RMD is the minimum amount you must withdraw from your tax-advantaged Retirement accounts once you reach 73 if you were born between 1951-1959, and 75 for those born in 1960 or later. This rule applies to Traditional IRAs, 401(k)s, 403(b)s, and other similar retirement plans. The goal of RMDs is to ensure that individuals do not indefinitely defer taxes on their retirement savings. Understanding how RMDs work is essential for effective financial planning and our Experts in this area of the site talk about what we need to do. If you fail to take your RMD, you could face severe tax penalties.
RMDs exist because the IRS wants to collect taxes on the Money you saved in tax-deferred retirement accounts. When you contribute to accounts like a 401(k) or Traditional IRA, you defer taxes until you withdraw the money. RMD withdrawals are taxed as ordinary income. Required Minimum Distributions are an essential part of Retirement Planning, ensuring that tax-deferred savings are eventually taxed, and it is important for Baby Boomers to stay on top of the RMD regulations.
Required Minimum Distribution RMD Specialists & Contributors
Launch day is not just another day in a crowdfunding campaign.It is the moment when months of planning, strategizing, refining, rehearsing and hoping meet the real world. It is the moment your campaign steps onto the stage and asks the crowd to believe.Today at noon Eastern, 9 Pacific, I’ll be lea…
Launch day is not just another day in a crowdfunding campaign.It is the moment when months of planning, strategizing, refining, rehearsing and hoping meet the real world. It is the moment your campaig…
Launch day is not just another day in a crowdfunding campaign.It is the moment when months of planning, strategizing, refining, rehearsing and hoping meet the real world. It is the moment your campaign steps onto the stage and asks the crowd to believe.Today at noon Eastern, 9 Pacific, I’ll be leading this month’s SuperCrowdHour webinar: How to Make a Splash With Your Campaign Launch. You can watch right here using the video player above. If you’re reading this before we go live, just stay on this page and watch with us. If you’re reading later, the same player will let you watch the r…
Moving a parent into assisted living is one of the most difficult decisions a family will ever make. Whether it's planned or happens in an emergency, most families feel unprepared: logistically, emotionally, and financially.
I've been through this three times with my own parents. Each move taught me…
Moving a parent into assisted living is one of the most difficult decisions a family will ever make. Whether it's planned or happens in an emergency, most families feel unprepared: logistically, emoti…
Moving a parent into assisted living is one of the most difficult decisions a family will ever make. Whether it's planned or happens in an emergency, most families feel unprepared: logistically, emotionally, and financially.
I've been through this three times with my own parents. Each move taught me something new about what to look for, what questions to ask, and how to advocate for quality care. Looking back, there are things I wish someone had told me before we started.
If you're considering assisted living for a parent, or if you've just made the move, this guide will help you navigate what…
When the Chiropractor Became the Patient: Dr. Jason Gilbert on Mercury Toxicity and Healing Episode Description What happens when a chiropractor who has spent decades helping other people heal suddenly becomes the patient himself? In this episode of Conversations with a Chiropractor, Dr. Stephanie W…
When the Chiropractor Became the Patient: Dr. Jason Gilbert on Mercury Toxicity and Healing Episode Description What happens when a chiropractor who has spent decades helping other people heal suddenl…
When the Chiropractor Became the Patient: Dr. Jason Gilbert on Mercury Toxicity and Healing Episode Description What happens when a chiropractor who has spent decades helping other people heal suddenly becomes the patient himself? In this episode of Conversations with a Chiropractor, Dr. Stephanie Wautier talks with Australian chiropractor, author, educator, and World Surf League sports practitioner Dr. Jason Gilbert. Jason's career began with an unexpected move to South America, where he discovered that chiropractic care was largely unavailable. Armed with a portable table, a plastic spine, l…
Anika sits down with Julie Ellis to explore the inflection point every founder dreads—the moment you've built the business, achieved the goal, and suddenly realize you have no idea who you are without it. Discover why selling an eight-figure business can feel like grief disguised as success, how d…
Anika sits down with Julie Ellis to explore the inflection point every founder dreads—the moment you've built the business, achieved the goal, and suddenly realize you have no idea who you are witho…
Anika sits down with Julie Ellis to explore the inflection point every founder dreads—the moment you've built the business, achieved the goal, and suddenly realize you have no idea who you are without it. Discover why selling an eight-figure business can feel like grief disguised as success, how delegation is the real bottleneck between scaling and plateauing, and the counterintuitive truth that derails most women entrepreneurs: it's never about having a bigger vision. It's about believing you're worthy of one—and whether you have the systems and people around you to make it real.In This E…
Today we are talking about Tip #2 for Effective Communication, which is Clarity is Always Key. What may be second nature to you may seem like a foreign concept to some people. When in doubt, leave out the jargon. The goal here is to be sure your clients and prospects understand what you’re spec…
Today we are talking about Tip #2 for Effective Communication, which is Clarity is Always Key. What may be second nature to you may seem like a foreign concept to some people. When in doubt, leave …
Today we are talking about Tip #2 for Effective Communication, which is Clarity is Always Key. What may be second nature to you may seem like a foreign concept to some people. When in doubt, leave out the jargon. The goal here is to be sure your clients and prospects understand what you’re specifically discussing. One word of caution: don’t over simplify. Speaking to your client as if they are unintelligent will not win you any fans. As you know, there are some clients who need to know every single detail of a project or process, while there are others who could care less about t…
If you love the show and you'd like to support it directly you can tip the host here https://imperfect-adulting.captivate.fm/supportIn this episode of The Art of Imperfect Adulting, Amy Stone speaks with Kym Coco about the intersection of grief, transformation, and the healing power of play through …
If you love the show and you'd like to support it directly you can tip the host here https://imperfect-adulting.captivate.fm/supportIn this episode of The Art of Imperfect Adulting, Amy Stone speaks w…
If you love the show and you'd like to support it directly you can tip the host here https://imperfect-adulting.captivate.fm/supportIn this episode of The Art of Imperfect Adulting, Amy Stone speaks with Kym Coco about the intersection of grief, transformation, and the healing power of play through golf. Joining from the serene Sierra Nevadas, north of Lake Tahoe, Kym shares her deeply personal journey of losing her husband and how embarking on an ambitious goal to play 100 new golf courses as a way to help her navigate loss and redefine her future. Listeners will come away with a richer under…
“Bestseller” has become one of the easiest words to fake in publishing, and it’s costing authors money and readers' trust. I sit down with publishing expert Michele DeFilippo, who brings decades of real-world experience helping authors produce high-quality books without giving away contr…
“Bestseller” has become one of the easiest words to fake in publishing, and it’s costing authors money and readers' trust. I sit down with publishing expert Michele DeFilippo, who brings d…
“Bestseller” has become one of the easiest words to fake in publishing, and it’s costing authors money and readers' trust. I sit down with publishing expert Michele DeFilippo, who brings decades of real-world experience helping authors produce high-quality books without giving away control, rights, or royalties.We talk about why self-publishing no longer carries the old vanity-press stigma, and why the power has shifted now that Amazon and print-on-demand make global book distribution accessible. Michelle breaks down the difference between needing a publisher and needing professio…
Vulnerability is not winning or losing; it’s having the courage to show up and be seen when we have no control over the outcome.
—Brené Brown
We’ve been sold a dangerous lie: that strength means never showing weakness, never admitting uncertainty, never letting anyone see us struggle. So we…
Vulnerability is not winning or losing; it’s having the courage to show up and be seen when we have no control over the outcome.
—Brené Brown
We’ve been sold a dangerous lie: that strength me…
Vulnerability is not winning or losing; it’s having the courage to show up and be seen when we have no control over the outcome.
—Brené Brown
We’ve been sold a dangerous lie: that strength means never showing weakness, never admitting uncertainty, never letting anyone see us struggle. So we armor up. We perform confidence we don’t feel. We hide our fears behind carefully curated images of competence and control. And we call this strength.
But here’s what actually happens when we live behind walls: we become isolated, exhausted, and increasingly disconnected from both ourselves and…
Did you know AI knows your kid?
Italy just fined Character.AI over privacy violations, including concerns about protections for minors and the effectiveness of its age verification measures.
As AI becomes a bigger part of everyday life, one question is becoming impossible to ignore.
If AI is inte…
Did you know AI knows your kid?
Italy just fined Character.AI over privacy violations, including concerns about protections for minors and the effectiveness of its age verification measures.
As AI b…
Did you know AI knows your kid?
Italy just fined Character.AI over privacy violations, including concerns about protections for minors and the effectiveness of its age verification measures.
As AI becomes a bigger part of everyday life, one question is becoming impossible to ignore.
If AI is interacting with our children, who's making sure it's protecting them?
Should AI companies face stricter rules when their platforms are used by minors?
Did you know AI knows your kid?
Italy just fined Character.AI over privacy violations, including concerns about protections for minors and the effectiveness of its age verification measures.
As AI becomes a bigger part of everyday life, one question is becoming impossible to ignore.
If AI is inte…
Did you know AI knows your kid?
Italy just fined Character.AI over privacy violations, including concerns about protections for minors and the effectiveness of its age verification measures.
As AI b…
Did you know AI knows your kid?
Italy just fined Character.AI over privacy violations, including concerns about protections for minors and the effectiveness of its age verification measures.
As AI becomes a bigger part of everyday life, one question is becoming impossible to ignore.
If AI is interacting with our children, who's making sure it's protecting them?
Should AI companies face stricter rules when their platforms are used by minors?
Devin Thorpe
July 15, 2026
Ben Graham 
Stephanie Wautier 
Anika Jackson 
Anne Bachrach 
Amy Stone 
Natasha Tynes 
Dennis Pitocco 
John Morley 