Posts Tagged With ‘ FEATURED ’

We’ve written extensively about the risk of long-term care, but most people don’t want to consider the possibility that they’ll need it. Unfortunately, statistics tell us there’s a 70% chance that you will need long-term care if you’re 65 or older. If that’s surprising to you, it’s because the prevailing strategy for preparing for the cost is to bury one’s head in the sand and do nothing.   Clearly, that’s not a good strategy, especially given the astronomical cost of long-term care (currently over $7,500 per month on average for a private room). According to the U.S. Department... Continue Reading

No one likes extra fees, especially when they are hard to understand or being intentionally hidden. You know the ones: the stealthy “service fee,” the suspicious sounding “surcharge,” or the “handling fee,” which is always a head scratcher. There are two fees we think all retirees should know about: investment fees and advisor fees.    Granted, there’s no avoiding investment and advisor fees. Everyone should be compensated fairly for the service they provide. But how do you determine if a fee is fair? That’s what we developed the Fee Filter for.   Investment and advisor fees... Continue Reading

You probably don’t often think about how much your portfolio could go up or down at any moment—that is, until the market moves so much that it’s front-page news. Upward movement is thrilling, but downward movement is… well, we don’t have to tell you how that feels. The years 2000 and 2008 probably bring back some memories.  Those crashes proved that you can lose most of your life savings in an instant. And there’s no one more vulnerable than retirees who don’t have the luxury of additional working years to win back their losses. You can’t predict when the next crash will be, but... Continue Reading

Shara Lewis-Campbell is the co-founder of Beauty & the Beast Publishing, a book publishing and media company. In the spirit of Nadine Gordimer, Shara believes all writers have a social responsibility in all arenas.  Shara’s speciality involves publishing aspiring writers atypically from the industry, providing them with a voice and opportunity as social beings, creatively through independently published works, using their writings as a formula to demonstrate various aspects within society. It is her mission to create a concrete collective of authors into the industry who write from a place... Continue Reading

About Learning and Personal Development Maribel quickly identified that she was passionate about learning and development, especially personal development. Personal development is about developing yourself as an individual, so she flips the camera and directs it at herself. She spent a great part of 2020 doing a lot of self-discovery work.  2020 impacted Maribel along with other people. She embarked on a mission to discover her purpose and the meaning of life. New Goals in Life – Personal Journal She observed that she has done a lot of different things in her career and it’s very easy to get... Continue Reading

Life has a way of bringing us full circle back to our passions. Danny Budiski, a singer/songwriter has had a dream his entire life to be a star. He spent his younger years training his voice and playing in touring bands but never reached the pinnacle of his music goals. It is not easy to make it in the music industry, and yet, there is something deep within a musician that never lets the music die. Danny has a drive and strong ambition to succeed, no matter the trials and tribulations that have held him back or the fact that he is now in the last chapter of his life. Through major medical crisis... Continue Reading

There is no script for how to handle grief. Everyone deals with grief in his or her own way. Because of this, we really should never judge anyone for how they react or behave when they’re faced with the loss of a loved one–whether family or friend. What we see may be only a part of the reality, and not the entire reality itself. I know this to be true because of my own experiences. The first was in 1994. Migration In the late 1980s, my family and I migrated to the United States leaving my parents behind in Jamaica.  It was really hard on all of us because I was their Caregiver even though... Continue Reading

In this episode, Laura Staley shares her passion for creating or guiding people to a holistic transformation. She explains that this may include people who have been traumatized and terrified in their space. They just haven’t felt at home in a physical space or physical environment, for whatever reason, and maybe they haven’t felt safe in their own skin and learned to value themselves. She further explains that sometimes people will have things in their physical space that remind them of, even a trauma, or remind them of a grief that they haven’t fully grieved. They feel obligated to hold... Continue Reading

Nothing is worse than outliving your money Outliving your money makes for a sad ending. Your final years spent scraping and saving. A dream retirement deflated to a life of subsistence. A battle of the bills with you on the losing side. Lucky for you a massive retirement industry is there to save you from that fate and get you sailing off into the sunset like the people in the brochure. But there is another, ghastlier possibility: What if your money outlives you? What if your good health is gone in your sunset years? Or worse, what if YOU are simply, well, gone? All of that carefully nurtured... Continue Reading

“Get out of my office! And you, Yvonne, don’t EVER speak to me about a raise again.” With those words ringing in our ears, the Controller and I walked out of the office of my employer of four years, closed the door, and looked at each other in disbelief. We said nothing and then went into our own offices. What could have prompted someone to speak to two of his top employees in this manner? What could cause the CEO of a company who had a thriving high-end office furniture manufacturing company in the United States and an office in South America to shout at us with such venom? It was almost... Continue Reading