Jeremy Reif

Successful Retirement or Tax Trap; Will You Be The One Who Pays More In Tax During Retirement? by: Jeremy Reif, CRPS If you are/were successful in your career and saved enough to retire, congratulations!  The Internal Revenue Service (IRS) would also like to thank you.  If you knew the tax trap existed, you might not have known its full extent.  This article is focused on the hidden tax trap, which mostly affects the middle class and up. People tend to forget that the government is around indefinitely; we are only here temporarily.  How does that old saying go? There are only two things that... Continue Reading

Top 5 Tax Saving Strategies by, Jeremy Reif, CRPS Spring is in the air, and tax forms are showing up in your mail and online databases.  Are you worried about that impending tax bill? You’re not alone. Many individuals find themselves scrambling to find ways to lower their tax bills as the deadline approaches. There are strategies you can implement to potentially reduce your tax burden this year.  We’ll explore some tax saving strategies that could help you keep more money in your pocket. Traditional Tax Deduction Strategies One effective way to lower your tax bill is by maximizing your... Continue Reading

Dividend Investing Who Knew || Dividend Investing Explained By Jeremy Reif, CRPS Learn from our forefathers, like Warren Buffett, that there is no need to fix what is not broken.  The biggest obstacles in your investment journey will be greed, emotions, and time.  Whether you’re a seasoned investor or just dipping your toes into the financial waters, understanding the nuances of crafting and nurturing such portfolios is vital. In this comprehensive guide, we’ll explore a four-tier approach to constructing a dividend/interest portfolio that can pave the way to retirement and future retirement... Continue Reading

  Companies Paying Dividends Unleashing The Potential Of Dividends By, Jeremy Reif, CRPS Investors can often get caught up in the news or social media world, hoping for quick returns and to double their money overnight.  The stark reality is that investing is not for the weak at heart.  Sometimes it is best to play the long game. This is usually done by seeking avenues to maximize their returns and minimize risk. One strategy that has stood the test of time is investing, which Warren Buffett has made famous in dividend-paying stocks. In this blog post, we will delve into the significance of... Continue Reading

Why You Need A Strategy For Investing Tips To Succeed at Investing by, Jeremy Reif, CRPS As we step into the new year, seasoned investors are already contemplating their next moves in the stock market. It is easy to become antsy about your investment positions, but before you hit the buy button, consider heeding the timeless advice of Warren Buffett. We will uncover how Buffett chooses investments and why they might be the key to successful investing in 2024. Buffett’s: Time-Tested Approach Warren Buffett, in his 2013 letter to Berkshire Hathaway shareholders, laid out two tests that an investment... Continue Reading

Bitcoin ETF By Jeremy Reif, CRPS Decoding Bitcoin’s ETF Approval: A Financial Insight Bitcoin comes with a lot of controversy, as do many new companies.  We have all heard about the celebrities and sports stars that jumped onto the bandwagon early.  The latest news is that on January 10th, 2024, Bitcoin and other cryptocurrencies became easier to invest in when the Securities and Exchange Commission (SEC) allowed them to be traded in exchange-traded funds (ETFs). Why is it important to know that Bitcoin is available via ETFs?  For those who don’t know how ETFs work, they allow you to... Continue Reading

Democrats And Republicans Election Year and the Stock Market: They Go Together Like Water and Oil Uncertainty and the stock market do not mix well.  What does this mean for your investments?  Every four years, investors endure an election market with full-on mudslinging.  Presidential candidates leave no stone unturned and expose everything to gain an upper hand.  As we move into 2024, the stock market braces itself for the current presidential cycle, signifying a critical juncture for investors. This article will shed light on what to anticipate in the next 12 months and the significance of... Continue Reading

Mcdonalds Inflation and Government Involvement By Jeremy Reif, CRPS The unintended consequences of raising minimum wages and the fight against inflation.  The cause and effect of our government’s actions, for better or worse. In a purely economic sense, supply and demand would have worked themselves out naturally.  Government intervention forced change where it potentially did or didn’t need it. The fast-food world was blown away when a McDonald’s on the East Coast made headlines for charging a staggering $17–$18 for their combo meals. This seemingly exorbitant price has become the focal... Continue Reading

Avoidable Retirement Mistakes 6 Retirement Mistakes To Avoid by; Jeremy Reif, CRPS Are you approaching retirement or already enjoying your golden years? It’s crucial to manage your finances wisely. Here are some common mistakes retirees make that you should avoid. Mistake 1: Not having a budget. That is unless you have endless amounts of money.  Without a budget, it’s easy to overspend and run into financial trouble.  Take control of your expenses by creating a budget and sticking to it.  Sometimes it is best to set up your retirement account distributions once a month, two weeks apart from... Continue Reading

  As the magical season of Christmas approaches, our hearts are filled with joy, warmth, and the anticipation of spending quality time with our loved ones. While the holiday spirit revolves around love and togetherness, it’s also a time to reflect on the importance of family.  We’ll explore how the true wealth of Christmas lies in the shared moments with our family and how smart financial decisions can enhance the holiday experience. Investing in Experiences Over Material Gifts: In a world often obsessed with material possessions, Christmas offers a unique opportunity to prioritize experiences... Continue Reading