Nothing is worse than outliving your money Outliving your money makes for a sad ending. Your final years spent scraping and saving. A dream retirement deflated to a life of subsistence. A battle of the bills with you on the losing side. Lucky for you a massive retirement industry is there to save you from […]

“Get out of my office! And you, Yvonne, don’t EVER speak to me about a raise again.” With those words ringing in our ears, the Controller and I walked out of the office of my employer of four years, closed the door, and looked at each other in disbelief. We said nothing and then went […]

Valuations are stretched! 5 great stocks to grab now! A crash is coming! Inflation will eat our returns! Buy and hold! Well which is it? And how can we protect ourselves if things really do go to hell in a hand basket? What kind of investments are best right now? One idea is quality dividend […]

Always fun to compare yourself to others. Are you a spending savant or a spending savage? Let’s find out! Start by comparing your expenses to the national average and look for improvements by spending category. The Bureau of Labor and Statistics publishes monster-sized tables that show every kind of information about household income and expenses. […]

Have you been peeking? Checking your investments. Such fun. With just a click or two, you can see what’s up and what’s down. The bright green confirming your choices, stoking mirages of early retirement, days on the beach and freedom moving closer. The panicky red graphs conjuring temporary despair, years more of daily grind and […]

Retire early, love every minute There is a lot of focus on the FIRE movement (Financial Independence, Retire Early). Lots of ink spilled on homemade cleaning supplies, tin foiling windows and clipping coupons whilst whilst living in a nano house. All in an effort to mass up cash, exit the rodent race and find freedom. […]

How to control your spending? It was shaping up to be a financially prudent month. Until you checked the bank statements. A few “dangs”. A handful of “ugh, forgot about that ones”. And some “what was I thinkings?”. Oh, and that was before viewing those 2 other credit card statements. Sadly they all added up […]

Bad money habits are standard equipment for most of us. Not your fault. Great news is that they can be easily upgraded to good ones. And all the details are coming, I promise. But let me back up. Last week, I ordered a chick pea and kale wrap for dinner. I know, I know. A […]

Looking for a way to reduce loan interest? In a perfect world, we would just pay cash for everything. But sometimes you just need a loan. Maybe you need cash for your business, or Elon wants you to invest on the ground floor of his new company. Perhaps you just need funds for a car […]

How cool would it be to get free iPhones for life? Dream with me for a minute. Imagine brand new free iPhones every other year. And hey, if we are dreaming anyway, how about a free cell phone plan to go along with it? Pretty sweet. Since everyone likes free stuff, let’s add in $200 […]