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David Buck

Identity Theft Versus Identity Loss &Raquo; Rta Sample Report 11.08.2025 1024X957 3

Identity Theft Versus Identity Loss

I am not on Facebook much but I still get the occasional post or message with something like, “If you recently got a friend request from me, ignore it. My account got hacked!” I also get multiple texts a week along the lines of “Your password to [insert financial company] is due to expire in […]

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Why Longevity Feels Riskier Than It Really Is. &Raquo; Rta Sample Report 11.08.2025 1024X957 1

Why Longevity Feels Riskier Than It Really Is.

Thomas and his wife were headed out on a cruise to celebrate his birthday. They were leaving out of the port city close to where his mother lived. He asked his 86-year-old mom to come and join them for a birthday dinner before the ship disembarked. Smiling he shared, “Not surprisingly she said, ‘I have […]

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The Purchases We Make To Stay Ourselves &Raquo; Rta Summary Report Cover

The Purchases We Make to Stay Ourselves

As I continue refining my retirement budget, a conversation with my neighbor reminded me how difficult it can be to predict spending in retirement. Ron loves pickup trucks. For years, his silver Dodge Ram 3500 sat proudly in his driveway. He and his wife used it for everything. Then one day I noticed a Lexus […]

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Being Humble With Your Calendar &Raquo; Tma Summary Report Cover

Being Humble with Your Calendar

Sunday evening, as I headed into the week, I felt confident and ready. My days were planned down to the hour. Every major priority had a place. Every meeting was accounted for. I even built in flexibility for the unexpected. Then Monday arrived. Then the week began and major changes occurred. A customer asked for […]

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The Retirement Honeymoon (And Why You Can’t Get Divorced) &Raquo; Just Retired Now What 1024X683 1

The Retirement Honeymoon (And Why You Can’t Get Divorced)

The Retirement Honeymoon (And Why You Can’t Get Divorced) Why the freedom people dream about can quietly become the structure they miss. You start a new job. There is a honeymoon. You purchase a house. It is exciting and typically comes alongside updates and even full remodels. You decide to have a structured fitness program. […]

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Aligning Your Lifestyle Smile With Your Spending Smile &Raquo; The Retirement Spending Smile 1024X683 1

Aligning Your Lifestyle Smile with Your Spending Smile

Aligning Your Lifestyle Smile with Your Spending Smile Even though I am in my sixties, I still consider myself blessed to have a mentor who has played an important role in my career development. Ben has assisted me in many ways, and he has been so helpful sharing with me how he makes the most […]

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Perfection Wastes Time. Rushing Creates Rework. &Raquo; Both Waste Time 1024X683 2

Perfection Wastes Time. Rushing Creates Rework.

Perfection Wastes Time. Rushing Creates Rework. Kevin can be obsessive. As a production manager in a manufacturing plant, he has high standards and wants everything to be perfect. His desire for flawless processes can cause frustration with his boss, who says, “It’s good enough! Get it going and we can adapt as needed.” Emma likes […]

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Perfection Wastes Time. Rushing Creates Rework. &Raquo; Both Waste Time 1024X683 1

Perfection Wastes Time. Rushing Creates Rework.

Perfection Wastes Time. Rushing Creates Rework. Kevin can be obsessive. As a production manager in a manufacturing plant, he has high standards and wants everything to be perfect. His desire for flawless processes can cause frustration with his boss, who says, “It’s good enough! Get it going and we can adapt as needed.” Emma likes […]

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You’re Losing 10% Of Your Time Every Day &Raquo; Time Tithing 1024X683 1

You’re Losing 10% of Your Time Every Day

You’re Losing 10% of Your Time Every Day As a Christian, there is a concept of giving called tithing. Based on examples in the Old and New Testaments, it is an intentional action of reserving a portion of your earnings and giving it back to God. Typically, it is 10%. Yet there is also an […]

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Why Managing Energy Can Beat Managing Time &Raquo; Energy Based Time Management 1024X683 1

Why Managing Energy Can Beat Managing Time

Why Managing Energy Can Beat Managing Time Time management quietly collapses when your energy runs dry. Have you ever flown internationally? The battle of jet lag is real. As your body and mind acclimate to the time change, it is more about energy than it is time. For many, travel or not, time management is […]

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