August 25th, 2024 Royce Shook
My son’s partner’s father and his girlfriend recently returned from Europe where they travelled around by rail. I got to thinking that for most of us who are retired, the last thing we would do is travel by rail in Europe. The Three main reasons for not using rail travel in Europe for retirees are: […]
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August 24th, 2024 Royce Shook
As we look toward the future, one of the most pressing concerns for those approaching retirement is the rising cost of healthcare. Reports indicate that healthcare expenses for retirees are expected to increase significantly over the next decade, presenting a substantial challenge for retirement planning. For individuals in their late 50s and early 60s, understanding […]
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August 23rd, 2024 Royce Shook
Recent findings from the Prudential Financial survey have revealed that 55-year-olds are facing significant emotional and financial challenges as they navigate the complexities of retirement planning. This demographic, which includes many of you, is dealing with a unique set of pressures that can significantly impact life satisfaction and mental health. However, with the right strategies […]
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August 22nd, 2024 Royce Shook
I have never understood women and only went on dates once I was in my second year of university. I was lucky to meet a lady who I have been with for over fifty years and let me tell you, understanding the differences between men and women can help a lot. Over time I discovered […]
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August 21st, 2024 Royce Shook
Here are some practical tips to help you save money while managing your personal finances on a fixed income: Upgrade Bank Savings Accounts: If your savings account still pays 1 percent or less, switch to a new one. Now you can find rates of 4 to 5 percent thanks to changes made by the Federal […]
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August 20th, 2024 Royce Shook
Yard and garden Consider taking on small yard and garden tasks yourself, such as mowing the lawn, pruning plants, or weeding. This can save you money on labor costs and help you develop new skills. Thrift stores, garage sales, and online marketplaces often have gently used gardening tools, planters, and other supplies at a fraction […]
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August 19th, 2024 Royce Shook
Home Improvements 1. Try doing simple home improvement projects yourself. You can find tutorials online for tasks like painting, minor repairs, and gardening. 2. Visit salvage yards or reuse centers for building materials and fixtures. You can often find good quality items for a fraction of the price. 3. Buy materials and tools during sales […]
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August 18th, 2024 Royce Shook
Yesterday I was talking aobut learing a new skill and how it helps your brain at any age. Today I want to highlight my grandson and brother. My 13-year-old grandson, is an elite athlete in slopestyle skiing, a sport that involves tricks, jumps, and terrain park features like rails, boxes, and jibs. To stay on […]
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August 17th, 2024 Royce Shook
We tend to think of elite athletes as being gifted with natural talent—some innate quality that just makes them better at swimming, running, football, or gymnastics. Sure, we all know they practice a lot, but we often see this as honing or developing a natural skill or talent to a world-class level. Scientists continue to […]
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August 16th, 2024 Royce Shook
Many people think of the brain as a mystery. We don’t often think about what intelligence is or how it works. When you do think about what intelligence is, you might think that a person’s intelligence is predetermined at birth – either you are a “math person” or not – and stays that way for […]
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