Financial planning for the New Retirement requires a shift in mindset. It’s not just about accumulating the largest nest egg; it’s about creating a secure, sustainable income strategy that empowers the life you’ve designed across the other three pillars. In Canada, this traditionally rests on a three-legged stool: Government Programs (CPP/QPP, OAS) Workplace Pensions (Defined […]
You’ve saved, planned, and dreamed of freedom. But when you finally retire, a surprising question can arise: “What’s it all for?” This is the domain of the Purpose pillar, the engine that drives a fulfilling retirement, transforming time from something to fill into something to savour. Retirees with a strong sense of purpose are happier, […]
If Health is the foundational pillar, then Family and deep social connections are the heart of a fulfilling retirement. Retirees consistently report that family is their greatest source of satisfaction, support, and joy. But in the New Retirement, the very definition of “family” is beautifully expanding. While traditional family ties remain central, more than half […]
When my buddies and I sit down for lunch once a week, we talk about our health. All of us agree that the most critical for living well in retirement is our Health. We are not alone, according to research by Edward Jones, an overwhelming 97% of us say health trumps wealth. This sentiment grows […]
If you’re approaching retirement, you’ve likely heard whispers about the “New Retirement” or the “Four Pillars.” This isn’t just financial jargon; it’s a fundamental shift in how we view this vibrant stage of life. So, what makes today’s retirement “new”? First, longevity has changed the game. With advances in healthcare and lifestyle, retirements are lasting […]
There’s something quietly satisfying about the last day of February. It’s not flashy like New Year’s Eve, and it doesn’t come with fireworks or countdown clocks, but it carries a special kind of relief, like finishing a long chapter and gently turning the page. February is the shortest month, yet somehow it can feel like […]
Ageism doesn’t usually begin with cruelty. It begins with assumptions. When younger people believe that seniors are unhappy, wealthy, confused, resistant, or irrelevant, those beliefs quietly shape decisions, about hiring, health care, housing, transportation, technology, and community design. Language changes. Patience shortens. Voices are dismissed. These myths create an environment where ageism can flourish without […]
The Top 10 Myths About Seniors in B.C. (Myths 6–10) Less obvious myths that quietly reinforce ageism Myth 6: Seniors are a burden on the health care system Fact: Seniors are also major contributors to care, prevention, and community support. Older adults provide unpaid caregiving, volunteer in hospitals and communities, and actively manage chronic conditions […]
The Senior Advocate for the province of BC recently released the top 5 myths that his office found many younger people believe about seniors in BC I did some research and came up with a few more myths. In the next three posts, I will discuss the myths. Post One: The Top 10 Myths About […]
For a long time, our culture sent an unequivocal message about wanting more for yourself, and it wasn’t a kind one. Back in the 1980s, there was a popular movie that championed the idea that “greed was good.” Over time, that idea fell out of favour, and rightly so. But something else happened along the […]
