My son and I share information from both being active and interested in finance and money. He is a Chartered Financial Analyst (CFA) and Certified Financial Planner® (CFP®) My background is as a Chartered Life Underwriter (CLU) and Certified Financial Planner® (CFP®). Both my son and I both read the book The Psychology of Money […]
It’s hard to imagine what retirement will be like even now, but it is getting tougher by the day. Senior anxiety over the state of the nation’s finances and their worries about health, career and other aspects of life have been clear in recent months. Imagine how you would feel if you were told that […]
People used to fear a diagnosis of cancer above all. That has been replaced by fear of a diagnosis of dementia, particularly Alzheimer’s disease. Most people know someone who has it or did in the past. There is good reason to be afraid. It’s a difficult, expensive and sometimes very long journey with this disease. […]
Practicing acceptance can be difficult for many of us. Because it goes against our natural inclination to resist change and hold on to what is familiar. It can be hard to let go of our expectations and desires. Or to accept the reality of a situation, especially if it is painful. We may struggle with […]
Photo by verdes cosmin on Unsplash The EndGame is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. If you have trouble sleeping at night, you are in excellent company. Researchers estimate between 40% and 70% of older adults have chronic sleep issues. The reason the estimate is so […]
It is not uncommon for governments to look to pensioners as a source of revenue when facing financial challenges. They may target pensioners through measures such as increasing taxes on pension income or decreasing pension benefits. They can also increase the age at which people are eligible to receive pension payments. These measures are controversial […]
This is shocking, but it actually happened. I describe a real case, with names changed. The man involved was what we call an “elder orphan”. These are the ones with no kids, never married, or widowed and they do not have anyone paying much attention to them as they age. They are vulnerable to predators. […]
As people age, sometimes they are more willing to overlook what needs fixing at home. Maybe it feels like too much to vet contractors, or get bids. One gentleman in his 80’s comments at AgingParents.com, “I’ll just let my kids take care of it. I’ll probably be gone in five years”. Is that fair? We […]
It seems that there is no end to what unscrupulous financial advisors will do to line their own pockets at others’ expense. One does not need to be elderly and frail to get taken advantage of by someone you trust for financial advice. This debacle happened to a working widow in her 60s with limited […]
For those in what we call “midlife”, somewhere between 45 and 65 years of age, there is a hidden crisis many face. It’s not suddenly wanting to re-make your life nor taking an abrupt turn in your relationship with your significant other. Rather, it’s the pressure of feeling obligated to take care of both aging […]
