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Breaking Down The Future – Your Retirement Roadmap

How I Got Started I started out going to college and learning that I was extremely interested in working with numbers. After graduating, I decided I wanted to pursue becoming a CPA. After I finished up my Master’s, it was around 2008 and as many are aware, the market crash happened, so I ended up […]

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Munich

Today in Munich was my worst nightmare weather—rain that froze upon hitting the ground and glazed over everything. Forty years ago, I fell on ice and shattered my elbow, so I’m now paranoid about it. I managed to get through the morning with the help of a friendly arm from my travel companions. We watched […]

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Salzburg

This is a whirlwind tour, frankly too fast for my liking. We boarded a train from Vienna to Salzburg in the early morning. Then we had five hours to explore a city that deserves at least a couple of days. The train ride was beautiful, through a snow-covered landscape. That snow will stay for a […]

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Vienna

I am on a tour of European Christmas markets — first stop Vienna. After breakfast I met the rest of our small group—six of us—plus our guide Rich. We headed out on a tram to see Schönbrunn Palace. At that point there was a gentle snowfall, enough to be pretty, not enough to be a […]

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Moonlighting &Raquo; 35436Ecd

Moonlighting

With the onset of remote and hybrid work, the practice of moonlighting has come into focus again. Moonlighting is when employees have a second job in addition to a regular job. Hybrid workers are using time saved from the commute to work and idle time left over from finished assignment to work a second or […]

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Tipping Around The World &Raquo; Pexels Photo 4968382

Tipping Around The World

5/5 – (1 vote) Everything to Know About Tipping Etiquette Tipping Around The World! In a world where service jobs are growing, and the earning potential of these positions isn’t very high. Tipping around the world has become increasingly important for those in the industry. Whether it’s servers, bartenders, hair stylists, and others in the […]

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Grandparenting 101: Teaching Kids Responsibility

Last week we published an article called: 10 Tips For Becoming a Wonderful Grandparent. We’ve gotten a lot of positive feedback on that article so we thought we’d dive deeper into some more specific areas of grandparenting. Today we’ll focus on helping our grandkids develop responsibility. A Grandparent’s Role in Helping Grandkids Develop Responsibility As […]

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Somebody Loves You &Raquo; Sonny Melendrez San Antonio Texas Tedx Motivational Keynote Speaker

Somebody Loves You

When our youngest son, Bono, was 4 years old, he was playing in his room while I was hanging a picture around the corner in the hallway. “Dad?!” he yelled. “What is it?” I called back. “I love you!” he replied. “I love you!” I reassured him. This was a common exchange at our house […]

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12 Smart Ways to Pay Zero Taxes on Retirement Income

As a retired person, I wish I had known about some of these strategies for paying zero taxes on retirement income earlier in my life. It can be overwhelming to think about all the different ways to save and invest for retirement, and it’s easy to feel like you’re missing out on opportunities to pay […]

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Great Habits Equal Great Health For A Busy Women &Raquo; Business Woman 2

Great Habits Equal Great Health For A Busy Women

“Forget inspiration.  Habit is more dependable.  Habit will sustain you whether you are inspired or not.” ~ Octavia Butler   Life is a rollercoaster, but our health doesn’t have to be. Stop waiting for a mystical “breakthrough.” Busy women don’t need to be inspired – simply consistent.  We learned this long ago in our careers […]

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