Medicare can feel like a maze—full of jargon, rules, and changes that can leave even the savviest individuals scratching their heads. Enter Medicare Misty, a seasoned Medicare advisor with 19 years of experience. Known for her dedication to helping clients save Money and better understand their options, Misty provides free assistance in over 40 states. Here’s what we learned from a recent conversation with her about Medicare changes and how to stay ahead of the game.

Watch the full interview here:

Breaking Down the Donut Hole: What You Need to Know

One of the most significant changes in Medicare is the elimination of the “donut hole.” This term refers to the coverage gap for prescription medications that used to burden many beneficiaries. Misty explains that once a client pays $2,000 in copays or co-insurance for their medications, they’ll now be fully covered for the rest of the year.

This shift is a game-changer for many Medicare recipients, alleviating concerns over unexpected prescription costs. However, Misty stresses the importance of understanding how these changes may impact individual plans, making it crucial to stay informed.

The Annual Notice of Change (ANOC): Don’t Overlook It

Every October 1st, Medicare carriers send out an Annual Notice of Change (ANOC) letter detailing any modifications to the current plan. These changes might include adjustments to premiums, copays, or coverage.

Misty advises clients to carefully review their ANOC letters as soon as they arrive. “If you don’t receive your letter by October 10, call me,” she says. “I can help you get a copy and make sense of the changes.” Acting quickly is essential since decisions must be finalized by December 7 to ensure uninterrupted coverage in the new year.

Free Help from Medicare Misty: Why It Matters

Medicare Misty’s services are entirely free—something that sets her apart in an industry that often feels overwhelming and costly. Her dedication stems from a genuine desire to help people save money, particularly during challenging economic times.

Licensed in over 40 states, Misty is a go-to resource for individuals who feel lost in the Medicare process. “Many people come to me after trying to figure it out on their own,” she shares. “It’s confusing, but that’s why I’m here. You don’t have to do it alone.”

Final Thoughts

Medicare can be daunting, but with the right guidance, it doesn’t have to be. Medicare Misty combines years of expertise with a genuine passion for helping others. Whether it’s navigating plan changes or answering common questions, Misty ensures her clients feel supported every step of the way.

Don’t let Medicare overwhelm you—reach out to Medicare Misty today and take the first step toward Clarity and confidence in your coverage.

How to Contact Medicare Misty

If you have questions about Medicare or need help understanding your plan changes, Medicare Misty offers personalized assistance. You can click the button below or call her directly at 423-240-0794.

Misty Bolt MedicareMisty

Misty Bolt is the owner and CEO of MedicareMisty. Her passion for caring for people, especially children and older folks, has led her to where she is today. Not only does Misty own her own Medicare Insurance company but she also has her own Podcast, Magazine, Radio Show, and a TV show! When she is not working she spends her time volunteering for numerous charities around the city such as The Senior Olympics, The Special Olympics, The Kidney Foundation, as well as being on the Board of the Cancer Society.
From sponsoring a Race Car Driver to sponsoring a Cooking Show, Misty continues to show Chattanooga just how versatile she can be. Her big heart plays a role in her career, but it is her clients who inspire her to be a better person and agent.
Fueled by her deep love for God and family, Misty has an impressive history of helping those in need. Therefore, it will come as no shock that when asked what the most rewarding part of her job is, Misty says, “Helping people’s dreams come true.”