At Nationwide Payment Systems, we’ve been helping merchants navigate the complex world of high-risk merchant account approval for over two decades. Unlike cookie-cutter solutions, we specialize in finding the perfect fit — because when you’re paired with a processor who understands your industry, everything changes.
We’re not brokers. We work directly with private banks and full liability processors we’ve built trusted Relationships with for over 20 years — which makes all the difference when it comes to securing a high-risk merchant account.
We Understand Your BusinessBefore we talk about merchant account approval, we take time to understand your entire business model.
Whether you sell online, in person, or via subscriptions, we evaluate your product, sales process, and customer journey. From there, we match you with a processor who also understands your space — giving you a strong chance at successful high-risk merchant account approval.
Direct Relationships with High-Risk AcquirersThanks to our direct access to high-risk acquirers, your application has a higher chance of being approved the first time.
In other words, fewer roadblocks — and a faster path to high-risk merchant account approval.
Full Compliance GuidanceCompliance is crucial — especially for high-risk merchants. We walk you through every step: website reviews, chargeback reduction strategies, documentation help, and more.
This not only protects your business but also increases your likelihood of merchant account approval on the first attempt.
All of our solutions are PCI compliant — because compliance and Security are non-negotiable.
Payment Tools Designed for GrowthWe go beyond just credit card processing. Our all-in-one payment solutions are built to help your business scale and succeed post-approval:
ACH / eCheck Processing
Recurring Billing & Subscriptions
Dual Pricing (0% Processing Options)
Invoicing & Payment Links
Chargeback & Fraud Tools
Multiple Gateway Integrations
Once your high-risk merchant account is approved, you’ll have the tools to grow — safely and efficiently.
Transparent, Reliable SupportYou’re not just getting a processor — you’re getting a partner.
We assign you a dedicated relationship manager, with 24/7 support from real Experts who know your business. No generic help desk here.
A Partner in High-Risk Merchant Account ApprovalMany high-risk merchants face rejection not because of fraud, but because they’re in misunderstood industries.
That’s where we come in. We specialize in helping businesses secure high-risk merchant account approval, even when others have said no.
Industries We ServeWe’ve helped thousands of businesses across a wide range of industries get approved and thrive, including:
CBD & Hemp
Nutraceuticals & Kratom
Adult Products
Online Coaching
Credit Repair & Debt Relief
Firearms & Tactical Gear
Vape & E-Cigarette Retail
Dating & Adult Apps
MLM & Network Marketing
Digital Goods & Web3 Projects
Subscription Boxes
Auto Warranty Programs
Online Pharmacies
Fitness & Weight Loss Programs
Crypto-Related Services (non-wallet/exchange)
If your business has struggled with merchant account approval, we know how to help.
Let’s Talk About Your BusinessReady to see if you qualify for high-risk merchant account approval?
Contact us today for a free consultation. We’ll review your website, documents, and business model — and help you find the right processor for long-term success.
Schedule a call with us now and take the first step toward getting approved and growing your business.
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High-risk merchant account approval is the process of getting approved by a payment processor or acquiring bank to accept credit card payments, even if your business operates in a high-risk industry such as CBD, adult products, or subscription-based services.
You may be labeled high-risk due to factors like industry regulations, higher chargeback rates, subscription billing models, or the sale of restricted products. This classification affects how you approach merchant account approval.
The approval process typically takes 3 to 7 business days, depending on the complexity of your business and the documentation provided. Nationwide Payment Systems works to streamline this process and speed up approvals.
You’ll need documents like a valid ID, a business license, bank statements, processing history (if available), and a fully functional, compliant website. Our team will walk you through exactly what’s required.
Yes! Many of our clients come to us after being declined elsewhere. We work directly with banks that understand your industry and specialize in high-risk merchant account approvals.
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