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Benjamin Smith Host, Retirement Success in Maine Podcast & Financial Advisor

Ben's focus with our clients is to direct the investments of their investable portfolios. In teaming with Curtis Worcester and Austin Minor, Ben combines his investment expertise from attaining the CFA Charter with Curtis & Austin's financial planning expertise to provide clients with the tools, confidence, and education to make informed decisions about their Retirement. As Ben, Curtis, and Austin have a number of clients that are Northern Light Health employees, they've developed a specialty in serving clients in the healthcare field. You can read their "Employee Guide to the Northern Light Health Retirement Plans" here.

He has spent his entire career devoted to serving individual clients and institutions by developing and implementing investment strategies, setting portfolio structure, and providing the highest level of client service. He's passionate about helping clients maximize their savings and Retirement income using the many financial planning and portfolio management tools available to Guidance Point consultants. Prior to working for Guidance Point Advisors, Ben worked for Acadia Trust, N.A., a subsidiary of Camden National Corporation, as Vice President, Portfolio Manager based in Bangor, Maine. Ben assumed responsibility for and oversight of over $300 million in client portfolios, including individuals, families, Retirement plans, endowments, foundations, businesses, and trusts; and he served on the Company’s Investment Committee.

Recent Content

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Can I Predict If I’ll Need Long-Term Care Insurance? With Lily Vittayarukskul &Raquo; Retirement Success In Maine Podbean Image
Can I Predict If I’ll Need Long-Term Care Insurance? with Lily Vittayarukskul

Ep 095: When we sit down with our clients, one of the greatest fears in Retirement is needing Long-Term Care services as we age. But our long-term care needs are often undefined. We don’t know how w…

Ep 095: When we sit …

Ep 095: When we sit down with our clients, one of the greatest fears in Retirement is needing Long-Term Care services as we age. But our long-term care needs are often undefined. We don’t know how we’ll age. Some of us do know a bit about how our immediate family has aged and what their experience with long-term care has been, but is that relevant for us? With our clients, we can roughly game plan whether our current Retirement assets and savings might be enough to support one or two people’s long-term care needs. But it’s certainly a guess and it only discusses the financial component…

Listen · 53:33
What To Do When Things Really Don’t Go As Planned With Michael Allison &Raquo; Retirement Success In Maine Podbean Image
What to Do When Things REALLY Don’t Go as Planned with Michael Allison

Ep 094: On today’s episode, we venture into a topic that all of us know one way or another, adversity. Throughout our lives, we spend countless hours planning for monumental life goals. We take time…

Ep 094: On today’s…

Ep 094: On today’s episode, we venture into a topic that all of us know one way or another, adversity. Throughout our lives, we spend countless hours planning for monumental life goals. We take time planning to carefully map out how we want our lives to play out. But, what happens when the things we strive towards for years, don’t happen at all? This emotional rollercoaster can be especially amplified when it comes to Retirement. We spend decades planning our Retirement and accumulating expectations, but then life throws us a curveball. Maybe we don’t have the money to carry out our plan…

Listen · 1:01:56
What’s The Future Of Real Estate In Maine And Nationally With Tom Miller, Cfa &Raquo; Retirement Success In Maine Podbean Image
What’s the Future of Real Estate in Maine and Nationally with Tom Miller, CFA

Ep 093: Maine offers a lot of unique opportunities for those looking to acquire real estate. Whether you're interested in growing your real estate portfolio, purchasing a rental property, or finding a…

Ep 093: Maine offers…

Ep 093: Maine offers a lot of unique opportunities for those looking to acquire real estate. Whether you're interested in growing your real estate portfolio, purchasing a rental property, or finding a second home to escape to, you've come to the right place. With more people working remotely, and Maine experiencing an influx of new residents, how is this trend effecting our real estate? For those who already own real estate in Maine, there can be questions regarding when to sell or how national trends will impact our region. On today's episode, we're going to unravel the strategies, challenges…

Listen · 49:20
Preserving Our Memories For Generations With Jim Gebhardt &Raquo; Retirement Success In Maine Podbean Image
Preserving Our Memories for Generations with Jim Gebhardt

Ep 092: We often hear that our clients are sifting through old pictures, VHS tapes, DVDs, YouTube videos, etc., and are looking for a way to keep their memories alive over time, but it all seems unorg…

Ep 092: We often hea…

Ep 092: We often hear that our clients are sifting through old pictures, VHS tapes, DVDs, YouTube videos, etc., and are looking for a way to keep their memories alive over time, but it all seems unorganized and not coordinated to the people we ultimately want to give these memories and their context to! Enter MyArkit, an online digital archival company preserving the legacy of loved ones and friends. As we live our lives digitally, we save memories to devices, clouds, or social media sites that may get lost due to faulty equipment or careless handling. We all have thousands of pictures and vid…

Listen · 32:15
Using Functional Fitness To Successfully Age In Our Homes With Doctor Lynn Anderson &Raquo; Retirement Success In Maine Podbean Image
Using Functional Fitness to Successfully Age in our Homes with Doctor Lynn Anderson

Ep 091: When we sit down with many of our clients, one of their greatest fears is not being able to stay in their homes for the duration of their Retirement. So, if that’s one of the biggest fears, …

Ep 091: When we sit …

Ep 091: When we sit down with many of our clients, one of their greatest fears is not being able to stay in their homes for the duration of their Retirement. So, if that’s one of the biggest fears, what are we doing about that to ensure we stay in our homes as long as possible? We can use our Retirement savings to make our homes more age-friendly, but are we investing in ourselves through diet and fitness to do activities to keep us Moving appropriately in our homes? That is exactly what this show is about, Using Functional Fitness to Successfully Age in our Homes! Our next guest, a Naturopa…

Listen · 43:13