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Benjamin Smith Host, Retirement Success in Maine Podcast & Financial Advisor

Ben's focus with our clients is to direct the investments of their investable portfolios. In teaming with Curtis Worcester and Austin Minor, Ben combines his investment expertise from attaining the CFA Charter with Curtis & Austin's financial planning expertise to provide clients with the tools, confidence, and Education to make informed decisions about their retirement. As Ben, Curtis, and Austin have a number of clients that are Northern Light Health employees, they've developed a specialty in serving clients in the healthcare field. You can read their "Employee Guide to the Northern Light Health Retirement Plans" here.

He has spent his entire career devoted to serving individual clients and institutions by developing and implementing investment strategies, setting portfolio structure, and providing the highest level of client service. He's passionate about helping clients maximize their savings and retirement income using the many financial planning and portfolio management tools available to Guidance Point consultants. Prior to working for Guidance Point Advisors, Ben worked for Acadia Trust, N.A., a subsidiary of Camden National Corporation, as Vice President, Portfolio Manager based in Bangor, Maine. Ben assumed responsibility for and oversight of over $300 million in client portfolios, including individuals, families, retirement plans, endowments, foundations, businesses, and trusts; and he served on the Company’s Investment Committee.

Recent Content

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Maine’s Arctic Future: Why What Happens Up North Matters Down Here With Darryl Lyon &Raquo; Retirement Success In Maine Podbean Image 5
Maine’s Arctic Future: Why What Happens Up North Matters Down Here with Darryl Lyon

Ep 125: What does the Arctic have to do with Maine? More than most people realize. In this episode of The Retirement Success in Maine Podcast, we sit down with Darryl Lyon to explore why a changing Ar…

Ep 125: What does th…

Ep 125: What does the Arctic have to do with Maine? More than most people realize. In this episode of The Retirement Success in Maine Podcast, we sit down with Darryl Lyon to explore why a changing Arctic could have major implications for Maine’s Economy, Security, trade, and future Growth. From Cold War history and Arctic shipping routes to Greenland, climate change, indigenous communities, and international competition, Darryl explains why Maine is uniquely positioned to play a larger role in the Arctic conversation. We also discuss the opportunities and challenges ahead, and why understan…

Listen · 1:07:49
How To Be A Trusted Adult: Showing Up For Today’s Kids Without Taking Over With Chris Mclaughlin, Msw, Lcsw &Raquo; Retirement Success In Maine Podbean Image 5
How to Be a Trusted Adult: Showing Up for Today’s Kids Without Taking Over with Chris McLaughlin, MSW, LCSW

Ep 124: What does it really mean to be a trusted adult in a young person’s life? In this episode of The Retirement Success in Maine Podcast, we welcome back a favorite guest of ours, Chris McLaughli…

Ep 124: What does it…

Ep 124: What does it really mean to be a trusted adult in a young person’s life? In this episode of The Retirement Success in Maine Podcast, we welcome back a favorite guest of ours, Chris McLaughlin, MSW, LCSW, for a powerful conversation about connection across generations. Together, we explore why today’s youth are facing unprecedented levels of pressure, isolation, comparison, and Mental Health challenges, and why retirees, grandparents, mentors, neighbors, and volunteers may play a more important role than ever before. Chris shares practical ways adults can build trust with children a…

Listen · 57:29
Move Better, Feel Better: How Physical Therapy Helps Retirees Stay Active With Travis Deabay Pt, Dpt, Cmtpt &Raquo; Retirement Success In Maine Podbean Image 5
Move Better, Feel Better: How Physical Therapy Helps Retirees Stay Active with Travis Deabay PT, DPT, CMTPT

Ep 123: What good is retirement if your body won’t let you enjoy it? In this episode of The Retirement Success in Maine Podcast, we sit down with Travis Deabay, founder of Deabay Physical Therapy, t…

Ep 123: What good is…

Ep 123: What good is retirement if your body won’t let you enjoy it? In this episode of The Retirement Success in Maine Podcast, we sit down with Travis Deabay, founder of Deabay Physical Therapy, to discuss how physical therapy can help retirees stay active, independent, and doing the things they Love most. From chronic back pain and Arthritis to balance issues, mobility limitations, and recovery after surgery, Travis explains how movement-based care can improve quality of life far beyond traditional rehab. We also explore why many aches and pains are connected to the way we move every day�…

Listen · 44:29
Living A Heart-Led Life: How To Let Go Of Ego And Lead With Meaning In Retirement With Amyk Hutchens &Raquo; Retirement Success In Maine Podbean Image 5
Living a Heart-Led Life: How to Let Go of Ego and Lead with Meaning in Retirement with AmyK Hutchens

Ep 122: What happens when the titles fade… but you’re still searching for meaning? In this episode of The Retirement Success in Maine Podcast, we welcome back AmyK Hutchens to explore one of the b…

Ep 122: What happens…

Ep 122: What happens when the titles fade… but you’re still searching for meaning? In this episode of The Retirement Success in Maine Podcast, we welcome back AmyK Hutchens to explore one of the biggest transitions successful professionals face: moving from a life driven by achievement and status to one guided by purpose, connection, and authenticity. Together, we unpack why so many retirees struggle with identity after leaving their careers, and how the real challenge isn’t financial, but emotional. AmyK shares practical ways to quiet the ego, reconnect with what truly matters, and have…

Listen · 50:10
Crypto, Coins, And The Changing Financial Landscape – A 2026 Update For Retirees With Tyler Frederick &Raquo; Retirement Success In Maine Podbean Image 5
Crypto, Coins, and the Changing Financial Landscape – A 2026 Update for Retirees with Tyler Frederick

Ep 121: In Episode 121 of the Retirement Success in Maine Podcast, Ben Smith and Curtis Worcester revisit the evolving world of cryptocurrency and digital Finance with returning guest Tyler Frederick.…

Ep 121: In Episode 1…

Ep 121: In Episode 121 of the Retirement Success in Maine Podcast, Ben Smith and Curtis Worcester revisit the evolving world of cryptocurrency and digital finance with returning guest Tyler Frederick. Since their last conversation, Crypto has moved further into the mainstream with ETFs, institutional adoption, and new innovations like stablecoins and tokenization. Tyler breaks down what’s changed, what’s coming next, and what retirees should actually pay attention to, without the hype. The episode also explores real-world applications, security risks, and scams, helping listeners understan…

Listen · 49:40
Medicare Maze In 2026: What Maine Retirees Need To Know With Ann Shea &Raquo; Retirement Success In Maine Podbean Image 5
Medicare Maze in 2026: What Maine Retirees Need to Know with Ann Shea

Ep 120: In this episode of the Retirement Success in Maine Podcast, we revisit one of the most important decisions retirees face: Medicare. Our guest, Ann Shea, Medicare Supervisor at the Eastern Area…

Ep 120: In this epis…

Ep 120: In this episode of the Retirement Success in Maine Podcast, we revisit one of the most important decisions retirees face: Medicare. Our guest, Ann Shea, Medicare Supervisor at the Eastern Area Agency on Aging, shares practical insights about how Medicare works in 2026 and beyond, including changes to prescription drug costs, Medicare Advantage plans, and rising premiums. Our conversation breaks down the differences between Original Medicare, Medigap, and Medicare Advantage, explains how to evaluate your options, and highlights common mistakes retirees make when choosing coverage. If yo…

Listen · 56:23
Solo Aging And The Childfree Future: Building Support Without Traditional Family Ties With Sara Zeff Geber, Phd And Jay Zigmont, Phd, Cfp® &Raquo; Retirement Success In Maine Podbean Image 5
Solo Aging and the Childfree Future: Building Support Without Traditional Family Ties with Sara Zeff Geber, PhD and Jay Zigmont, PhD, CFP®

Ep 119: For many retirees, the question of who will serve as a power of attorney or executor is often answered by naming their children, but there is a growing population of "solo agers" who don’t h…

Ep 119: For many ret…

Ep 119: For many retirees, the question of who will serve as a power of attorney or executor is often answered by naming their children, but there is a growing population of "solo agers" who don’t have that traditional safety net. In this episode, we are joined by Dr. Sara Zeff Geber and Dr. Jay Zigmont to explore how those without children can navigate the complexities of aging, from managing healthcare decisions to protecting their financial Legacy. We dive into the creation of the Child-Free Trust, a first-of-its-kind national service that provides professional Fiduciary support to ensure…

Listen · 52:28
How To Change Your Work Role Without Starting Over With Mike Dwyer &Raquo; Retirement Success In Maine Podbean Image 5
How to Change Your Work Role Without Starting Over with Mike Dwyer

Ep 118: Are you feeling stuck in your career but not ready to retire — and definitely not ready to start from scratch? In this episode of The Retirement Success in Maine Podcast, Ben and Curtis sit …

Ep 118: Are you feel…

Ep 118: Are you feeling stuck in your career but not ready to retire — and definitely not ready to start from scratch? In this episode of The Retirement Success in Maine Podcast, Ben and Curtis sit down with career strategist Mike Dwyer, founder of Emplana Career, to reveal how professionals in their 50s, 60s, and beyond can pivot into their next chapter without losing all the progress they’ve already built. Mike brings decades of experience from the private and public sectors and he shares how to outsmart today’s job-market challenges, beat the bots and AI that screen résumés, and use…

Listen · 56:51
Yes, And... Grandparenting: Using Improv To Build Connection In Retirement With Chip Brewer &Raquo; Retirement Success In Maine Podbean Image 5
Yes, And… Grandparenting: Using Improv to Build Connection in Retirement with Chip Brewer

Ep 117: In this episode of The Retirement Success in Maine Podcast, Ben and Curtis explore how the principles of improv can help retirees strengthen Relationships and find new ways to connect. Their g…

Ep 117: In this epis…

Ep 117: In this episode of The Retirement Success in Maine Podcast, Ben and Curtis explore how the principles of improv can help retirees strengthen relationships and find new ways to connect. Their guest, Chip Brewer, has performed and taught improv for more than 20 years, working with Fortune 100 executives, educators, and students, as well as authoring his debut thriller novel. Chip shares how core improv lessons like “yes, and,” active listening, and making others look good can bridge generational gaps, spark joy in everyday Family interactions, and turn awkward moments into opportunit…

Listen · 53:21
Boomers Vs. Buildings: Is Senior Living Ready For The Coming Wave With Jenna Biehn &Raquo; Retirement Success In Maine Podbean Image 5
Boomers vs. Buildings: Is Senior Living Ready for the Coming Wave with Jenna Biehn

Ep 116: In this episode of The Retirement Success in Maine Podcast, Ben and Curtis welcome Jenna Biehn, Senior Sales Director at Dirigo Pines, to dive into the challenges and opportunities shaping the…

Ep 116: In this epis…

Ep 116: In this episode of The Retirement Success in Maine Podcast, Ben and Curtis welcome Jenna Biehn, Senior Sales Director at Dirigo Pines, to dive into the challenges and opportunities shaping the future of senior living. Jenna shares her path into the industry and the powerful lessons she’s learned helping families make decisions about retirement living. From the growing shortage of units and caregivers to the risks of waiting until a crisis strikes, she explains why early planning and open family conversations are essential to preserving independence and choice. Jenna offers a candid l…

Listen · 57:24
Staying Safe And Scam-Free: Protecting Your Retirement From Financial Fraud With Princella Seymour &Raquo; Retirement Success In Maine Podbean Image 5
Staying Safe and Scam-Free: Protecting Your Retirement from Financial Fraud with Princella Seymour

Ep 115: In this episode of The Retirement Success in Maine Podcast, Ben and Curtis sit down with Princella Seymour—known as America’s Solutionist for the Aging Community and CEO of Complete Elder …

Ep 115: In this epis…

Ep 115: In this episode of The Retirement Success in Maine Podcast, Ben and Curtis sit down with Princella Seymour—known as America’s Solutionist for the Aging Community and CEO of Complete Elder Solutions—to tackle one of the biggest threats facing retirees today: financial scams. Drawing on over 30 years of experience, Princella shares real stories of fraud targeting older adults, why shame often keeps victims silent, and the steps families can take to prevent and recover from scams. From spotting caregiver manipulation to building stronger support systems, this conversation provides e…

Listen · 51:46
Autism, Aging, And Advocacy: The Role Of Grandparents And Retirees In Lifelong Support With Alexandra J. Rogers, Ph.d. &Raquo; Retirement Success In Maine Podbean Image 5
Autism, Aging, and Advocacy: The Role of Grandparents and Retirees in Lifelong Support with Alexandra J. Rogers, Ph.D.

Ep 114: Retirement doesn’t always mean slowing down. For some, it means stepping up to support a loved one with autism. In this episode, Ben and Curtis talk with Dr. Alexandra Rogers, a retired psyc…

Ep 114: Retirement d…

Ep 114: Retirement doesn’t always mean slowing down. For some, it means stepping up to support a loved one with autism. In this episode, Ben and Curtis talk with Dr. Alexandra Rogers, a retired psychologist and autism advocate, about the unique role many grandparents and retirees play as caregivers. With warmth and deep experience, Dr. Rogers explores how to better understand autism from the perspective of the individual, how to balance love, advocacy, and boundaries, and how to thoughtfully plan for long-term care and housing. She also offers guidance on how caregivers can recognize when th…

Listen · 41:02