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Can financial knowledge and independence unlock a better future for women? In this episode of A Wiser Retirement® Podcast, we explore essential steps women can take to control their financial destini…

Can financial knowle…

Can financial knowledge and independence unlock a better future for women? In this episode of A Wiser Retirement® Podcast, we explore essential steps women can take to control their financial destinies. We address challenges faced by divorced women and widows, offering practical advice on making smart investment decisions instead of relying on low-yield accounts. Discover why it’s crucial for women to be actively involved in family finances and how finding a trusted financial advisor can make all the difference. We also highlight the importance of estate planning, with tips on creating a wi…

Wiser Wealth Management was founded with a clear mission: to do the right thing and make a positive impact on people’s lives. Michaela Dowdy interviews Casey Smith about the history behind Wiser Wea…

Wiser Wealth Managem…

Wiser Wealth Management was founded with a clear mission: to do the right thing and make a positive impact on people’s lives. Michaela Dowdy interviews Casey Smith about the history behind Wiser Wealth Management, giving listeners a chance to get to know him better. Casey shares his journey from aspiring mutual fund manager to becoming an airline pilot to founding Wiser. They discuss the importance of trust, client Relationships, and long-term financial planning.Podcast Episode Referenced:- Ep 221: How to Prioritize Financial GoalsYouTube Videos Referenced:- What is flat fee financial planni…

Ever wondered how diversified income streams can shape your financial future? In this episode, Casey Smith and Shawna Theriault, CFP®, CPA, CDFA®, dive into the significance of diversified income st…

Ever wondered how di…

Ever wondered how diversified income streams can shape your financial future? In this episode, Casey Smith and Shawna Theriault, CFP®, CPA, CDFA®, dive into the significance of diversified income streams, from Real Estate and dividend-paying stocks to balancing primary and side jobs. They emphasize the importance of passion in side hustles and business ventures, and clarify tax considerations, including the reality of higher taxes being a sign of success. Podcast Episode Referenced:- Ep 221: How to Prioritize Financial GoalsYouTube Videos Referenced:- Does inheritance count as income?- Pros …

On this episode of A Wiser Retirement® Podcast, Casey Smith and Shawna Theriault, CFP®, CPA, CDFA®, explore strategies for reducing taxable income, such as deferred compensation plans, retirement c…

On this episode of A…

On this episode of A Wiser Retirement® Podcast, Casey Smith and Shawna Theriault, CFP®, CPA, CDFA®, explore strategies for reducing taxable income, such as deferred compensation plans, retirement contributions, and tax-loss harvesting. They highlight the importance of understanding the tax implications of various investments and caution against risky practices like creative accounting or intentional losses.Podcast Episodes Referenced:- Ep 229: How do I avoid capital gains tax?  YouTube Videos Referenced:- Can a donor-advised fund reduce taxable income?- How to Reduce Taxable Income as a Bu…

Is instant gratification ruining your financial goals? On this episode of A Wiser Retirement® Podcast, Casey Smith and Shawna Theriault, CFP®, CPA, CDFA® discuss the importance of staying committed…

Is instant gratifica…

Is instant gratification ruining your financial goals? On this episode of A Wiser Retirement® Podcast, Casey Smith and Shawna Theriault, CFP®, CPA, CDFA® discuss the importance of staying committed to long-term financial goals, resisting the allure of immediate gratification, and harnessing the powerful effects of early saving and compounding. They also delve into the importance of passing on sound financial habits to future generations, emphasizing the role of financial planning in building and preserving a financial Legacy.Podcast Episodes Referenced:- Ep 221: How to Prioritize Financial …

On this episode of A Wiser Retirement® Podcast, we talk about estate planning for Crypto assets, the recent launch of eight Ethereum ETFs, the future of Bitcoin and SAB121 with Casey Smith and Robert…

On this episode of A…

On this episode of A Wiser Retirement® Podcast, we talk about estate planning for crypto assets, the recent launch of eight Ethereum ETFs, the future of Bitcoin and SAB121 with Casey Smith and Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital. Podcast Episodes Referenced: - Ep 226: SWIFT Plans to Launch CBDC, Binance Founder CZ Sentenced, & Ethereum ETF News- Ep 231: The State of RIA Crypto Education, ETH ETFs, and the Memecoin FrenzyLearn More about Wiser Wealth Management:- Our website - Click here to schedule a complimentary consultation with one of our fina…

On this episode of A Wiser Retirement® Podcast, we talk about using life insurance to be your own bank with Casey Smith and Shawna Theriault, CFP®, CPA, CDFA®. We discuss what happens if you rely s…

On this episode of A…

On this episode of A Wiser Retirement® Podcast, we talk about using life insurance to be your own bank with Casey Smith and Shawna Theriault, CFP®, CPA, CDFA®. We discuss what happens if you rely solely on life insurance for wealth-building and stress the importance of having a diversified financial plan.Podcast Episodes Referenced:- Ep 214: What is disability insurance and do I need it?- Ep 179: Long-Term Care Insurance: To Buy or Not to Buy?- Ep 146: The Power of Life Insurance to Meet your Family’s GoalsYouTube Videos Referenced:- Long-Term Care Insurance ExplainedLearn More about Wise…

On this episode of A Wiser Retirement® Podcast, we discuss investing in index funds with Casey Smith and Andrew Pratt, CFA, CBDA. We talk about the importance of long-term investing, the different ty…

On this episode of A…

On this episode of A Wiser Retirement® Podcast, we discuss investing in index funds with Casey Smith and Andrew Pratt, CFA, CBDA. We talk about the importance of long-term investing, the different types of ETFs, and the benefits of dollar cost averaging over lump-sum investing. Podcast Episodes Referenced:- Ep 208: How Direct Indexing Benefits High Net Worth Individuals- Ep 216: What are alternative investments? Should you be invested in themYouTube Videos Referenced:- Is it always safe to invest in the S&P 500?- Does lump sum investing beat dollar cost averaging?Learn More about Wiser We…

Are you maximizing the full potential of your 401k as a pilot? On this episode of A Wiser Retirement® Podcast, Casey Smith and Missie Beach, CFP®, CDFA® talk about why airline pilots should maximiz…

Are you maximizing t…

Are you maximizing the full potential of your 401k as a pilot? On this episode of A Wiser Retirement® Podcast, Casey Smith and Missie Beach, CFP®, CDFA® talk about why airline pilots should maximize their 401(k) contributions. They explore the complexities and risks of real estate investments, superfunding your 401k, and tax benefits to keep in mind. Click HERE to download your free airline 401k allocation. Podcast Episodes Referenced:- Ep 173: Making the Most of Your Airline 401k- Ep 194: Delta, American & United: Who's Got the Best Pilot Retirement OfferingYouTube Videos Referenc…

On this episode of A Wiser Retirement® Podcast, Casey Smith is joined by Shawna Theriault, CFP®, CPA, CDFA® to talk about how second marriages and blended families impact estate planning. They also…

On this episode of A…

On this episode of A Wiser Retirement® Podcast, Casey Smith is joined by Shawna Theriault, CFP®, CPA, CDFA® to talk about how second marriages and blended families impact estate planning. They also discuss how to safeguard your family's future, avoiding probate pitfalls, and the often-overlooked risk of unintentionally disinheriting children from a previous marriage.Podcast Episodes Referenced:- Ep 230: What Can and Can't be Included in a Prenup- Ep 119: Choosing a CPA to Meet Your Estate Planning NeedsYouTube Video Referenced:- Using an Online Estate Planning Service vs Using a L…

High-income earners, are you looking for a way to maximize your retirement savings even if you exceed the income limits for a Roth IRA? On this episode of A Wiser Retirement® Podcast, Missie Beach, C…

High-income earners,…

High-income earners, are you looking for a way to maximize your retirement savings even if you exceed the income limits for a Roth IRA? On this episode of A Wiser Retirement® Podcast, Missie Beach, CFP®, CDFA® and Shawna Theriault, CFP®, CPA, CDFA® walk you through backdoor Roth IRAs, how to execute it step-by-step, and why early career planning is crucial for long-term, tax-free growth. From making non-deductible contributions to a traditional IRA to converting it to a Roth IRA, we cover all the essentials you need to know, especially if you've already maxed out your employer-sponso…

Is your financial advisor ready for the crypto revolution? On this episode of A Wiser Retirement® Podcast, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Cryp…

Is your financial ad…

Is your financial advisor ready for the crypto revolution? On this episode of A Wiser Retirement® Podcast, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital. They discuss the state of RIA crypto education, Crypto Super PACs, ETH ETFs, and the memecoin frenzy.Related Podcast Episodes: - Ep 226: SWIFT Plans to Launch CBDC, Binance Founder CZ Sentenced, & Ethereum ETF News- Ep 220: Is Bitcoin more than digital gold?Other Links: - Teton Crypto CapitalLearn More about Wiser Wealth Management:- Our website - Schedule a complimentary consulta…

In this episode of A Wiser Retirement®, Casey Smith and Missie Beach, CFP®, CDFA®, talk with Leslie O'Neal, a Family Law Attorney and Partner at O'Dell and O'Neal in Marietta, GA. Th…

In this episode of A…

In this episode of A Wiser Retirement®, Casey Smith and Missie Beach, CFP®, CDFA®, talk with Leslie O'Neal, a Family Law Attorney and Partner at O'Dell and O'Neal in Marietta, GA. They discuss why prenups are important for everyone, especially in second marriages, and how they act as practical life planning tools like insurance. The conversation covers the need for legal drafting of prenups, the challenges across state lines, and essential tips for anyone getting married.Related Podcast Episodes: - Ep 183: How to Avoid Financial Conflict in Marriage- Ep 160: How Finances Affe…

On this episode of A Wiser Retirement® Podcast, Casey Smith and Shawna Theriault, CFP®, CPA, CDFA® discuss various methods to minimize capital gains taxes, especially during retirement. Key strateg…

On this episode of A…

On this episode of A Wiser Retirement® Podcast, Casey Smith and Shawna Theriault, CFP®, CPA, CDFA® discuss various methods to minimize capital gains taxes, especially during retirement. Key strategies include gifting appreciated assets to charities, 1031 exchanges, and converting IRAs to Roth accounts during specific timeframes. Proper education and planning can help investors maximize their financial benefits while minimizing their tax liabilities.Related Podcast Episodes: - Ep 150: Can Tax-Loss Harvesting Improve Your Investing Returns?Related YouTube Videos:- Here's How to Avoid Pay…

Unlock the secrets to successful franchising with our special guest, Jon Ostenson, CEO of FranBridge Consulting and former president of Shelf Genie. Jon joins Casey Smith on the episode and shares his…

Unlock the secrets t…

Unlock the secrets to successful franchising with our special guest, Jon Ostenson, CEO of FranBridge Consulting and former president of Shelf Genie. Jon joins Casey Smith on the episode and shares his journey from the corporate world to franchising. He reveals the untapped potential of non-food franchises, which often boast lower startup costs and higher profit margins. They delve into the appeal of semi-passive franchise models and why aligning your personal interests with your business endeavors is crucial for long-term success.Related Podcast Episodes:- Ep 176: Tips to Grow and Scale Your S…

Can inheriting Money truly change your life for the better, or could it create unforeseen financial pitfalls? On this episode of A Wiser Retirement® Podcast, Casey Smith, Missie Beach, CFP®, CDFA®,…

Can inheriting money…

Can inheriting money truly change your life for the better, or could it create unforeseen financial pitfalls? On this episode of A Wiser Retirement® Podcast, Casey Smith, Missie Beach, CFP®, CDFA®, and Shawna Theriault, CFP®, CPA, CDFA® talk about what to do if you inherit $200k.Related Podcast Episodes:- Ep 171: I've inherited money, now what?- Ep 127: The Cost of Inheriting Wealth, Estate Tax and Opportunities to Avoid ItRelated YouTube Videos:- Do you have to pay taxes on an inheritance?- Does inheritance count as income?Related Blogs:- Inheritance Scams: How to Protect Yourself a…

On this episode of A Wiser Retirement®, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital. They discuss how SWIFT plans to launch a CBDC, Binance …

On this episode of A…

On this episode of A Wiser Retirement®, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital. They discuss how SWIFT plans to launch a CBDC, Binance founder CZ sentenced, and give an Ethereum ETF update. Related Podcast Episodes:- Ep 216: What are alternative investments? Should you be invested in them?- Ep 220: Is Bitcoin more than digital goldOther Links:- Robert Swarthout: Teton Crypto CapitalLearn More about Wiser Wealth Management:- Our website - Schedule a complimentary consultation (learn more about our services)- Click here to download…

Will the 2024 Presidential election influence the stock market? On this episode of A Wiser Retirement®, Casey Smith is joined by Andrew Pratt, CFA, CBDA, to talk about how the S&P 500 performs de…

Will the 2024 Presid…

Will the 2024 Presidential election influence the stock market? On this episode of A Wiser Retirement®, Casey Smith is joined by Andrew Pratt, CFA, CBDA, to talk about how the S&P 500 performs depending on which party is in office and how the market performs with a divided Congress. They also compare stats on how the market performed when Trump and Biden were each in office.Related Podcast:- Ep 169: How the 2024 Election Will Affect Your PortfolioRelated Blog:- How often should you check your investments?Learn More about Wiser Wealth Management:- Our website - Schedule a complimentary con…