Most people think financial planning is primarily about growing wealth. While that’s certainly part of the equation, some of the biggest threats to a family’s long-term financial success have very little to do with investment returns. A disability. An underfunded insurance policy. An outdated beneficiary designation. A successful scam. A spouse who suddenly needs access […]
Most business owners spend years focused on growth. More customers. More employees. More revenue. More locations. More opportunities. Those are all worthwhile pursuits. After all, businesses are built to grow. But one of the more interesting realities I’ve discovered while working with business owners is that growth and value are not always the same thing. […]
At Libertas Wealth Management Group, we believe financial planning is not just about growing wealth. It is also about protecting the people, assets, and intentions behind that wealth. Adam Koós recently sat down with Professor Kelly Lise Murray, a lawyer, mediator, legal scholar, and host of the Wealth Litigated Podcast. After nearly two decades teaching […]
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It’s that time of year again! …March Madness. Selection Sunday kicked things off, then 63 games of single elimination, and a whole lot of broken brackets! Most people haven’t watched all these teams, but there’s no shortage of people who fill a bracket out anyway. Why? Seeding. It’s the NCAA’s way of stacking the odds, […]
Most people assume their financial advisor is on their side. That assumption is understandable. You are trusting someone with your retirement plan, your investments, and, in many cases, your life savings. The problem is that “advisor” can mean a lot of different things. Some professionals are true, fee-only fiduciaries. Others are hybrids who switch between […]
Investors often hear a simple rule repeated over and over: buy great investments and hold them forever. Patience and discipline are important, but markets are rarely that simple. In a recent conversation on the Retirement Fiduciary Podcast, Adam Koós spoke with David Keller, Chartered Market Technician and Chief Strategist at Sierra Alpha Research, about how […]
You may have seen the chart below making its rounds recently. This chart shows that Americans age 70 and older now hold roughly 32% of the total U.S. household wealth. (This is the highest share on record). At first glance, this might feel surprising. But when you look at how wealth is typically built, the […]
In this year’s market outlook, we are addressing the question we hear most often from investors after multiple strong years: How long can this bull market run, and what would tell us it is starting to break down? We have seen a tariff-driven selloff and a rapid recovery. Now the concern is less about what […]
A Conversation with Kelly Finel on Tax Strategy, Culture Preservation, and Exit Planning for Business Owners At Libertas Wealth Management Group, we believe smart exit planning isn’t about chasing the latest deal trend, it’s about creating optionality: liquidity when you want it, control where it matters, and a plan that protects your people and your […]
