David Buck » BabyBoomer.org Contributors | Expert Voices On Life After 50

Identity Theft Versus Identity Loss &Raquo; Rta Sample Report 11.08.2025 1024X957 3

I am not on Facebook much but I still get the occasional post or message with something like, “If you recently got a friend request from me, ignore it. My account got hacked!” I also get multip…

I am not on Facebook…

I am not on Facebook much but I still get the occasional post or message with something like, “If you recently got a friend request from me, ignore it. My account got hacked!” I also get multiple texts a week along the lines of “Your password to [insert financial company] is due to expire in one day, click on the link below to reset and keep access to your account.” There are just a couple of ways bad actors are trying to steal my identity. I am not alone. Identity theft and fraud cost Americans approximately $43 to $47 billion annually, with losses reaching $47 billion in 2024, …

David Buck June 18, 2026

Why Longevity Feels Riskier Than It Really Is.

Thomas and his wife were headed out on a cruise to celebrate his birthday. They were leaving out of the port city close to where his mother lived. He asked his 86-year-old mom to come and join them fo…

Thomas and his wife …

Thomas and his wife were headed out on a cruise to celebrate his birthday. They were leaving out of the port city close to where his mother lived. He asked his 86-year-old mom to come and join them for a birthday dinner before the ship disembarked. Smiling he shared, “Not surprisingly she said, ‘I have to work today. Happy birthday, we can celebrate when you get back.’” Thomas’ mother continues to find purpose late in life through the work she does. Financially, life for her is not a problem. She is not going to outlive her Money. That can’t be said for many people approachin…

David Buck June 13, 2026

The Purchases We Make to Stay Ourselves

As I continue refining my retirement budget, a conversation with my neighbor reminded me how difficult it can be to predict spending in retirement. Ron loves pickup trucks. For years, his silver…

As I continue refini…

As I continue refining my retirement budget, a conversation with my neighbor reminded me how difficult it can be to predict spending in retirement. Ron loves pickup trucks. For years, his silver Dodge Ram 3500 sat proudly in his driveway. He and his wife used it for everything. Then one day I noticed a Lexus SUV parked in its place. Less than a week later, the Lexus was gone and a new silver Ford F-150 had appeared. When I was finally able to catch up with him, I asked what happened. “We got the Lexus because we thought it would be easier to Travel with our grandson. I couldn’t…

David Buck June 4, 2026

Being Humble with Your Calendar

Sunday evening, as I headed into the week, I felt confident and ready. My days were planned down to the hour. Every major priority had a place. Every meeting was accounted for. I even built in flex…

Sunday evening, as I…

Sunday evening, as I headed into the week, I felt confident and ready. My days were planned down to the hour. Every major priority had a place. Every meeting was accounted for. I even built in flexibility for the unexpected. Then Monday arrived. Then the week began and major changes occurred. A customer asked for a corrective action plan on a product that was not performing well. My computer started to behave erratically, and I could not stay on the network drive. I was inundated with a variety of requests for my time. Two team members had major changes to their schedules…

David Buck May 29, 2026

The Retirement Honeymoon (And Why You Can’t Get Divorced)

The Retirement Honeymoon (And Why You Can’t Get Divorced) Why the freedom people dream about can quietly become the structure they miss. You start a new job. There is a honeymoon. You purch…

The Retirement Honey…

The Retirement Honeymoon (And Why You Can’t Get Divorced) Why the freedom people dream about can quietly become the structure they miss. You start a new job. There is a honeymoon. You purchase a house. It is exciting and typically comes alongside updates and even full remodels. You decide to have a structured fitness program. It can start out easily, but harder to maintain over a long period. The most obvious, you get married. There is literally a honeymoon and then the initial period when couples adjust to life with another. Then there is retirement. Yes, there is also a h…

David Buck May 21, 2026

Aligning Your Lifestyle Smile with Your Spending Smile

Aligning Your Lifestyle Smile with Your Spending Smile Even though I am in my sixties, I still consider myself blessed to have a mentor who has played an important role in my career dev…

Aligning Your Lifest…

Aligning Your Lifestyle Smile with Your Spending Smile Even though I am in my sixties, I still consider myself blessed to have a mentor who has played an important role in my career development. Ben has assisted me in many ways, and he has been so helpful sharing with me how he makes the most of retirement life. On one occasion, Ben counseled me on planning important activities at the front end of post-career life. “I went back to our advisors on three separate occasions and asked them to rerun our models to increase our yearly allocated budget for the next three years.�…

David Buck May 14, 2026

Perfection Wastes Time. Rushing Creates Rework.

Perfection Wastes Time. Rushing Creates Rework. Kevin can be obsessive. As a production manager in a manufacturing plant, he has high standards and wants everything to be perfect. His desire for fl…

Perfection Wastes Ti…

Perfection Wastes Time. Rushing Creates Rework. Kevin can be obsessive. As a production manager in a manufacturing plant, he has high standards and wants everything to be perfect. His desire for flawless processes can cause frustration with his boss, who says, “It’s good enough! Get it going and we can adapt as needed.” Emma likes to close the deal. She is an intense salesperson who will move quickly and directly to not miss an opportunity. Her boss often questions her about preparing before jumping ahead. Emma feels what she has is: “Just good enough, she can adapt as needed.”…

David Buck May 7, 2026

Perfection Wastes Time. Rushing Creates Rework.

Perfection Wastes Time. Rushing Creates Rework. Kevin can be obsessive. As a production manager in a manufacturing plant, he has high standards and wants everything to be perfect. His desire for fl…

Perfection Wastes Ti…

Perfection Wastes Time. Rushing Creates Rework. Kevin can be obsessive. As a production manager in a manufacturing plant, he has high standards and wants everything to be perfect. His desire for flawless processes can cause frustration with his boss, who says, “It’s good enough! Get it going and we can adapt as needed.” Emma likes to close the deal. She is an intense salesperson who will move quickly and directly to not miss an opportunity. Her boss often questions her about preparing before jumping ahead. Emma feels what she has is: “Just good enough, she can adapt as needed.”…

David Buck May 7, 2026

You’re Losing 10% of Your Time Every Day

You’re Losing 10% of Your Time Every Day As a Christian, there is a concept of giving called tithing. Based on examples in the Old and New Testaments, it is an intentional action of reserving a p…

You’re Losing 10% …

You’re Losing 10% of Your Time Every Day As a Christian, there is a concept of giving called tithing. Based on examples in the Old and New Testaments, it is an intentional action of reserving a portion of your earnings and giving it back to God. Typically, it is 10%. Yet there is also an attitude of a generosity of the heart. “God loves a cheerful giver” is often used. This is an acknowledgement that all things are God’s already and we are simply giving back to Him what is already His. Another phrase that is often bantered about is, “Giving of your time, treasure, and talents.�…

David Buck May 2, 2026

Why Managing Energy Can Beat Managing Time

Why Managing Energy Can Beat Managing Time Time management quietly collapses when your energy runs dry. Have you ever flown internationally? The battle of jet lag is real. As your body and min…

Why Managing Energy …

Why Managing Energy Can Beat Managing Time Time management quietly collapses when your energy runs dry. Have you ever flown internationally? The battle of jet lag is real. As your body and mind acclimate to the time change, it is more about energy than it is time. For many, travel or not, time management is about the clock. Yet time alone doesn’t determine productivity, energy does as well. Two people may both have eight hours in a workday, yet one accomplishes far more than the other. The difference often isn’t skill, intelligence, or effort. One has better alignment between en…

David Buck April 25, 2026

When Planning Fails to Stop Distractions

When Planning Fails to Stop Distractions For long-time readers of my newsletter or read my book The Time-Optimized Life, you know I have battled distractions for decades. I still do. I am a big …

When Planning Fails …

When Planning Fails to Stop Distractions For long-time readers of my newsletter or read my book The Time-Optimized Life, you know I have battled distractions for decades. I still do. I am a big proponent of proactive planning to address this challenge. Environment proof yourself to stay focused. Plan your calendar our at least two weeks to prepare your time with important activities. Quarantine your phone or separate yourself from it. Nonetheless, I still find myself drifting off into a fog of lost time and then having to play catch-up when already planned tasks become a hi…

David Buck April 18, 2026

Empowering Couples to Find a Shared Lifestyle Voice

Empowering Couples to Find a Shared Lifestyle Voice Most couples believe they are aligned about retirement. They’ve talked about when they’ll retire, how much they need, and where they m…

Empowering Couples t…

Empowering Couples to Find a Shared Lifestyle Voice Most couples believe they are aligned about retirement. They’ve talked about when they’ll retire, how much they need, and where they might live. What they often haven’t talked about is how they will live their days together once work disappears. Data collected from the Retirement Time Analysis (RTA), fewer than four in ten respondents indicate they feel confident managing their time without the structure of a job. That gap matters even more for couples, because retirement doesn’t just remove a paycheck, it removes the …

David Buck April 11, 2026

What can we help you find?

Popular Content Tags

Recent Content

Recent Articles

Recent Podcasts

Search

Account