at GoldenRe…
On this episode: Maybe we don’t all need a million dollars to retire. Are we all leaning too much on our 401(k) money? It worked for mom and dad, why won’t it work for me? Subscribe or follow so…
On this episode: Maybe we don’t all need a million dollars to retire. Are we all leaning too much on our 401(k) money? It worked for mom and dad, why won’t it work for me? Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at GoldenReserve.com or follow on social: Facebook & LinkedIn.See omnystudio.com/listener for privacy information.
In this episode of Money Matters, Chris Hensley welcomes Jabez Roberts, host of The Working Budget and The Boardroom Podcast, for a conversation about budgeting, financial education, entrepreneurship, Kaizen, and building better money habits.
Jabez shares why he launched The Working Budget, how it …
In this episode of Money Matters, Chris Hensley welcomes Jabez Roberts, host of The Working Budget and The Boardroom Podcast, for a conversation about budgeting, financial education, entrepreneurship,…
In this episode of Money Matters, Chris Hensley welcomes Jabez Roberts, host of The Working Budget and The Boardroom Podcast, for a conversation about budgeting, financial education, entrepreneurship, Kaizen, and building better money habits.
Jabez shares why he launched The Working Budget, how it connects with his mission to help everyday people understand money, and why budgeting should be seen as a roadmap — not a restriction.
Chris and Jabez discuss how compound interest and Kaizen both reflect the power of small, consistent improvements over time. They also explore why money is emotio…
This episode of The JMOR Tech Talk Show explores a critical shift happening right now in technology, economics, and global systems: artificial intelligence is no longer just a digital tool, it is becoming a real world cost center with massive financial, environmental, and societal impact.
I’m Jo…
This episode of The JMOR Tech Talk Show explores a critical shift happening right now in technology, economics, and global systems: artificial intelligence is no longer just a digital tool, it is be…
This episode of The JMOR Tech Talk Show explores a critical shift happening right now in technology, economics, and global systems: artificial intelligence is no longer just a digital tool, it is becoming a real world cost center with massive financial, environmental, and societal impact.
I’m John C. Morley — Serial Entrepreneur, Engineer, Marketing Specialist, Video Producer, Podcast Host, Coach, Graduate Student at Montclair State University, lifelong learner, and grateful to be a published author.
In this episode, we break down how AI is reshaping infrastructure, increasing energy dem…
Nationwide Payment Systems
Retail POS System for Convenience Stores, Smoke Shops & Small Retailers
Watch Nationwide Payment Systems webinars on-demand 24/7. Learn about NPSONE, Smart Invoicing, POS systems, chargebacks, high-risk payments, ACH, and payment technology for business owners.
Prese…
Nationwide Payment Systems
Retail POS System for Convenience Stores, Smoke Shops & Small Retailers
Watch Nationwide Payment Systems webinars on-demand 24/7. Learn about NPSONE, Smart Invoicing, PO…
Nationwide Payment Systems
Retail POS System for Convenience Stores, Smoke Shops & Small Retailers
Watch Nationwide Payment Systems webinars on-demand 24/7. Learn about NPSONE, Smart Invoicing, POS systems, chargebacks, high-risk payments, ACH, and payment technology for business owners.
Presented by Allen Kopelman, CEO — Nationwide Payment Systems-Host of B2B Vault: The Biz2Biz Podcast
AI OVERVIEW
Nationwide Payment Systems is a U.S.-based payment technology and merchant services company that helps businesses accept payments, streamline invoicing, reduce payment friction…
You might be ready for the summer, but so are cybercriminals. Learn about the latest scams of the season and how to fight back. We kick off the show with Leyla Bilge, Global Head of Scam Research for NortonAmazon Luna has a new game called Courtroom Chaos starring Arnold Schwarzenegger. The AI-power…
You might be ready for the summer, but so are cybercriminals. Learn about the latest scams of the season and how to fight back. We kick off the show with Leyla Bilge, Global Head of Scam Research for …
You might be ready for the summer, but so are cybercriminals. Learn about the latest scams of the season and how to fight back. We kick off the show with Leyla Bilge, Global Head of Scam Research for NortonAmazon Luna has a new game called Courtroom Chaos starring Arnold Schwarzenegger. The AI-powered game is free to play for Amazon Prime members. I sit down with JC Connors, Senior Leader of Amazon GamesAlso on Tech It Out, if you’re still paying your local wireless provider for out-of-country cellular access, you’re likely coming home to a massive bill. Instead, learn about eSIMs and Aira…
Recently, my friend Michael Shuman, publisher of the Main Street Journal, posted an article as a teaser for a webinar he did with the American Independent Business Alliance (AMIBA), hosted by our friend and colleague Jen Risley.The article stopped me in my tracks. It was a scorecard for communities�…
Recently, my friend Michael Shuman, publisher of the Main Street Journal, posted an article as a teaser for a webinar he did with the American Independent Business Alliance (AMIBA), hosted by our frie…
Recently, my friend Michael Shuman, publisher of the Main Street Journal, posted an article as a teaser for a webinar he did with the American Independent Business Alliance (AMIBA), hosted by our friend and colleague Jen Risley.The article stopped me in my tracks. It was a scorecard for communities’ economic health. The insights were simultaneously profound and practical. A local community economic director could reasonably be expected to gather the hard data in a few days. Entrepreneurs and community leaders can readily see the data in their lived experience.With permission, we’re replayi…
Boomer Bob2
Loretta Breuning
Laura Rotter
June 28, 2026
John Jay Wiley 
Casey Smith 
Royce Shook 
Jennifer Urezzio 
Greg Aler 
John Morley 
ALLEN KOPELMAN 
Marc Saltzman 