What can we help you find?

Are you maximizing the full potential of your 401k as a pilot? On this episode of A Wiser Retirement® Podcast, Casey Smith and Missie Beach, CFP®, CDFA® talk about why airline pilots should maximiz…

Are you maximizing t…

Are you maximizing the full potential of your 401k as a pilot? On this episode of A Wiser Retirement® Podcast, Casey Smith and Missie Beach, CFP®, CDFA® talk about why airline pilots should maximize their 401(k) contributions. They explore the complexities and risks of real estate investments, superfunding your 401k, and tax benefits to keep in mind. Click HERE to download your free airline 401k allocation. Podcast Episodes Referenced:- Ep 173: Making the Most of Your Airline 401k- Ep 194: Delta, American & United: Who's Got the Best Pilot Retirement OfferingYouTube Videos Referenc…

On this episode of A Wiser Retirement® Podcast, Casey Smith is joined by Shawna Theriault, CFP®, CPA, CDFA® to talk about how second marriages and blended families impact estate planning. They also…

On this episode of A…

On this episode of A Wiser Retirement® Podcast, Casey Smith is joined by Shawna Theriault, CFP®, CPA, CDFA® to talk about how second marriages and blended families impact estate planning. They also discuss how to safeguard your family's future, avoiding Probate pitfalls, and the often-overlooked risk of unintentionally disinheriting children from a previous marriage.Podcast Episodes Referenced:- Ep 230: What Can and Can't be Included in a Prenup- Ep 119: Choosing a CPA to Meet Your Estate Planning NeedsYouTube Video Referenced:- Using an Online Estate Planning Service vs Using a L…

High-income earners, are you looking for a way to maximize your Retirement savings even if you exceed the income limits for a Roth IRA? On this episode of A Wiser Retirement® Podcast, Missie Beach, C…

High-income earners,…

High-income earners, are you looking for a way to maximize your Retirement savings even if you exceed the income limits for a Roth IRA? On this episode of A Wiser Retirement® Podcast, Missie Beach, CFP®, CDFA® and Shawna Theriault, CFP®, CPA, CDFA® walk you through backdoor Roth IRAs, how to execute it step-by-step, and why early career planning is crucial for long-term, tax-free growth. From making non-deductible contributions to a traditional IRA to converting it to a Roth IRA, we cover all the essentials you need to know, especially if you've already maxed out your employer-sponso…

Is your financial advisor ready for the crypto revolution? On this episode of A Wiser Retirement® Podcast, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Cryp…

Is your financial ad…

Is your financial advisor ready for the crypto revolution? On this episode of A Wiser Retirement® Podcast, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital. They discuss the state of RIA crypto education, Crypto Super PACs, ETH ETFs, and the memecoin frenzy.Related Podcast Episodes: - Ep 226: SWIFT Plans to Launch CBDC, Binance Founder CZ Sentenced, & Ethereum ETF News- Ep 220: Is Bitcoin more than digital gold?Other Links: - Teton Crypto CapitalLearn More about Wiser Wealth Management:- Our website - Schedule a complimentary consulta…

In this episode of A Wiser Retirement®, Casey Smith and Missie Beach, CFP®, CDFA®, talk with Leslie O'Neal, a Family Law Attorney and Partner at O'Dell and O'Neal in Marietta, GA. Th…

In this episode of A…

In this episode of A Wiser Retirement®, Casey Smith and Missie Beach, CFP®, CDFA®, talk with Leslie O'Neal, a Family Law Attorney and Partner at O'Dell and O'Neal in Marietta, GA. They discuss why prenups are important for everyone, especially in second marriages, and how they act as practical life planning tools like insurance. The conversation covers the need for legal drafting of prenups, the challenges across state lines, and essential tips for anyone getting married.Related Podcast Episodes: - Ep 183: How to Avoid Financial Conflict in Marriage- Ep 160: How Finances Affe…

On this episode of A Wiser Retirement® Podcast, Casey Smith and Shawna Theriault, CFP®, CPA, CDFA® discuss various methods to minimize capital gains taxes, especially during Retirement. Key strateg…

On this episode of A…

On this episode of A Wiser Retirement® Podcast, Casey Smith and Shawna Theriault, CFP®, CPA, CDFA® discuss various methods to minimize capital gains taxes, especially during Retirement. Key strategies include gifting appreciated assets to charities, 1031 exchanges, and converting IRAs to Roth accounts during specific timeframes. Proper education and planning can help investors maximize their financial benefits while minimizing their tax liabilities.Related Podcast Episodes: - Ep 150: Can Tax-Loss Harvesting Improve Your Investing Returns?Related YouTube Videos:- Here's How to Avoid Pay…

Unlock the secrets to successful franchising with our special guest, Jon Ostenson, CEO of FranBridge Consulting and former president of Shelf Genie. Jon joins Casey Smith on the episode and shares his…

Unlock the secrets t…

Unlock the secrets to successful franchising with our special guest, Jon Ostenson, CEO of FranBridge Consulting and former president of Shelf Genie. Jon joins Casey Smith on the episode and shares his journey from the corporate world to franchising. He reveals the untapped potential of non-food franchises, which often boast lower startup costs and higher profit margins. They delve into the appeal of semi-passive franchise models and why aligning your personal interests with your business endeavors is crucial for long-term success.Related Podcast Episodes:- Ep 176: Tips to Grow and Scale Your S…

Can inheriting money truly change your life for the better, or could it create unforeseen financial pitfalls? On this episode of A Wiser Retirement® Podcast, Casey Smith, Missie Beach, CFP®, CDFA®,…

Can inheriting money…

Can inheriting money truly change your life for the better, or could it create unforeseen financial pitfalls? On this episode of A Wiser Retirement® Podcast, Casey Smith, Missie Beach, CFP®, CDFA®, and Shawna Theriault, CFP®, CPA, CDFA® talk about what to do if you inherit $200k.Related Podcast Episodes:- Ep 171: I've inherited money, now what?- Ep 127: The Cost of Inheriting Wealth, Estate Tax and Opportunities to Avoid ItRelated YouTube Videos:- Do you have to pay taxes on an inheritance?- Does inheritance count as income?Related Blogs:- Inheritance Scams: How to Protect Yourself a…

On this episode of A Wiser Retirement®, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital. They discuss how SWIFT plans to launch a CBDC, Binance …

On this episode of A…

On this episode of A Wiser Retirement®, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital. They discuss how SWIFT plans to launch a CBDC, Binance founder CZ sentenced, and give an Ethereum ETF update. Related Podcast Episodes:- Ep 216: What are alternative investments? Should you be invested in them?- Ep 220: Is Bitcoin more than digital goldOther Links:- Robert Swarthout: Teton Crypto CapitalLearn More about Wiser Wealth Management:- Our website - Schedule a complimentary consultation (learn more about our services)- Click here to download…

Will the 2024 Presidential election influence the stock market? On this episode of A Wiser Retirement®, Casey Smith is joined by Andrew Pratt, CFA, CBDA, to talk about how the S&P 500 performs de…

Will the 2024 Presid…

Will the 2024 Presidential election influence the stock market? On this episode of A Wiser Retirement®, Casey Smith is joined by Andrew Pratt, CFA, CBDA, to talk about how the S&P 500 performs depending on which party is in office and how the market performs with a divided Congress. They also compare stats on how the market performed when Trump and Biden were each in office.Related Podcast:- Ep 169: How the 2024 Election Will Affect Your PortfolioRelated Blog:- How often should you check your investments?Learn More about Wiser Wealth Management:- Our website - Schedule a complimentary con…

It's often tricky to find the balance between living in the moment and planning for the future. On this episode of A Wiser Retirement™, Casey Smith, Missie Beach, CFP®, CDFA®, and Michaela Do…

It's often tric…

It's often tricky to find the balance between living in the moment and planning for the future. On this episode of A Wiser Retirement™, Casey Smith, Missie Beach, CFP®, CDFA®, and Michaela Dowdy talk about instant vs delayed gratification, goal-setting tips, and lifestyle perceptions of the wealthy. Podcast Episodes Referenced:- Ep 219: Do you have a wealth preservation plan?- Ep 221: How to Prioritize Financial GoalsYouTube Videos Referenced:- Retirement Planning Tool vs Working with a Financial Planner- Meaningful Ways to Leave a Financial Legacy for Your HeirsBlogs Referenced:- Wh…

Is 2024 a good time to purchase a new home? On this episode of A Wiser Retirement™, Casey Smith is joined by realtor, Tom Townsend from Townsend Realty Group. They talk about what's going on in…

Is 2024 a good time …

Is 2024 a good time to purchase a new home? On this episode of A Wiser Retirement™, Casey Smith is joined by realtor, Tom Townsend from Townsend Realty Group. They talk about what's going on in the housing market, what to know about buying a house in 2024, interest rates, upcoming changes to realtor commissions, and investing in a second home.Podcasts Referenced:- Ep 198: Real Estate Market Trends: What to Watch for in 2024 YouTube Videos Referenced:- Will mortgage rates drop in 2024?- Should I pay off my mortgage? Why or why not?Learn More about Wiser Wealth Management:- Our website - …

When should I claim Social Security if I don't need it? On this episode of A Wiser Retirement™, Casey Smith and Missie Beach, CFP®, CDFA® talk about the best age to claim Social Security, dif…

When should I claim …

When should I claim Social Security if I don't need it? On this episode of A Wiser Retirement™, Casey Smith and Missie Beach, CFP®, CDFA® talk about the best age to claim Social Security, different strategies for claiming it, and the optimal time to take it if you don't necessarily need it.Related Podcast Episodes:- Ep 109: Common Social Security Questions Answered Related YouTube Videos:- How will retiring early impact my Social Security benefit?- Common Mistakes to Avoid with Social Security Spousal BenefitsRelated Blogs:- Social Security Benefits for Divorcees after 10 Years o…

On this episode of A Wiser Retirement™, Casey Smith, Missie Beach, CFP®, CDFA®, and Michaela Dowdy discuss how to prioritize financial goals. They encourage people to set SMART goals, explain lead…

On this episode of A…

On this episode of A Wiser Retirement™, Casey Smith, Missie Beach, CFP®, CDFA®, and Michaela Dowdy discuss how to prioritize financial goals. They encourage people to set SMART goals, explain leading and lagging indicators, and how to focus on daily priorities.Related Podcast Episodes:- Ep 200: Setting and Achieving Financial Goals in the New Year- Ep 185: Opportunity Funds - Where Dreams Become RealityRelated YouTube Videos:- What is flat fee financial planning?  Other Links:- 4 Disciplines of Execution by Sean Covey- Click here to download one of our free guides that covers financial pl…

On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital. They talk about whether Bitcoin is more than d…

On this episode of A…

On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital. They talk about whether Bitcoin is more than digital gold, give an update on the SEC vs Ripple case, explain Bitcoin halving, and mention that the IRS issued a draft for the new 1099-DA.  Related Podcast Episodes:- Ep 216: What are alternative investments? Should you be invested in them?- Ep 211: Crypto and Technology Update: ChatGPT, Gemini, FTX, Ethereum, Bitcoin ETFs, and More Other Links:- Teton Crypto Capital - Click here to download o…

On this episode of A Wiser Retirement™, Casey Smith is joined by Missie Beach, CFP®, CDFA®, to discuss wealth preservation plans and various asset protection strategies. Wealth preservation is mor…

On this episode of A…

On this episode of A Wiser Retirement™, Casey Smith is joined by Missie Beach, CFP®, CDFA®, to discuss wealth preservation plans and various asset protection strategies. Wealth preservation is more than just preparing for Retirement; it involves a strategic approach to safeguarding your assets for future generations while maintaining a comfortable lifestyle today. Related Podcast Episodes: - Ep 145: Dying without Estate Planning: Do you hate your family?- Ep 175: Passing Down Generational WealthRelated YouTube Videos: - Prevent Family Conflict with Legacy Planning- Using an Online Estate P…

On this episode of A Wiser Retirement™, Casey Smith is joined by guests, Justin and Jennifer Place. Justin and Jennifer are both Pilots at a major airline. They discuss what it was like starting at …

On this episode of A…

On this episode of A Wiser Retirement™, Casey Smith is joined by guests, Justin and Jennifer Place. Justin and Jennifer are both Pilots at a major airline. They discuss what it was like starting at regional airlines and how to make it to the majors, different career paths for pilots, variable income budgeting tips, emergency funds, airline 401k plans, and planning for Retirement. Podcast Episodes Mentioned:- Ep 194: Delta, American & United: Who's Got the Best Pilot Retirement Offering?- Ep 173: Making the Most of Your Airline 401kYouTube Videos Mentioned:- Pilots, stop spending mil…

Have you thought about Moving to a new state when you retire? On this episode of A Wiser Retirement™, Casey Smith is joined by Michaela Dowdy to talk about the 5 best and worst states to retire to. …

Have you thought abo…

Have you thought about Moving to a new state when you retire? On this episode of A Wiser Retirement™, Casey Smith is joined by Michaela Dowdy to talk about the 5 best and worst states to retire to. The states on the list might surprise you!Podcast Episodes Referenced: - Ep 184: What It’s Like Traveling Full-Time in Retirement with the Retirement Travelers- Ep 77: Tips for Moving to Lower Tax States- Ep 192: Estate Planning for Those that Travel Frequently or Live in Multiple StatesYouTube Videos Referenced: - Where should I pull income in the first years of Retirement?- What kind of taxes …