We are often told that we need $-X amount for a 20-year Retirement, or that we should contribute $-X amount to our 401(k).
We are often told th…
We are often told that we need $-X amount for a 20-year retirement, or that we should contribute $-X amount to our 401(k).
Jeremy Reif
August 8, 2024 Do You Need a Financial Plan? Here’s How to Tell By, Jeremy Reif, CPRS There are a lot of preconceived notions out there about what a retirement plan is and who it is for. Often, people assume that …
Do You Need a Financ…
Do You Need a Financial Plan? Here’s How to Tell By, Jeremy Reif, CPRS There are a lot of preconceived notions out there about what a retirement plan is and who it is for. Often, people assume that since their financial life is simple, they don’t need a fancy retirement plan. But asking if you […]
Jeremy Reif
August 1, 2024 Have Your Financial-Procrastination Fallen Prey to? By, Jeremy Reif, CRPS It’s human nature to procrastinate about financial-procrastination. Why do it today when you can do it tomorrow, right? But …
Have Your Financial-…
Have Your Financial-Procrastination Fallen Prey to? By, Jeremy Reif, CRPS It’s human nature to procrastinate about financial-procrastination. Why do it today when you can do it tomorrow, right? But the question is, when is “tomorrow?” I posted a video years ago giving my thoughts on procrastination as it relates to financial planning. In that video […]
Jeremy Reif
July 25, 2024 Exploring Key Retirement Questions for a Secure Future By, Jeremy Reif, CRPS Regardless of if you are 30 or 50, the idea of retirement probably crosses your mind regularly. Once we dive into our worki…
Exploring Key Retire…
Exploring Key Retirement Questions for a Secure Future By, Jeremy Reif, CRPS Regardless of if you are 30 or 50, the idea of retirement probably crosses your mind regularly. Once we dive into our working years, retirement becomes the ultimate goal. It’s the promise that one day we’ll be able to reap what we’ve sown […]
Jeremy Reif
July 18, 2024 What do you do when you leave a job with a retirement plan? Do you have options for your 401(k)?
What do you do when …
What do you do when you leave a job with a retirement plan? Do you have options for your 401(k)?
Jeremy Reif
July 11, 2024 Exposing the Truth Behind Popular Retirement Misconceptions By, Jeremy Reif, CRPS With the never-ending stream of retirement advice being thrown at you, how do you know which answer is correct? Differ…
Exposing the Truth B…
Exposing the Truth Behind Popular Retirement Misconceptions By, Jeremy Reif, CRPS With the never-ending stream of retirement advice being thrown at you, how do you know which answer is correct? Different sources will tell you different things, like when you should claim Social Security, what type of account you should use, and how much you […]
Jeremy Reif
June 27, 2024 What to Do With Multiple 401ks After a Job Change By, Jeremy Reif, CRPS Gone are the days when Americans would stay in the same job for the majority of their working lives. The recent trend is to tran…
What to Do With Mult…
What to Do With Multiple 401ks After a Job Change By, Jeremy Reif, CRPS Gone are the days when Americans would stay in the same job for the majority of their working lives. The recent trend is to transition from job to job at an alarming rate. Americans change jobs an average of 12 times […]
Jeremy Reif
June 20, 2024 Donate to charities to create a Legacy and find self-fulfillment.
Donate to charities …
Donate to charities to create a legacy and find self-fulfillment.
Jeremy Reif
June 13, 2024 Exploring the Benefits of Roth IRA Contributions for Tax Efficiency: Will Taxes Go Up? by, Jeremy Reif, CRPS Dealing with retirement can be tricky. Will Taxes Go Up In The Future? Do you plan for the …
Exploring the Benefi…
Exploring the Benefits of Roth IRA Contributions for Tax Efficiency: Will Taxes Go Up? by, Jeremy Reif, CRPS Dealing with retirement can be tricky. Will Taxes Go Up In The Future? Do you plan for the here and now and everything that goes with it or do you plan for the future and try to […]
Jeremy Reif
June 6, 2024 Discover the Basic Steps to Increase Your Financial Security by: Jeremy Reif, CRPS Building wealth involves a whole lot more than just a get-rich-quick scheme or a hefty dose of good luck when chasing…
Discover the Basic S…
Discover the Basic Steps to Increase Your Financial Security by: Jeremy Reif, CRPS Building wealth involves a whole lot more than just a get-rich-quick scheme or a hefty dose of good luck when chasing trends in the stock market. More often than not, it comes down to making the right financial decisions, big and small, […]
Jeremy Reif
May 30, 2024 Managing Finances in the Wake of a Spouse’s Death A financial advisor is incredibly valuable when it comes to handling your everyday money concerns and helping you plan for your future. But at the s…
Managing Finances in…
Managing Finances in the Wake of a Spouse’s Death A financial advisor is incredibly valuable when it comes to handling your everyday money concerns and helping you plan for your future. But at the same time, there are milestone life events that can dramatically alter your financial situation. I was recently asked about how death […]
Jeremy Reif
May 23, 2024 
Healthcare Insurance Premiums Healthcare Costs and Retirement By Jeremy Reif, CRPS Are you confident in your retirement savings amount, ready to take the step into retirement, or have health issues…
Healthcare Insura…
Healthcare Insurance Premiums Healthcare Costs and Retirement By Jeremy Reif, CRPS Are you confident in your retirement savings amount, ready to take the step into retirement, or have health issues leading you to consider retirement? Whatever your reason for wanting to retire early, many people in this situation stay in the workforce longer than they’d like for one major reason: healthcare. Medicare doesn’t kick in until age 65, and Cobra only covers 18 months after leaving a job, so if you are 55, 60, or 62, how can you afford health insurance premiums if you aren’t working? There is…
Jeremy Reif
May 16, 2024 
How to invest during an election year? Post-Election Market Trends: Analyzing the Rally Phenomenon by Jeremy Reif, CRPS One of the most frequently asked questions during an election year is, How shoul…
How to invest during…
How to invest during an election year? Post-Election Market Trends: Analyzing the Rally Phenomenon by Jeremy Reif, CRPS One of the most frequently asked questions during an election year is, How should you invest during an election year? History tends to repeat itself, so the best answer is to research what has happened in previous election years. Markets during election years can exhibit a variety of behaviors, influenced by uncertainties and expectations related to the potential policy changes that might come with a new administration. Here are a few general trends and considerations:V…
Jeremy Reif
May 9, 2024 
Divorce and Social Security 5 Social Security Tips Divorcees Should Know By Jeremy Reif, CRPS®, Financial Advisor and Owner of Point Wealth Management As wonderful as marriage can be, there’s no de…
Divorce and Social S…
Divorce and Social Security 5 Social Security Tips Divorcees Should Know By Jeremy Reif, CRPS®, Financial Advisor and Owner of Point Wealth Management As wonderful as marriage can be, there’s no denying the fact that around 50% of marriages in the United States end in divorce.[1] Your life may change drastically after a divorce, but one thing many people don’t realize is that divorce can also affect your Social Security and retirement outlook. In general, the longer you were married holds more weight in the government’s eyes, with ten years being the magic number. So if you were married…
Jeremy Reif
May 2, 2024 
Living The Dream Thriving in Your Golden Years: 3 Essential Strategies By Jeremy Reif, CRPS®, Financial Advisor and Owner of Point Wealth Management We work so hard to get to that incredible retireme…
Living The Dream Thr…
Living The Dream Thriving in Your Golden Years: 3 Essential Strategies By Jeremy Reif, CRPS®, Financial Advisor and Owner of Point Wealth Management We work so hard to get to that incredible retirement milestone we have dreamed about for years. But once we get there, then what? There’s no doubt it’s important to plan for the financial aspect of retirement, but we can’t stop there. If you want your retirement to live up to your dreams, you need to plan for what happens when you actually cross the retirement finish line. Here are some ways to help you live well in retirement, whatever tha…
Jeremy Reif
April 25, 2024 
Navigating the Five Financial Phases of Retirement By, Jeremy Reif, CRPS When we’re in our working years, we think of retirement as this vague future event. We plan for retirement, save for retireme…
Navigating the Five …
Navigating the Five Financial Phases of Retirement By, Jeremy Reif, CRPS When we’re in our working years, we think of retirement as this vague future event. We plan for retirement, save for retirement, and dream of retirement, but we often approach it as one single phase of life. But these days, since we are living longer than ever before, our retirement could span 30 years or more. Depending on when you started your career, that’s not much less than the time you spent working.[1] The journey to and through retirement occurs gradually, like successive chapters in a book. Each chapter has i…
Jeremy Reif
April 18, 2024 
Don’t Derail Your Retirement Unraveling Three Common Misconceptions That Can Sabotage Your Retirement Dreams By, Jeremy Reif, CRPS Retirement is arguably one of the most popular topics in the person…
Don’t Derail Your …
Don’t Derail Your Retirement Unraveling Three Common Misconceptions That Can Sabotage Your Retirement Dreams By, Jeremy Reif, CRPS Retirement is arguably one of the most popular topics in the personal Finance world. There is a glut of information about when to start saving, what the best strategies are, and how much you’ll need. If you do a simple search on the topic of retirement calculators, you’ll have plenty of options to choose from! Unfortunately, a lot of the advice can be contradictory or overwhelming or even flat-out wrong. We are told that we need X amount for a 20-year retirem…
Jeremy Reif
April 11, 2024 Which one should I make my next contribution into? Roth IRA or Traditional? Choosing Between Traditional and Roth IRA Contributions: Which is Right for You? By, Jeremy Reif, CRPS Traditional vs. Ro…
Which one should …
Which one should I make my next contribution into? Roth IRA or Traditional? Choosing Between Traditional and Roth IRA Contributions: Which is Right for You? By, Jeremy Reif, CRPS Traditional vs. Roth has been debated since the Roth IRA arrived in 1998. This is almost like the age-old question, what came first, the chicken or the egg? When should you pay your taxes, now or later? Heck, even CPAs and investment professionals will give you different answers. The common public only wants a simple yes or no when it comes to which account to use. The most common answer from professionals …
Jeremy Reif
April 1, 2024 
Navigating Retirement Taxes Strategies for Reducing Retirement Taxes By, Jeremy Reif, CRPS Are you one of those people who says you will worry about taxes later? Better yet, you will move to a state w…
Navigating Retiremen…
Navigating Retirement Taxes Strategies for Reducing Retirement Taxes By, Jeremy Reif, CRPS Are you one of those people who says you will worry about taxes later? Better yet, you will move to a state where you do not need to pay taxes on your retirement money. If so, this article is for you. Retirement is a phase of life that many look forward to. This stage of life brings new challenges, especially in the realm of financial planning and tax management. Understanding how taxes work in retirement is crucial to maximizing your income and ensuring your savings last. Explore key strategies and co…
Jeremy Reif
March 28, 2024 AI Investing Strategies Explore AI Investing Strategies to Transform Your Financial Portfolio By, Jeremy Reif, CRPS Artificial Intelligence (AI) is making a large impact on many industries in a very s…
AI Investing Strateg…
AI Investing Strategies Explore AI Investing Strategies to Transform Your Financial Portfolio By, Jeremy Reif, CRPS Artificial intelligence (AI) is making a large impact on many industries in a very short amount of time. This may be the modern-day equivalent of an industrial revolution. How this will affect the world of finance is a story that is continuing to unfold in the present time. For the time being, trusting AI to pick investments or do your financial planning, it is advised to use caution as AI is new to the industry. Most AI is looking back at historical data. Some services r…
Jeremy Reif
March 14, 2024 
Social Media Influencer Understanding Financial Influencers and the Need for Caution by, Jeremy Reif, CRPS This is the tale of the double-edged sword of financial advice. Financial influencers are g…
Social Media Influen…
Social Media Influencer Understanding Financial Influencers and the Need for Caution by, Jeremy Reif, CRPS This is the tale of the double-edged sword of financial advice. Financial influencers are gaining a lot of traction on social media. The landscape in the next few years will drastically change because of influencers and the development of artificial intelligence in this space. This will increase the need to navigate all financial advice with caution. In the digital era, financial influencers have become a significant force in shaping investment behaviors and personal finance decisio…
Jeremy Reif
March 7, 2024 minimize taxes Navigating Retirement and Taxation: Strategies to Minimize Taxes by: Jeremy Reif, CRPS Retirement is different for everyone. The commonality is that retirees face a significant change…
minimize taxes Navig…
minimize taxes Navigating Retirement and Taxation: Strategies to Minimize Taxes by: Jeremy Reif, CRPS Retirement is different for everyone. The commonality is that retirees face a significant change in their financial landscape. Minimizing taxes can have one of the largest effects on retirement and is the biggest key to watch. Understanding the tax implications of your retirement income is crucial for maintaining your financial health. This article will explore how income is taxed during retirement, strategies to minimize your tax burden, and tips for staying compliant with IRS rules. Unde…
Jeremy Reif
February 29, 2024 
Successful Retirement or Tax Trap; Will You Be The One Who Pays More In Tax During Retirement? by: Jeremy Reif, CRPS If you are/were successful in your career and saved enough to retire, congratulatio…
Successful Retiremen…
Successful Retirement or Tax Trap; Will You Be The One Who Pays More In Tax During Retirement? by: Jeremy Reif, CRPS If you are/were successful in your career and saved enough to retire, congratulations! The Internal Revenue Service (IRS) would also like to thank you. If you knew the tax trap existed, you might not have known its full extent. This article is focused on the hidden tax trap, which mostly affects the middle class and up. People tend to forget that the government is around indefinitely; we are only here temporarily. How does that old saying go? There are only two things th…
Jeremy Reif
February 22, 2024 
Top 5 Tax Saving Strategies by, Jeremy Reif, CRPS Spring is in the air, and tax forms are showing up in your mail and online databases. Are you worried about that impending tax bill? You’re not al…
Top 5 Tax Saving Str…
Top 5 Tax Saving Strategies by, Jeremy Reif, CRPS Spring is in the air, and tax forms are showing up in your mail and online databases. Are you worried about that impending tax bill? You’re not alone. Many individuals find themselves scrambling to find ways to lower their tax bills as the deadline approaches. There are strategies you can implement to potentially reduce your tax burden this year. We’ll explore some tax saving strategies that could help you keep more money in your pocket. Traditional Tax Deduction Strategies One effective way to lower your tax bill is by maximizing your …
Jeremy Reif
February 15, 2024 
Dividend Investing Who Knew || Dividend Investing Explained By Jeremy Reif, CRPS Learn from our forefathers, like Warren Buffett, that there is no need to fix what is not broken. The biggest obstacl…
Dividend Investing W…
Dividend Investing Who Knew || Dividend Investing Explained By Jeremy Reif, CRPS Learn from our forefathers, like Warren Buffett, that there is no need to fix what is not broken. The biggest obstacles in your investment journey will be greed, emotions, and time. Whether you’re a seasoned investor or just dipping your toes into the financial waters, understanding the nuances of crafting and nurturing such portfolios is vital. In this comprehensive guide, we’ll explore a four-tier approach to constructing a dividend/interest portfolio that can pave the way to retirement and future retire…
Jeremy Reif
February 8, 2024 
Companies paying dividends Unleashing The Potential Of Dividends By, Jeremy Reif, CRPS Investors can often get caught up in the news or social media world, hoping for quick returns and to double th…
Companies paying …
Companies paying dividends Unleashing The Potential Of Dividends By, Jeremy Reif, CRPS Investors can often get caught up in the news or social media world, hoping for quick returns and to double their money overnight. The stark reality is that investing is not for the weak at heart. Sometimes it is best to play the long game. This is usually done by seeking avenues to maximize their returns and minimize risk. One strategy that has stood the test of time is investing, which Warren Buffett has made famous in dividend-paying stocks. In this blog post, we will delve into the significance of…
Jeremy Reif
February 1, 2024 
Why You Need A Strategy for Investing Tips To Succeed at Investing by, Jeremy Reif, CRPS As we step into the new year, seasoned investors are already contemplating their next moves in the stock market…
Why You Need A Strat…
Why You Need A Strategy for Investing Tips To Succeed at Investing by, Jeremy Reif, CRPS As we step into the new year, seasoned investors are already contemplating their next moves in the stock market. It is easy to become antsy about your investment positions, but before you hit the buy button, consider heeding the timeless advice of Warren Buffett. We will uncover how Buffett chooses investments and why they might be the key to successful investing in 2024. Buffett’s: Time-Tested Approach Warren Buffett, in his 2013 letter to Berkshire Hathaway shareholders, laid out two tests that an inve…
Jeremy Reif
January 25, 2024 
Bitcoin ETF By Jeremy Reif, CRPS Decoding Bitcoin’s ETF Approval: A Financial Insight Bitcoin comes with a lot of controversy, as do many new companies. We have all heard about the celebrities and…
Bitcoin ETF By Jerem…
Bitcoin ETF By Jeremy Reif, CRPS Decoding Bitcoin’s ETF Approval: A Financial Insight Bitcoin comes with a lot of controversy, as do many new companies. We have all heard about the celebrities and sports stars that jumped onto the bandwagon early. The latest news is that on January 10th, 2024, Bitcoin and other cryptocurrencies became easier to invest in when the Securities and Exchange Commission (SEC) allowed them to be traded in exchange-traded funds (ETFs). Why is it important to know that Bitcoin is available via ETFs? For those who don’t know how ETFs work, they allow you to …
Jeremy Reif
January 18, 2024 
Democrats and Republicans Election Year and the Stock Market: They Go Together Like Water and Oil Uncertainty and the stock market do not mix well. What does this mean for your investments? Every …
Democrats and Republ…
Democrats and Republicans Election Year and the Stock Market: They Go Together Like Water and Oil Uncertainty and the stock market do not mix well. What does this mean for your investments? Every four years, investors endure an election market with full-on mudslinging. Presidential candidates leave no stone unturned and expose everything to gain an upper hand. As we move into 2024, the stock market braces itself for the current presidential cycle, signifying a critical juncture for investors. This article will shed light on what to anticipate in the next 12 months and the significance …
Jeremy Reif
January 11, 2024 
McDonalds Inflation and Government Involvement By Jeremy Reif, CRPS The unintended consequences of raising minimum wages and the fight against inflation. The cause and effect of our government’s a…
McDonalds Inflation …
McDonalds Inflation and Government Involvement By Jeremy Reif, CRPS The unintended consequences of raising minimum wages and the fight against inflation. The cause and effect of our government’s actions, for better or worse. In a purely economic sense, supply and demand would have worked themselves out naturally. Government intervention forced change where it potentially did or didn’t need it. The fast-food world was blown away when a McDonald’s on the East Coast made headlines for charging a staggering $17–$18 for their combo meals. This seemingly exorbitant price has become the f…
Jeremy Reif
January 4, 2024 
Avoidable retirement mistakes 6 Retirement Mistakes To Avoid by; Jeremy Reif, CRPS Are you approaching retirement or already enjoying your golden years? It’s crucial to manage your finances wisely. …
Avoidable retirement…
Avoidable retirement mistakes 6 Retirement Mistakes To Avoid by; Jeremy Reif, CRPS Are you approaching retirement or already enjoying your golden years? It’s crucial to manage your finances wisely. Here are some common mistakes retirees make that you should avoid. Mistake 1: Not having a budget. That is unless you have endless amounts of money. Without a budget, it’s easy to overspend and run into financial trouble. Take control of your expenses by creating a budget and sticking to it. Sometimes it is best to set up your retirement account distributions once a month, two weeks apart …
Jeremy Reif
December 28, 2023 
As the magical season of Christmas approaches, our hearts are filled with joy, warmth, and the anticipation of spending quality time with our loved ones. While the holiday spirit revolves around lo…
As the magical se…
As the magical season of Christmas approaches, our hearts are filled with joy, warmth, and the anticipation of spending quality time with our loved ones. While the holiday spirit revolves around love and togetherness, it’s also a time to reflect on the importance of family. We’ll explore how the true wealth of Christmas lies in the shared moments with our family and how smart financial decisions can enhance the holiday experience.Investing in Experiences Over Material Gifts: In a world often obsessed with material possessions, Christmas offers a unique opportunity to prioritize expe…
Jeremy Reif
December 21, 2023 
7 Tips To A Successful Retirement by Jeremy Reif, CRPS Retirement The transition to retirement can cause a lot of Stress and Anxiety, which can be avoided or reduced substantially by doing a little pl…
7 Tips To A Successf…
7 Tips To A Successful Retirement by Jeremy Reif, CRPS Retirement The transition to retirement can cause a lot of stress and anxiety, which can be avoided or reduced substantially by doing a little planning. Rather than reinventing the wheel, it is much easier to find the keys to others that have had success in retirement. If you’re planning on retiring soon, here are some essential tips to help you prepare. Tip 1: Assess your financial readiness. Determine your retirement goals and calculate how much money you’ll need to support your Lifestyle. Review your savings, investments, and pe…
Jeremy Reif
December 14, 2023 
inflation Unmasking Inflation: The Hidden Side of Rising Prices By, Jeremy Reif, CRPS Inflation is the steady increase in the prices of goods and services over time. It affects the Economy, our wallet…
inflation Unmasking …
inflation Unmasking Inflation: The Hidden Side of Rising Prices By, Jeremy Reif, CRPS Inflation is the steady increase in the prices of goods and services over time. It affects the economy, our wallets, and even our daily lives. But why does it happen? I know I’ve done previous articles talking about the cause and effect of inflation and things that are going on with the rising interest rates by the Fed chairman. I never took the time to explain what inflation is or why it happens. In this article, I’m going to give you three causes of inflation and expound on each of them. The goal is t…
Jeremy Reif
December 7, 2023 
Fixing Social Security 8 Ideas To Fix Social Security, What Is The Government Waiting For? Years ago, when I was writing my thesis in college for my Economics degree, I wrote it on the problems that S…
Fixing Social Securi…
Fixing Social Security 8 Ideas To Fix Social Security, What Is The Government Waiting For? Years ago, when I was writing my thesis in college for my Economics degree, I wrote it on the problems that Social Security “S.S.” was facing, i.e., running out of money. I won’t reprint my original thoughts, as my thesis was extremely long, full of facts, and would bore you to death. It’s funny how things don’t change. The program is still on pace to run out of money in the early to mid-2030s. I will attempt to solve the S.S. issue. Especially since Congress will continue to look the…
Jeremy Reif
November 30, 2023 
Thanksgiving As Thanksgiving approaches, it’s the perfect time to take a break and reflect on the blessings that have enriched our lives throughout the year. During our daily routines and the hustle…
Thanksgiving As Than…
Thanksgiving As Thanksgiving approaches, it’s the perfect time to take a break and reflect on the blessings that have enriched our lives throughout the year. During our daily routines and the hustle and bustle of life, we often forget to express gratitude for the simple yet profound things that make each day a gift. Join me in this Thanksgiving blog as we explore the reasons to be thankful and cultivate an attitude of gratitude. Family and Friends: At the heart of Thanksgiving is the celebration of togetherness. This year, I am immensely thankful for the steady support of my family and the j…
Jeremy Reif
November 21, 2023 
Win The Lottery While Growing Your Nest Egg More than anyone, poor people need to analyze their budgets and watch where they spend their money. Usually, the poor fall victim to the pressure of falling…
Win The Lottery Whil…
Win The Lottery While Growing Your Nest Egg More than anyone, poor people need to analyze their budgets and watch where they spend their money. Usually, the poor fall victim to the pressure of falling behind and the need to catch up. The elusive dream is to get rich quickly. It is simple: spend a few bucks and win the lottery. Playing the lottery is one of those get-rich-quick ideas that pan out for a very small number. Every dollar counts for the poor, as they can’t afford to make mistakes with their money. Statistically speaking, the poor are more likely to gamble than the rich, even…
Jeremy Reif
November 16, 2023 
Crafting Your Ideal Retirement: Navigating the Path to Financial Freedom By Jeremy Reif, CRPS Are you worried about saving enough for your retirement? We all want to spend our golden years stress-…
Crafting Your Id…
Crafting Your Ideal Retirement: Navigating the Path to Financial Freedom By Jeremy Reif, CRPS Are you worried about saving enough for your retirement? We all want to spend our golden years stress-free, enjoying the things we love. But to achieve that, we need to crack the retirement code and determine how much money we need to save each month to reach our financial goals. First, let’s assess your retirement dreams. Picture your ideal lifestyle. What are the activities you want to pursue and the places you want to explore? What hobbies will keep you busy? Will you Travel for relaxatio…
Jeremy Reif
November 9, 2023 Inflation Federal Reserve Interest Rate Hikes By Jeremy Reif, CRPS The big news from banks in the last few weeks was in their internal financial reporting that account balances continue to trend down …
Inflation Federal Re…
Inflation Federal Reserve Interest Rate Hikes By Jeremy Reif, CRPS The big news from banks in the last few weeks was in their internal financial reporting that account balances continue to trend down for consumers. Speculating on two things. The first is that consumers have spent all or most of their COVID-19 relief money. The second is that despite the lagging inflation warning information that the Fed is reviewing, consumer spending will slow down in the near future. Signaling that the US economy could be close to slowing down despite the unemployment rates and consumer spending. To …
Jeremy Reif
November 2, 2023 
By Jeremy Reif, CRPS This article will attempt to break down the complexity of the stimulus package, interest rates, and inflation into something a little more relatable. First Stage – Stimulus, Fre…
By Jeremy Reif, CRPS…
By Jeremy Reif, CRPS This article will attempt to break down the complexity of the stimulus package, interest rates, and inflation into something a little more relatable. First Stage – Stimulus, Free Money?: Imagine you have a big jar of cookies, and each cookie represents money. When the government decides to give people more cookies (money) through a stimulus package, it can sometimes lead to a problem called inflation. Inflation is when the prices of things you want to buy go up, and you need more cookies (money) to buy the same things. So, if the government gives out too many cookies (mo…
Jeremy Reif
October 26, 2023 Should You Keep Your Genworth LTC Policy? by Jeremy Reif, CRPS A recent settlement of the class action lawsuit has brought on massive changes and challenges to many folks who own a Long-Term Care poli…
Should You Keep Your…
Should You Keep Your Genworth LTC Policy? by Jeremy Reif, CRPS A recent settlement of the class action lawsuit has brought on massive changes and challenges to many folks who own a Long-Term Care policy (LTC) through Genworth. In the recent settlement of a case called Haney et. Al. vs. Genworth Life Insurance Company et al, letters have gone out to policyholders letting them know the changes and challenges ahead. The deadline to elect a special election option is required by 12-25-2023. Background: “LTC” stands for “Long-Term Care.” This specific insurance is specifically designe…
Jeremy Reif
October 19, 2023 
War in the Middle East, Hamas and Israel By, Jeremy Reif, CRPS Who: For those who have not heard of Hamas. Here is a quick rundown of who they are. Why: Why should we worry about Hamas and the geopo…
War in the Middle Ea…
War in the Middle East, Hamas and Israel By, Jeremy Reif, CRPS Who: For those who have not heard of Hamas. Here is a quick rundown of who they are. Why: Why should we worry about Hamas and the geopolitical war? Hamas and Israel have a long-standing and deeply contentious relationship characterized by conflict, hostility, and sporadic periods of ceasefire negotiations. Hamas has engaged in numerous rocket attacks and clashes with Israeli forces over the years, aiming to resist Israeli occupation and seek Palestinian statehood. Israel, on the other hand, views Hamas as a terrorist organizati…
Jeremy Reif
October 10, 2023 
The Playbook of Financial Challenges: Why Pro Athletes Often Go Broke by, Jeremy Reif, CRPS Learning from their mistakes, we can understand the value of seeking professional financial guidance and bui…
The Playbook of Fina…
The Playbook of Financial Challenges: Why Pro Athletes Often Go Broke by, Jeremy Reif, CRPS Learning from their mistakes, we can understand the value of seeking professional financial guidance and building a secure financial foundation for life after sports. Many young children look up to professional athletes. Understandably so, professional athletes are undeniably among some of the highest-earning individuals in society, with contracts often reaching millions of dollars. While this financial prosperity can be a dream come true, it also comes with unique challenges and responsibilities that…
Jeremy Reif
October 5, 2023 
Why Your 401k doesn’t reflect the daily market? The Truth Behind The Account Performance Have you ever wondered why your investment account doesn’t mirror the performance of the stock market? It…
Why Your 401k doesn�…
Why Your 401k doesn’t reflect the daily market? The Truth Behind The Account Performance Have you ever wondered why your investment account doesn’t mirror the performance of the stock market? It’s a mystery that many investors have tried to unravel. When the stock market goes up, we expect our investment accounts to follow suit. For many investors oftentimes, that’s not the case. You might be left scratching your head, wondering why the gains you see in the market aren’t reflected in your own account? The truth is, there are several factors at play, and any one or all can have …
Jeremy Reif
September 28, 2023 
Unveiling Common Investing Terms Ignored in School (Part 1)|| shorts Welcome To My Channel “Point Wealth Management” ►Subscribe Here:https://bit.ly/3sjRtPmWelcome to Part 1 of our series on I…
Unveiling Common Inv…
Unveiling Common Investing Terms Ignored in School (Part 1)|| shorts Welcome To My Channel “Point Wealth Management” ►Subscribe Here:https://bit.ly/3sjRtPmWelcome to Part 1 of our series on Investing Terms School Didn't Teach! In this exciting episode, we dive deep into the world of common investing terms that were often overlooked during our educational journey. Brace yourself for a mind-expanding experience! Join us as we unravel the mysteries behind these Wall Street jargon and equip ourselves with essential knowledge for navigating the complex world of investments. Whether you're …
Jeremy Reif
August 24, 2023 
Maximize Your Wealth The Power of Roth IRA Conversions || Point Wealth Management Welcome To My Channel “Point Wealth Management” ►Subscribe Here:https://bit.ly/3sjRtPmIn this comprehensive v…
Maximize Your Wealth…
Maximize Your Wealth The Power of Roth IRA Conversions || Point Wealth Management Welcome To My Channel “Point Wealth Management” ►Subscribe Here:https://bit.ly/3sjRtPmIn this comprehensive video, we dive into the world of Roth IRA conversions and uncover the incredible potential they hold for maximizing your wealth and securing your financial future. Join us as we provide expert guidance on how to make your money work for you through strategic Roth IRA conversions.Discover the secrets to leveraging the power of Roth IRA conversions and unlock a world of financial opportunities. Whe…
Jeremy Reif
August 17, 2023 
Retire Early and PenaltyFree with this 401k Hack || shorts Welcome To My Channel “Point Wealth Management” ►Subscribe Here:https://bit.ly/3sjRtPmIf you want to retire early and penalty-free, …
Retire Early and Pen…
Retire Early and PenaltyFree with this 401k Hack || shorts Welcome To My Channel “Point Wealth Management” ►Subscribe Here:https://bit.ly/3sjRtPmIf you want to retire early and penalty-free, then you need to learn about 401k hacks. In this short video, I'm going to show you the best way to retire early and penalty-free with your 401k.401k hacks are a secret weapon that can help you retire early and without any hassle. By using these hacks, you can retire on the same or even more money than you would have if you had worked your whole life. In this short video, I'm going to show you t…
Jeremy Reif
August 15, 2023 
Unlocking Tax-Free Money The Secret to Roth Conversions || shorts Welcome To My Channel “Point Wealth Management” ►Subscribe Here:https://bit.ly/3sjRtPmIn this video, I'm going to show you ho…
Unlocking Tax-Free M…
Unlocking Tax-Free Money The Secret to Roth Conversions || shorts Welcome To My Channel “Point Wealth Management” ►Subscribe Here:https://bit.ly/3sjRtPmIn this video, I'm going to show you how to unlock TaxFree Money the power of Roth Conversions. Roth conversions can save you a lot of money in taxes, so don't miss out on this secret!TaxFree Money the power of Roth conversions? Yes, it's true. By making a Roth conversion, you can save a lot of money in taxes. In this video, I'm going to show you how to make this conversion and save on your taxes. Don't miss out on this secret to unl…
Jeremy Reif
August 8, 2023 
Unleash the Power of Roth Conversion Anyone Can Benefit || Shorts Welcome To My Channel “Point Wealth Management” ►Subscribe Here:https://bit.ly/3sjRtPmIn this video, I'm going to show you h…
Unleash the Power of…
Unleash the Power of Roth Conversion Anyone Can Benefit || Shorts Welcome To My Channel “Point Wealth Management” ►Subscribe Here:https://bit.ly/3sjRtPmIn this video, I'm going to show you how to unleash the power of Roth conversion. Roth conversion is a powerful strategy that anyone can benefit from, even if you don't have any money saved up.If you're unfamiliar with Roth conversion, then this video is for you! I'll show you how to use Roth conversion to boost your income and build wealth over time. With Roth conversion, you can turn your ordinary investments into long-term, high-…
Jeremy Reif
August 1, 2023 
Why Roth Conversions are a game-changer || Shorts Welcome To My Channel “Point Wealth Management” ►Subscribe Here:https://bit.ly/3sjRtPmIn this video, we're going to discuss Roth Conversions…
Why Roth Conversions…
Why Roth Conversions are a game-changer || Shorts Welcome To My Channel “Point Wealth Management” ►Subscribe Here:https://bit.ly/3sjRtPmIn this video, we're going to discuss Roth Conversions. Roth Conversions are a game-changer for those looking to retire early.Roth Conversions allow you to convert your Roth IRA into a Traditional IRA, which will give you more flexibility when it comes to Retirement Planning. We'll discuss the benefits of Roth Conversions and how they can help you retire sooner!I'm not YOUR financial advisor. The content I share is broad, non-personalized, educat…
Jeremy Reif
July 26, 2023 Notifications
