In this era of complex financial landscapes, Baby Boomers are increasingly turning towards fiduciaries to secure their Retirement years. Fiduciaries act as financial guardians, offering expert advice that must be in the client’s best interest. Their role is crucial in navigating the intricate world of investments, Estate planning, and retirement finances. A fiduciary is an individual or organization entrusted with the responsibility of acting in the best interests of another party. This relationship is built on trust and requires a fiduciary to prioritize the needs and welfare of the beneficiary above their own. Whether it’s in Finance, law, or corporate settings, fiduciaries play a crucial role in protecting assets, managing investments, or handling legal matters for others.
The duty of loyalty is one of the primary responsibilities of a fiduciary. This means that the fiduciary must act solely in the interest of the beneficiary, avoiding any conflict of interest or personal gain. A fiduciary is also bound by the duty of care, which requires them to make well-informed and prudent decisions on behalf of the beneficiary. This duty entails thorough research and due diligence in financial, legal, or business matters.
As our experts explore in this section of the site, fiduciaries play a critical role in protecting the financial, legal, and personal interests of others. Their responsibilities are defined by their duty to act in the best interest of the beneficiary, maintain transparency, and avoid conflicts of interest. Whether in finance, law, or corporate governance, fiduciaries are essential to ensuring trust and accountability in their respective fields.
Our special guest, Jeff Chase, Senior Vice President of Financial Planning at S.E.E.D. Planning Group, is back! In this episode, we're diving deep into financial planning and exposing financial advisors and professionals who might be more about sales than sound advice.We'll break down how to disting…
Our special guest, Jeff Chase, Senior Vice President of Financial Planning at S.E.E.D. Planning Group, is back! In this episode, we're diving deep into financial planning and exposing financial adviso…
Our special guest, Jeff Chase, Senior Vice President of Financial Planning at S.E.E.D. Planning Group, is back! In this episode, we're diving deep into financial planning and exposing financial advisors and professionals who might be more about sales than sound advice.We'll break down how to distinguish experienced, qualified financial planners from those who are just in it for the commission—because when it comes to your financial future, you deserve a true professional, not just a salesperson.We discuss how to find someone who’s not only got your back but also understands the game, helpi…
Tax strategy is the most overlooked aspect of financial planning, yet it could save you thousands over your lifetime by minimizing your total tax burden rather than just focusing on this year's bill.• Roth conversions let you pay taxes at potentially lower rates now to avoid higher taxes late…
Tax strategy is the most overlooked aspect of financial planning, yet it could save you thousands over your lifetime by minimizing your total tax burden rather than just focusing on this year's b…
Tax strategy is the most overlooked aspect of financial planning, yet it could save you thousands over your lifetime by minimizing your total tax burden rather than just focusing on this year's bill.• Roth conversions let you pay taxes at potentially lower rates now to avoid higher taxes later in life• Asset location matters – keep growth investments in Roth accounts and more conservative assets in brokerage accounts• Health insurance premium planning can drastically reduce your healthcare costs through ACA subsidies• Capital gains harvesting allows married couples to realize up…
This podcast covers the non-financial aspects of planning for retirement. But make no mistake – you have to get your money right. Lane Martinsen is the author of 5W Retirement Blueprint: Maximize your Retirement Income through Holistic Planning, which describes his approach of holistic retirement …
This podcast covers the non-financial aspects of planning for retirement. But make no mistake – you have to get your money right. Lane Martinsen is the author of 5W Retirement Blueprint: Maximize yo…
This podcast covers the non-financial aspects of planning for retirement. But make no mistake – you have to get your money right. Lane Martinsen is the author of 5W Retirement Blueprint: Maximize your Retirement Income through Holistic Planning, which describes his approach of holistic retirement planning.
Lane Martinsen joins us from Arizona.
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Bio
Lane G. Martinsen is a Certified Financial Fiduciary®, an Investment Advisor Representative, and a Retirement Income Certified Professional (RICP®).
Lane is the Principal of Martinsen Wealth Management, LLC located in Tempe…
What actually happens when you work with a financial advisor? At Root Financial, we've built a carefully structured team model to ensure every client gets consistent, exceptional service regardless of which advisor they're paired with.Unlike products (think identical Honda Civics or iPhone…
What actually happens when you work with a financial advisor? At Root Financial, we've built a carefully structured team model to ensure every client gets consistent, exceptional service regardle…
What actually happens when you work with a financial advisor? At Root Financial, we've built a carefully structured team model to ensure every client gets consistent, exceptional service regardless of which advisor they're paired with.Unlike products (think identical Honda Civics or iPhones at any retailer), financial advice is inherently personal and can vary dramatically between advisors. We've solved this challenge by creating a four-person service team for every client: a Client Service Associate handling operations, an Associate Financial Advisor supporting and learning, a …
Wendy Green's engaging dialogue with Ken Counihan presents an inspiring exploration of health, nutrition, and community service. Ken's journey from the confines of corporate IT to advocating for better food access illustrates the profound impact of personal experiences on life pathways. After facing…
Wendy Green's engaging dialogue with Ken Counihan presents an inspiring exploration of health, nutrition, and community service. Ken's journey from the confines of corporate IT to advocating for bette…
Wendy Green's engaging dialogue with Ken Counihan presents an inspiring exploration of health, nutrition, and community service. Ken's journey from the confines of corporate IT to advocating for better food access illustrates the profound impact of personal experiences on life pathways. After facing a critical health challenge, Ken redirected his focus towards the intersection of food, health, and social responsibility, culminating in his podcast 'Eat Better Food Today.' This episode not only highlights Ken's commitment to educating the public about nutritious eating but also sheds light on hi…
Navigating the world of financial advising can feel like wandering through a maze blindfolded. Not every financial advisor is created equal—some have the credentials and expertise, while others just have the title. So, how can you tell the difference?In this brand-new four-part series, we’re joi…
Navigating the world of financial advising can feel like wandering through a maze blindfolded. Not every financial advisor is created equal—some have the credentials and expertise, while others just…
Navigating the world of financial advising can feel like wandering through a maze blindfolded. Not every financial advisor is created equal—some have the credentials and expertise, while others just have the title. So, how can you tell the difference?In this brand-new four-part series, we’re joined by Jeff Chase, Senior Vice President of Financial Planning at S.E.E.D. Planning Group. Together, we're pulling back the curtain on the financial advising industry and trying to help you better identify and spot the real deal when it comes to working with a financial professional. Together, we br…
Retirement anxiety is normal and healthy, even for people with solid financial plans—it shows you're taking your future seriously and want to make thoughtful decisions about your life transition.• Understanding why retirement worry is natural despite having financial security• How joining…
Retirement anxiety is normal and healthy, even for people with solid financial plans—it shows you're taking your future seriously and want to make thoughtful decisions about your life transitio…
Retirement anxiety is normal and healthy, even for people with solid financial plans—it shows you're taking your future seriously and want to make thoughtful decisions about your life transition.• Understanding why retirement worry is natural despite having financial security• How joining a retirement community can provide perspective and reduce anxiety• Balancing financial needs with personal purpose and meaningful activities• Learning to differentiate between necessary caution and excessive worry • Finding comfort in flexibility and dynamic planning during market changes•…
Did a member of Congress just profit from a market crash?
When the market dropped thousands of points after a major tariff announcement—and bounced back days later—at least one lawmaker disclosed stock purchases in the middle of the chaos.Now, there's bipartisan legislation on the table to ban…
Did a member of Congress just profit from a market crash?
When the market dropped thousands of points after a major tariff announcement—and bounced back days later—at least one lawmaker disclosed …
Did a member of Congress just profit from a market crash?
When the market dropped thousands of points after a major tariff announcement—and bounced back days later—at least one lawmaker disclosed stock purchases in the middle of the chaos.Now, there's bipartisan legislation on the table to ban Congress from trading individual stocks, and the conversation is heating up. As a fiduciary financial advisor, I break down the facts, the ethical debate, and why this should matter to you.📌 Subscribe for more real talk on money, markets, and retirement strategy.
🎙️ From the Money Matters…
Did a member of Congress just profit from a market crash?
When the market dropped thousands of points after a major tariff announcement—and bounced back days later—at least one lawmaker disclosed stock purchases in the middle of the chaos.Now, there's bipartisan legislation on the table to ban…
Did a member of Congress just profit from a market crash?
When the market dropped thousands of points after a major tariff announcement—and bounced back days later—at least one lawmaker disclosed …
Did a member of Congress just profit from a market crash?
When the market dropped thousands of points after a major tariff announcement—and bounced back days later—at least one lawmaker disclosed stock purchases in the middle of the chaos.Now, there's bipartisan legislation on the table to ban Congress from trading individual stocks, and the conversation is heating up. As a fiduciary financial advisor, I break down the facts, the ethical debate, and why this should matter to you.📌 Subscribe for more real talk on money, markets, and retirement strategy.
🎙️ From the Money Matters…
Have you ever felt like the stock market is rigged against you? Well, you’re not alone in that sentiment, but we’re here to pull back the curtain and show you that it’s all about understanding the rules of the game.Throughout the episode, we argue that many investors are distracted by the flas…
Have you ever felt like the stock market is rigged against you? Well, you’re not alone in that sentiment, but we’re here to pull back the curtain and show you that it’s all about understanding t…
Have you ever felt like the stock market is rigged against you? Well, you’re not alone in that sentiment, but we’re here to pull back the curtain and show you that it’s all about understanding the rules of the game.Throughout the episode, we argue that many investors are distracted by the flashy allure of 'instant wealth' while ignoring the real strategies that could lead to sustainable success. We illustrate how knowledge and strategy can turn the tables. The conversation weaves through the emotional rollercoaster of investing, debunking the idea that markets are inherently unfair. Inst…
Steve Campbell
April 21, 2025 
Ari Taublieb 
Joe Casey 
Wendy Green 
Christopher Hensley 
