If you’re a parent, you want the best for your children. There’s never an exception to that desire – even when it comes to the type of investment account you should use to help them secure their own financial futures. The fact that you want to choose the optimal account type is obvious, but the best solution for you and your family isn’t. Personal finance is personal for a reason, and the right type of investment account for your kids will depend on a number of factors. Here’s what to think about, and how to decide. Consider the End Goal of the Account Starting by asking “what” investment... Continue Reading
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With rising interest rates and inflation it can be overwhelming to keep track of your finances. If you’re looking for help, you may want to work with a financial advisor. But how do you know that you can trust that they’ll give you the right advice? This week Wealthramp founder and CEO, Pam Krueger, was joined on Daytime Tampa by local Wealthramp network advisor, John Ceparano, CPA/PFS, CFP, to break down why it pays to work with fee-only fiduciaries and where you can go to get matched. To schedule your free meeting with a fee-only fiduciary financial advisor like John Ceparano go to www.wealthramp.com! If... Continue Reading

Given our seemingly endless fascination with UFOs — and because I was up for a research project anyway — I did some digging into records from the Director of National Intelligence, the Secretary of Defense, the Department of Defense’s Unidentified Aerial Phenomena Task Force, the Pentagon, Project Blue Book, Project Condign, Area 51, and Roswell, New Mexico, all of which plead ignorance of the phenomena. What I found made me wonder what all the fuss and skullduggery were about, given that it seemed, to me at least, to be remarkably innocuous. One of the things that has always struck everyone... Continue Reading
With everything that is going on in today’s economy, you might be wondering if your finances are in a good place? But where do you go to get that advice? Over 90% of financial advisors in the US are not legally bound to act in your best interest, so who can you trust? When you come to Wealthramp.com you’ll take our short 2-minute quiz so we can better understand what you’re looking for. Once you’re finished we’ll send you at least 3 fee-only, fiduciary advisor referrals where you can then schedule a free meeting with each one of them. So, what are you waiting for?... Continue Reading

I don’t know what we’re doing. I truly don’t. Illegal aliens are streaming across the southern border, accompanied by thugs, drugs, and bugs, of which the coronavirus is likely the least. We do nothing. And we couldn’t care less. Please don’t tell me it’s a humanitarian issue. It’s not. There’s nothing humanitarian or humane about surrendering a nation’s sovereignty, squandering its resources, endangering its citizens, or diluting its opportunities in the interest of padding a dependent voter base. Nothing. What’s that? Things are no different from the way they’ve always... Continue Reading

Don’t look now, kids. But it just got okay to be real people. Yes! Psychology Today published an existentially affirming article entitled, “Quit Feeling Guilty About Not Being Present”. Think of it! This may be all the reassurance you need about the fact that, as a human being, you’re blessed with a memory and the ability to look ahead, to anticipate, to plan, to take steps, and to amend courses as you go: For years, the gurus of presence, such as Eckhart Tolle and Jon Kabat-Zinn, have said you find joy in the present moment. Thinking about the past or future causes feelings of regret... Continue Reading
When it comes to money and relationships, it’s important to be on the same page. But what if you’re not? Investor advocate and Wealthramp founder Pam Krueger, joined by Wealthramp network advisor, Bob Carroll, CPA, CFP®, CDFA™, went on the air in Cleveland to talk to viewers about the importance of working together with your partner to navigate your finances. If you’re struggling to align your ideas with your significant other or just need help with deciding which strategies make the most sense for your family, it can be helpful to work with a fiduciary, fee-only financial... Continue Reading

In case you didn’t happen to be looking for them, it’s my pleasure to report that the FBI has released its supplemental 2021 hate crime statistics. Whew! I was afraid they’d never be released. Here’s what you missed: The FBI’s Uniform Crime Reporting (UCR) Program released a 2021 hate crime statistics supplement about bias-motivated incidents throughout the nation … This supplement allows for a more complete representation of reported hate crimes in the US for 2021. Nationally, reported hate crime incidents increased 11.6% from 8,120 in 2020 to 9,065 in 2021. How about that? Are... Continue Reading
What if I told you the world of providing financial advice has greatly evolved in the last decade? Do you know how it has changed and if you’re still taking an “old-school” approach to planning your finances? It used to be that financial planning was an “add-on” service for wealthier clients with enough assets to be professionally managed. The emphasis was on the return of the assets and not much else. Meanwhile, the average person, especially one starting out in a career, had little to no opportunity to receive any planning advice. However, some of today’s financial advisors haven... Continue Reading

We sometimes come full circle back to our first love, and in this case, it is music. Meet Arlis Walker, frontman for The Southern Outlaws Band. He hails from the backwoods of WV, and has a strong background in music having left it behind, becoming a sheriff, only to find himself at a crossroads. The universe always seems to find a way to bring us home to our roots. Through some tough life trials and tribulations, a deep part of his soul made a choice to live life to the fullest and the winding road led him right into the arms of his heart song. Read on, and learn more about Arlis Walker and his... Continue Reading