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Steve Cummings Journalist, Traveler, and Personal Finance Enthusiast

Steve Cummings is a traveler, writer, and personal finance enthusiasts that has taken an adventure to leave his home country to travel and live around the world with his family. Through many years of learning he seeks to help those to save more and travel better. He has been featured in MSN, The Associate Press Wire, and various other content outlets with his writing and publications through his website The Frugal Expat. In the last six years, He has traveled to all seven continents, over 30 different countries, and has lived abroad learning and teaching others about good financial habits and travel hacks.

As an ex-English Teacher, he hopes to provide good tips and education on money and travel to help people think outside the box and achieve the impossible.

Recent Content

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11 Frugal Ways To Save Money That Most People Don’t Realize &Raquo; Taking Care Of A Car.001 1024X576 1
11 Frugal Ways to Save Money That Most People Don’t Realize

Frugality starts with learning how to be creative with your spending. It is not about being cheap but finding deals and quality to help your money last longer. Many people need to realize that little …

Frugality starts wit…

Frugality starts with learning how to be creative with your spending. It is not about being cheap but finding deals and quality to help your money last longer. Many people need to realize that little actions can help save a ton of money. Here are 11 frugal ways to save money that most people don’t realize.  1. Take Good Care of Things You Own credit: Shutterstock Taking care of your stuff is one way to make your things last longer. A poster said, “Take good care of the things you currently own and use them for as long as you can. Buy replacement things less often. Cars, phones, c…

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Travel To Morocco: 16 Things To Do That Will Make This Trip Amazing &Raquo; Tangier.001 1024X576 1
Travel to Morocco: 16 Things to Do That Will Make This Trip Amazing

This North African country is a popular holiday destination, which is unsurprising as there are many things to see and do in Morocco. It has a hot climate, with the summer months being scorching. It i…

This North African c…

This North African country is a popular holiday destination, which is unsurprising as there are many things to see and do in Morocco. It has a hot climate, with the summer months being scorching. It is home to a fusion culture of African and European influence, thanks to the many nations that have colonized parts of the country.  If you want to head to Morocco on holiday and visit many places throughout the country, our guide to the best things to do in Morocco will help you get the best experience possible.  1. Tangier Credit: azarbico /Depositphotos One of the best things to do…

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16 Most Beautiful Locations To Travel To Around The World. You Will Really Like Number 9 &Raquo; El Rio Celeste Waterfall Costa Rica 1024X576 1
16 Most Beautiful Locations to Travel To Around the World. You Will Really Like Number 9

From the sparkling waters of hidden gems to the awe-inspiring heights of majestic mountains, each destination promises an unforgettable adventure. Walking through landscapes so stunning, they seem pai…

From the sparkling w…

From the sparkling waters of hidden gems to the awe-inspiring heights of majestic mountains, each destination promises an unforgettable adventure. Walking through landscapes so stunning, they seem painted by the brush of a master artist is like a dream come true. And wait until you see Number 9 – it's a place so enchanting, it captivates the heart of every traveler. Pack your bags, set your spirit free, and prepare to be amazed by the world's most spectacular sights. This list is your ultimate guide to beauty, wonder, and exploration. 1. Costa Rica Credit: Depositphotos Costa Rica i…

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16 Household Items That Are Costing You Tons In Electricity &Raquo; Air Conditioning 1024X576 1
16 Household Items That Are Costing You Tons in Electricity

Out of all the household utilities, electricity causes the most headaches and one of the biggest dent in consumers' wallets. However, electricity is a necessity that makes life comfortable since so ma…

Out of all the house…

Out of all the household utilities, electricity causes the most headaches and one of the biggest dent in consumers' wallets. However, electricity is a necessity that makes life comfortable since so many devices around the home require it. There are ways to lower electric service charges. The first step is to know which household items use the most electricity. With this information, consumers can take measures to save money while remaining plugged in. 1. Space Cooling Image Credit: Shutterstock. Living in a state that's hot most of the year or has sweltering summers is bound to be…

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10 Of The Most Dangerous Countries For Americans To Travel &Raquo; Afghanistan 1024X576 1
10 of the Most Dangerous Countries for Americans To Travel

Traveling can be an exciting and enriching experience. However, being aware of the potential dangers and risks involved is critical. While some countries are relatively safe for Americans to travel to…

Traveling can be an …

Traveling can be an exciting and enriching experience. However, being aware of the potential dangers and risks involved is critical. While some countries are relatively safe for Americans to travel to, others can be dangerous. Here are some of the most dangerous countries for Americans to travel to and why you should exercise caution if you plan to visit them. 1. Afghanistan credit: depositphotos Afghanistan has been in a state of violence and instability for many decades. With periodic terrorist strikes, kidnappings, and violent crime, the security situation remains volatile. T…

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