Retirement Planning

In The Valley Of The Shadow Of Debt &Raquo; Https3A2F2Fsubstack Post Media.s3.Amazonaws.com2Fpublic2Fimages2F01A31A31 679B 4434 931F 2Ed5814C3Abc 4000X6000

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Photo by Oleg Ivanov for Unsplash+The EndGame is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.If you are carrying over credit card debt from month to month, take it as a warning sign: Your personal finances are sailing rough seas and in danger of capsizing. If you’re already retired and living on a fixed income, it will be even harder to keep your fiscal ship from crashing against the rocks.Unfortunately, nearly half of Americans aged 50 or older are in the same boat. We’ve been lured by the siren songs of easy credit…

Don Akchin April 5, 2025

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Retired time to find a new balance

In her blog A Retirement Blog, Caree Risover posted a blog on "More than One Way" in which she said, When we were working, many of us fell into this trap and felt the frantic nature of life as we ran from one commitment to another. Who'd have thought how easily you can fall into the trap of doing this, even when you are retired and theoretically have time at your disposal?I've been ruminating on my folly, and although that wonderful feeling of tranquility is clearly linked to a slower tempo, it isn't true that to appreciate the joy of life, you always have to operate at a snail's pace. Indeed,…

Royce Shook April 5, 2025

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The Purple Lotus

Why did I stop? Was it the single near-neon-purple lotus bloom poking through the pavers? Did I catch the contrasting brilliant yellow center? Did a flicker of motion catch my eye? That memory has faded. What I remember is standing directly over this flower, bent at the waist, completely entranced, with time suspended, one of Asia’s bustling, loud, smoggy cities on sensory mute. In my 1990 lust for travel, I convinced my girlfriend, now my wife, to travel from Pittsburgh to Thailand to a beach. Billie had crisscrossed the country in a VW bus before she met me, but had only been out of the US…

Alan Cay Culler April 4, 2025

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Stressful Times Require Planning for Better Outcomes

Photo by Geralt via PixabayAttract the Right Job or Clientele:Stressful Times Require Planning for Better OutcomesWhether we are dealing with career or business turbulence, no one person k…

Photo by Geralt via PixabayAttract the Right Job or Clientele:Stressful Times Require Planning for Better OutcomesWhether we are dealing with career or business turbulence, no one person knows and understands all the issues underlying the upset. Sadly, sleepless nights affect many, with concern over how to move past the present at hand. Currently, we are experiencing a severe downturn in the financial markets, affecting our endeavors on multiple levels. How we attempt to deal with the worst will impact our recovery. For business and career growth, it is vital to follow the new…

Elinor Stutz April 4, 2025

Understanding Retirement Tax Strategies &Raquo; Image 1

Podcast Episode

MoneyMattersUSA® with Fred Saide

Understanding Retirement Tax Strategies

In this episode of Money Matters USA, Fred Saide discusses the critical importance of tax strategies in retirement planning. He emphasizes the need for proactive tax planning to avoid higher taxes in retirement, especially with the potential for rising tax rates. The conversation covers various financial tools, including life insurance and annuities, and highlights the significance of personalized financial planning to meet individual goals. Fred also delves into tax diversification strategies, particularly the benefits of Roth conversions and the impact of Social Security on retirement income…

Listen · 37:48

Frederick Saide April 4, 2025

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Finishing Strong: How School Leaders Can Authentically Inspire Their Teams in the Homestretch

On a recent visit to one of the school districts I support, an elementary principal asked me the following question, “how do you motivate and inspire teachers this time of year without it feeling like toxic positivity?” Let’s be honest, spring has arrived, and while that means warmer days and brighter skies, it also signals that point in the school year when educators and students alike begin to feel a deep sense of exhaustion. Patience is thinner, motivation seems elusive, and the countdown to summer break feels daunting. Too often, schools fall back on superficial gestures—small trin…

Darrin Peppard April 4, 2025

Finding Strength In The Face Of Crisis: Raman Khanna [89] &Raquo; Qjv0F9Lxn20Iljjntukpibm2Zudd

Podcast Episode

99 Humans

Finding strength in the face of crisis: Raman Khanna [89]

Life can change in an instant. One moment you're planning a future, and the next, you're navigating a whirlwind of life-altering events.Raman Khanna, VP at IPG media brands, shares his power…

Life can change in an instant. One moment you're planning a future, and the next, you're navigating a whirlwind of life-altering events.Raman Khanna, VP at IPG media brands, shares his powerful and deeply personal story of facing a cancer diagnosis while his wife was pregnant with their second child and his mother was passing away. From the shock of a life-threatening illness to the joy of new life and the pain of loss, Raman reveals how these experiences reshaped his perspective on leadership, career, and what truly matters.Tune in to hear how Raman found strength in the face of adv…

Listen · 45:23

Nadia Carter April 4, 2025

Podcast Episode

Organize 365 Podcast

645 – My 2025 Summer Household Plan

The PhD is almost over and I’ve been thinking about “What do I want?” When I committed to the PhD, I knew it was a lengthy commitment of time and hefty commitment of money. There are things we agree to in life and we know the long term commitment it will require! And now that the PhD finish line is in sight, I know it’s project time again!! I love a meaty project and I’ve identified what I want to do over the next 120 days. I want to redo my living spaces, WITH a budget in mind so it doesn’t get crazy like it did last year with one project expense leading to another project expen…

Listen · 32:27

Lisa Woodruff April 4, 2025

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Weekend Traffic Jam Reboot!- April 4

Welcome to the Weekend Traffic Jam a weekly link up which I’m delighted to be joining as a co-host in 2025. Each week, I’ll be joining Marsha, from Marsha in the Middle, Melynda, from Scratch Made Food for Hungry People, and Lisa, from Boondock Ramblings, so please take the time to visit the other co-hosts as well as two or three of those who have linked! If you would like to be a co-host come join us. It’s a great way to meet other bloggers. The latest from the WLWA50 blog Forget Age: Embrace Life in Full Bloom This was the topic of my weekly Newsletter. I am so over being told what I…

Sue Loncaric April 3, 2025

You’re Not Selling Insurance—You’re Solving A Lifetime Problem With Roy Snarr &Raquo; 7359712 1661208354268 1272Ee1039D89

Podcast Episode

Business Bros

You’re not selling insurance—you’re solving a lifetime problem with Roy Snarr

1367 He’s on a mission to reshape how we think about financial security, helping families protect their future while coaching advisors to do the same. With decades of experience and a heart for service, this expert brings clarity to complex planning strategies… Please welcome, Roy Snarr!Website: https://www.snarrinsurance.com/ Social Media: https://www.linkedin.com/in/jseder/______________ Go to www.BusinessBros.biz to be a guest on the show or to find out more on how we can help you get more customers! #Businesspodcasts #smallbusinesspodcast #businessmarketingtips #businessgrowthtips #str…

Listen · 31:16

Hernan Sias April 3, 2025

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Embrace Seasonal Challenges and Upticks for Business Growth

Photo by Geralt, via PixabayAttract the Right Job or Clientele:Embrace Seasonal Challenges and Upticks for Business GrowthThe cyclical nature of many industries, financial markets, and mos…

Photo by Geralt, via PixabayAttract the Right Job or Clientele:Embrace Seasonal Challenges and Upticks for Business GrowthThe cyclical nature of many industries, financial markets, and most aspects of life inevitably brings periods of heightened activity and demand, seasonal downturns, and upticks that can feel both exhilarating and overwhelming. However, successfully navigating these busy periods extends beyond simply managing increased workloads. A positive mindset is critical for growth while maintaining the attitude that you can and will find a better path, regardless of whate…

Elinor Stutz April 3, 2025

S2:E42 Help! I Need To Find A Caregiver! &Raquo; Hqdefault 115

Podcast Episode

Memory Care with Teresa Youngstrom

S2:E42 HELP! I Need to Find a Caregiver!

In this conversation, Teresa Youngstrom RN, Dementia Specialist, discusses the challenges faced by families, particularly those caring for individuals with brain changes. She emphasizes the importance of planning, utilizing resources, and finding the right caregivers, whether through agencies or private hiring.The conversation covers the pros and cons of different caregiving options, the necessity of flexibility in care, and the importance of engaging activities for the loved ones being cared for.Teresa also highlights the significance of transitioning to community care when necessary an…

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Teresa Youngstrom April 3, 2025

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