When Planning Fails to Stop Distractions For long-time readers of my newsletter or read my book The Time-Optimized Life, you know I have battled distractions for decades. I still do. I am a big proponent of proactive planning to address this challenge. Environment proof yourself to stay focused. Plan your calendar our at least two […]
Empowering Couples to Find a Shared Lifestyle Voice Most couples believe they are aligned about retirement. They’ve talked about when they’ll retire, how much they need, and where they might live. What they often haven’t talked about is how they will live their days together once work disappears. Data collected from the Retirement Time Analysis […]
Photo by mreyz The Pros and Cons of Living with Other Retirees I had a “get to know you” call with a financial advisor and author. The focus was on the behavioral aspects of clients once they head into retirement. Trading case examples back and forth, Brady paused and very directly stated, “I don’t like […]
The Power of Everyday Memories In the middle of a morning walk, my wife and I began to discuss what trips we might want to take and activities we wanted to do. I have talked about bucket lists in this newsletter before; aspirational opportunities that you plan but may not complete. We were reviewing these […]
The Retirement Budget Often Overlooked Retirees anticipate endless days of freedom, but a financial advisor can help prepare them for the realities that await them. This article first appeared in Rethinking65. Tim may not have considered himself retired. To keep himself busy, he had a variety of real estate properties, and he had his own […]
The Myth of “I Don’t Have Time” The speed at which we live our personal and professional lives seems to be accelerating. Demands on us, alongside innovation, have become coupled into an ever increasing push to do more. Ironically I find people (even myself) tell ourselves silently or out loud, “I don’t have time.” It […]
Time Inflation: Why Tasks Always Take Longer Than Planned I went into the corporate office to lay the outline for the 2026 sales plan and strategy. I parked myself in an open office cubicle as my base of operations. Another employee, who I had not seen in a while set-up next to me and we […]
Calendar Debt: Spending Tomorrow’s Hours Today Take a look at your calendar right now. If you have more than one, open the one you use for work. If you are like most people who have taken the Calendar Time Analysis (CTA), it will look something like: meetings blocked off, whether created by you or someone […]
How Your Clients Announce Their Retirement Matters By discussing their communication plans, you can help them avoid burning bridges, alienating family, and sabotaging post-career happiness. This article first appeared in Rethinking65. Darren is sitting across from a long-time client couple and starting their semi-annual review. “Alright, have you thought more about your timeline for retirement?” […]
Relevance Isn’t a Title it’s a Lifestyle I sat waiting for church services to start. Don came up and introduced himself and welcomed me to worship. After exchanging pleasantries, he sat behind me and began to talk with another person. “How’d the week go Don?” I heard. “It went okay. I am still learning how […]
