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Credit

How Credit Changes

You’ve worked for decades, managed loans, paid off debts, and now it’s time to retire. Retirement doesn’t mean your credit stops being important. In fact, managing your credit after retirement can be just as crucial as it was during your working years. Even though income might decrease, the need for credit can still arise. Whether it’s financing a car, helping grandkids with college, or covering an unexpected medical expense, a good credit score gives you more options. Our Experts in this area of the site explore the issues and tribulations of credit that we have to deal with during the different decades in our life as we are Aging.

It is important to maintain good credit at any age. Credit habits that are timeless include paying on time, keeping balances low, monitoring your credit reports to catch errors, limiting your hard inquiries by not applying for too many accounts in a short time, and by building a mix of credit with installment loans and revolving credit. Having these credit behaviors in creating a credit profile tells lenders that this person is responsible with Money.

 

Credit Specialists & Contributors

ALLEN KOPELMAN CEO, Nationwide Payment Systems | Host of the B2B Vault: The Biz to Biz Podcast
Ben Fraser Podcaster
Christian Brim The Profit Prophet
Christopher Hensley RICP®, CES™
Corey Seemiller Dr. Corey Seemiller
Debbie Weisman Podcaster
Dr. Supatra Tovar ANEW Body Insight Podcast
Ed Brazee Co-founder of BoomerTECH Adventures
Jerry Zezima Humorist, Author, Public Nuisance
Jon Stoddard Podcaster
Judy Rodman Vocal Coach
Kim Romain & Louise Neil Podcasters
Kristen Harcourt Emotional Intelligence Expert, Keynote Speaker & Executive Coach, Host of Inspirational Leadership
Robert Cochrane, PhD Yes, And...eXercise!
Scott Friedman Speaker and Fitness Coach
Sean Tepper Founder and CEO of Tykr
Wesley Paul Blueprintmastermind
Whitney Lee True Story Public Relations, Principal

Podcasts About Credit
The Side Hustle Show
A Choice Voice with John Brandy
What Was That Like - True Stories. Real People.
Simple Success With John Brandy
When Words Fail...Music Speaks
The JMOR Connection
John C. Morley Serial Entrepreneur
What The Dementia
Superpowers for Good: Empowering Changemakers for Social Impact via Regulated Investment Crowdfunding from the SuperCrowd.
Morrow Marriage | Disrupting Divorce
Entrepreneurs on Fire
Conversations with Rich Bennett

Books About Credit
The New Totally Awesome Money Book for Kids
By Adriane G. Berg
Your Wealth-building Years
By Adriane G. Berg

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Stop Being Your Customer’s Bank: Smarter B2B Payment Strategies That Improve Cash Flow  &Raquo; B2B 1 17
Article
Stop Being Your Customer’s Bank: Smarter B2B Payment Strategies That Improve Cash Flow 

b2b Vault Podcast Stop Being Your Customer’s Bank: Smarter B2B Payment Strategies That Improve Cash Flow Roger McNamara, Director of B2B Payments at Visa, joins B2B Vault to discuss smarter B2B payment policies, card acceptance, virtual cards, ACH, Level 3 data, and how suppliers can improve cash …

b2b Vault Podcast Stop Being Your Customer’s Bank: Smarter B2B Payment Strategies That Improve Cash Flow Roger McNamara, Director of B2B Payments at Visa, joins B2B Vault to discuss smarter B2B paym…

b2b Vault Podcast Stop Being Your Customer’s Bank: Smarter B2B Payment Strategies That Improve Cash Flow Roger McNamara, Director of B2B Payments at Visa, joins B2B Vault to discuss smarter B2B payment policies, card acceptance, virtual cards, ACH, Level 3 data, and how suppliers can improve cash flow.  Presented by Allen Kopelman, CEO — Nationwide Payment Systems-Host of B2B Vault: The Biz2Biz Podcast  Adam Spector of Chore.ai  As Seen in B2B Vault As Seen in Apple Podcasts AI OVERVIEW In this episode of the B2B Vault Podcast, host Allen Kopelman sits down with Roge…

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Avatar Of Allen Kopelman ALLEN KOPELMAN June 25, 2026
How To Start A Daily Deals Business: $1,000S/Mo Sharing The Best Bargains In Your Niche (Greatest Hits) &Raquo; Bcd8E7Bdeda7187Bab6576C10696Bd27
Podcast Episode
How to Start a Daily Deals Business: $1,000s/mo Sharing the Best Bargains in Your Niche (Greatest Hits)

David Paxton had a passion for golf but quickly realized how expensive the sport can be. Between equipment, apparel, shoes, and greens fees, costs add up fast. As a self-described frugal guy, David appreciated good deals that helped make golf more affordable. So in July 2021, at the height of golf s…

David Paxton had a passion for golf but quickly realized how expensive the sport can be. Between equipment, apparel, shoes, and greens fees, costs add up fast. As a self-described frugal guy, David ap…

David Paxton had a passion for golf but quickly realized how expensive the sport can be. Between equipment, apparel, shoes, and greens fees, costs add up fast. As a self-described frugal guy, David appreciated good deals that helped make golf more affordable. So in July 2021, at the height of golf season, he had the idea to launch DailyGolfSteals.com — a website to curate and share the best daily golf deals he could find. And thanks to David's hustle and some key strategies, Daily Golf Steals earned over $2,000 in its very first month! (Definitely a cool way to monetize a hobby.) Tune into e…

Listen · 1:08:07
Avatar Of Nick Loper Nick Loper June 25, 2026
Stop Letting Back-Office Chores Steal Your Time: Adam Spector Of Chore On B2B Vault &Raquo; B2B 1 16
Article
Stop Letting Back-Office Chores Steal Your Time: Adam Spector of Chore on B2B Vault

b2b Vault Podcast Stop Letting Back-Office Chores Steal Your Time | Adam Spector of Chore on B2B Vault  Adam Spector, founder and CEO of Chore, joins B2B Vault to discuss why founders should outsource back-office tasks, reduce admin chaos, use AI wisely, and focus on business growth.  Presented by…

b2b Vault Podcast Stop Letting Back-Office Chores Steal Your Time | Adam Spector of Chore on B2B Vault  Adam Spector, founder and CEO of Chore, joins B2B Vault to discuss why founders should outsourc…

b2b Vault Podcast Stop Letting Back-Office Chores Steal Your Time | Adam Spector of Chore on B2B Vault  Adam Spector, founder and CEO of Chore, joins B2B Vault to discuss why founders should outsource back-office tasks, reduce admin chaos, use AI wisely, and focus on business growth.  Presented by Allen Kopelman, CEO — Nationwide Payment Systems-Host of B2B Vault: The Biz2Biz Podcast  Adam Spector of Chore.ai  As Seen in B2B Vault As Seen in Apple Podcasts AI OVERVIEW Founders should not spend their best hours fixing payroll issues, chasing state notices, cleaning up …

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Avatar Of Allen Kopelman ALLEN KOPELMAN June 24, 2026
What Would Napoleon Hill Do? 07 &Raquo; Show Cover
Podcast Episode
What Would Napoleon Hill Do? 07

🗣️This is John reading Napoleon Hill's "What Would Napoleon Hill Do?"! It's both vocal practice AND inspiration! We're past Episode 500, so this is EVEN MORE vocal practice! 10,000 Hours!🗣️Social Media Links:Facebook: https://www.facebook.com/brandyjohncTwitter/X: @brandyjcYouTube: https:/…

🗣️This is John reading Napoleon Hill's "What Would Napoleon Hill Do?"! It's both vocal practice AND inspiration! We're past Episode 500, so this is EVEN MORE vocal practice! 10,000 Hours!🗣️S…

🗣️This is John reading Napoleon Hill's "What Would Napoleon Hill Do?"! It's both vocal practice AND inspiration! We're past Episode 500, so this is EVEN MORE vocal practice! 10,000 Hours!🗣️Social Media Links:Facebook: https://www.facebook.com/brandyjohncTwitter/X: @brandyjcYouTube: https://www.youtube.com/@SimpleSuccessPodcastPintrest: https://www.pinterest.com/simplesuccesswithjohnbrandy/Instagram: https://www.instagram.com/brandyjc/LinkedIn: https://www.linkedin.com/in/johncbrandy/Reddit: https://www.reddit.com/r/littleredhen/🎯When you believe in the advice given and apply it, …

Listen · 56:21
Avatar Of John Brandy John Brandy June 24, 2026
Nationwide Payment Systems Webinars | Payments, Pos, Smart Invoicing &Amp; Business Growth  &Raquo; B2B 1 15
Article
Nationwide Payment Systems Webinars | Payments, POS, Smart Invoicing & Business Growth 

Nationwide Payment Systems  Retail POS System for Convenience Stores, Smoke Shops & Small Retailers  Watch Nationwide Payment Systems webinars on-demand 24/7. Learn about NPSONE, Smart Invoicing, POS systems, chargebacks, high-risk payments, ACH, and payment technology for business owners.  Prese…

Nationwide Payment Systems  Retail POS System for Convenience Stores, Smoke Shops & Small Retailers  Watch Nationwide Payment Systems webinars on-demand 24/7. Learn about NPSONE, Smart Invoicing, PO…

Nationwide Payment Systems  Retail POS System for Convenience Stores, Smoke Shops & Small Retailers  Watch Nationwide Payment Systems webinars on-demand 24/7. Learn about NPSONE, Smart Invoicing, POS systems, chargebacks, high-risk payments, ACH, and payment technology for business owners.  Presented by Allen Kopelman, CEO — Nationwide Payment Systems-Host of B2B Vault: The Biz2Biz Podcast  AI OVERVIEW Nationwide Payment Systems offers educational webinars for business owners, CFOs, bookkeepers, CPAs, retailers, restaurants, nonprofit organizations, high-risk merchants, and B…

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Avatar Of Allen Kopelman ALLEN KOPELMAN June 23, 2026
Tq66: What Makes You Cringe Every Time You Hear Someone Say It? &Raquo; Copy Of Who Smarted Show Art 2
Podcast Episode
TQ66: What makes you CRINGE every time you hear someone say it?

Every other Tuesday, we grab a past question from the Facebook group, then Meredith and Scott answer it and read some of the answers given by other listeners. The question for this episode: What makes you CRINGE every time you hear someone say it? Links for this episode: Voxer - https://www.vo…

Every other Tuesday, we grab a past question from the Facebook group, then Meredith and Scott answer it and read some of the answers given by other listeners. The question for this episode: What make…

Every other Tuesday, we grab a past question from the Facebook group, then Meredith and Scott answer it and read some of the answers given by other listeners. The question for this episode: What makes you CRINGE every time you hear someone say it? Links for this episode: Voxer - https://www.voxer.com/ Walmart Plus - https://www.walmart.com/plus Meredith’s podcast is The Curious Introvert: https://MeredithForReal.com To check out the new Tuesday Question and get in the discussion, join us at WhatWasThatLike.com/facebook. Sponsor deals: Visit www.functionhealth.com/WHATWAS o…

Listen · 35:16
Avatar Of Scott Johnson Scott Johnson June 23, 2026
Retail Pos System For Convenience Stores, Smoke Shops &Amp; Small Retailers  &Raquo; B2B 1 14
Article
Retail POS System for Convenience Stores, Smoke Shops & Small Retailers 

Nationwide Payment Systems  Retail POS System for Convenience Stores, Smoke Shops & Small Retailers  Looking for an affordable retail POS system? Nationwide Payment Systems offers POS solutions for convenience stores, smoke shops, bodegas, liquor stores, EBT/WIC retailers, and small businesses wit…

Nationwide Payment Systems  Retail POS System for Convenience Stores, Smoke Shops & Small Retailers  Looking for an affordable retail POS system? Nationwide Payment Systems offers POS solutions for …

Nationwide Payment Systems  Retail POS System for Convenience Stores, Smoke Shops & Small Retailers  Looking for an affordable retail POS system? Nationwide Payment Systems offers POS solutions for convenience stores, smoke shops, bodegas, liquor stores, EBT/WIC retailers, and small businesses with inventory, payments, loyalty, tobacco scan data, and more.  Presented by Allen Kopelman, CEO — Nationwide Payment Systems-Host of B2B Vault: The Biz2Biz Podcast  AI OVERVIEW Nationwide Payment Systems offers an affordable retail POS system designed for convenience stores, bodegas, …

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Avatar Of Allen Kopelman ALLEN KOPELMAN June 22, 2026
Popwheels Featured Among New Supercrowd Impact Offerings - June 22, 2026 &Raquo; Https3A2F2Fsubstack Post Media.s3.Amazonaws.com2Fpublic2Fimages2F6C915019 8Bdf 432E Bd38 3576E800A7Af 1500X1500 3
Article
Popwheels Featured Among New SuperCrowd Impact Offerings – June 22, 2026

You can advertise in Superpowers for Good. Click to learn more.Each week, Superpowers for Good shares a curated list of new investment offerings added to FINRA-registered crowdfunding portals and by broker-dealers. Using the SuperCrowd Classification Policy, we highlight offerings that qualify for S…

You can advertise in Superpowers for Good. Click to learn more.Each week, Superpowers for Good shares a curated list of new investment offerings added to FINRA-registered crowdfunding portals and by b…

You can advertise in Superpowers for Good. Click to learn more.Each week, Superpowers for Good shares a curated list of new investment offerings added to FINRA-registered crowdfunding portals and by broker-dealers. Using the SuperCrowd Classification Policy, we highlight offerings that qualify for Social Impact, Women in Leadership, and Underrepresented Founder Leadership based on publicly available information and objective criteria. We prioritize these categories and also include other newly launched offerings that may be of interest to our community.We organize the opportunities into four g…

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Avatar Of Devin Thorpe Devin Thorpe June 22, 2026
The Financial Inner Child Explained: Success Strategies With John Brandy &Raquo; Show Cover 1
Podcast Episode
The Financial Inner Child Explained: Success Strategies with John Brandy

🗣️Social Media Links:Facebook: https://www.facebook.com/brandyjohncTwitter/X: @brandyjcYouTube: https://www.youtube.com/@SimpleSuccessPodcastPintrest: https://www.pinterest.com/simplesuccesswithjohnbrandy/Instagram: https://www.instagram.com/brandyjc/LinkedIn: https://www.linkedin.com/in/johnc…

🗣️Social Media Links:Facebook: https://www.facebook.com/brandyjohncTwitter/X: @brandyjcYouTube: https://www.youtube.com/@SimpleSuccessPodcastPintrest: https://www.pinterest.com/simplesuccesswithj…

🗣️Social Media Links:Facebook: https://www.facebook.com/brandyjohncTwitter/X: @brandyjcYouTube: https://www.youtube.com/@SimpleSuccessPodcastPintrest: https://www.pinterest.com/simplesuccesswithjohnbrandy/Instagram: https://www.instagram.com/brandyjc/LinkedIn: https://www.linkedin.com/in/johncbrandy/Reddit: https://www.reddit.com/r/littleredhen/🎯When you believe in the advice given and apply it, you establish success within yourself!💬 ElevenLabs Affiliation ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://try.elevenlabs.io/qyeu3yraoe2z⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠…

Listen · 27:30
Avatar Of John Brandy John Brandy June 22, 2026
The Evolution Of Community Capital: Analyzing The Latest Wave Of Impact Crowdfunding Successes &Raquo; Https3A2F2Fsubstack Post Media.s3.Amazonaws.com2Fpublic2Fimages2F3Ebfb8De D0F1 4087 9F99 25738F092128 1563X1563 2
Article
The Evolution of Community Capital: Analyzing the Latest Wave of Impact Crowdfunding Successes

You can advertise in Superpowers for Good. Click to learn more about our affordable options.The landscape of Regulation Crowdfunding (Reg CF) continues to mature, proving that retail investors are not just looking for financial returns—they are actively seeking to fund the future they want to live…

You can advertise in Superpowers for Good. Click to learn more about our affordable options.The landscape of Regulation Crowdfunding (Reg CF) continues to mature, proving that retail investors are not…

You can advertise in Superpowers for Good. Click to learn more about our affordable options.The landscape of Regulation Crowdfunding (Reg CF) continues to mature, proving that retail investors are not just looking for financial returns—they are actively seeking to fund the future they want to live in. Over the past two weeks, we have witnessed the successful closure of eight distinct impact-driven campaigns.It is important to clarify that these companies did not necessarily raise all of their capital during the past two weeks; rather, they successfully completed and closed their crowdfunding…

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Avatar Of Devin Thorpe Devin Thorpe June 21, 2026
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