🎥 Episode 3: Buy & Hold Won’t Save You – Why Retirees Need a Different Strategy in 2025
Is “buy and hold” still the best strategy when you’re retired—or nearing Retirement?
In this episode of Retirement in a Recession, I’m breaking down one of the biggest myths in traditional financial planning:
👉 That the same strategy that helped you grow your wealth will also help you preserve and distribute it.
Buy and hold works—when you’re building wealth.
But when you’re drawing income, managing market volatility, and facing policy-driven disruptions like tariffs or political shocks…
Ain’t nobody got time for that.
🧠 In this episode, you’ll learn:
Why buy & hold doesn’t adapt to sequence of return risk
What most financial advisors aren’t doing when they say “stay the course”
Why handing your portfolio to a third-party manager might not be enough
The ladder analogy: Why the tools that got you up the mountain may not help you back down
How my team approaches active portfolio construction for today’s economic reality
🔔 Subscribe to catch the full 8-part series here:
youtube.com/channel/UCXpekITMEde9w74HZ8dhFVg
📅 Want to review your current strategy and see what else is possible?
Book your Retirement Risk Review with me at:
🌐 https://www.houstonfirstfinancialgroup.com
With over two decades in the financial services realm, Christopher Hensley's journey has been driven by a singular passion: helping individuals navigate the intricate paths of finance to achieve their life aspirations. His dedication isn't just rooted in numbers and strategies; it's about making genuine connections and empowering people with the knowledge they need for a secure future.
Christopher's foundation in the industry is robust. He's collaborated with Fortune 500 frontrunners like Merrill Lynch and UBS Financial Services and has made significant contributions to non-profits, notably with MMI-Consumer Credit Counselors Southwest. His credentials, including licenses from FINRA and designations like the Retirement Income Certified Professional® and the Certified Estate and Trust Specialist™, speak volumes about his commitment to professional growth and expertise.
But beyond the certificates and affiliations, what truly sets Christopher apart is his ability to communicate. For a decade, he's been the voice behind the radio/podcast show “Money Matters” on KPFT Houston, demystifying complex financial concepts for a broad audience. His insights have been sought after by platforms like Wall Street Journal Radio and 1110 KTEK Business Builders Network Radio, and he's provided expert commentary on market trends in renowned publications.
Christopher's community involvement further underscores his dedication. As the former President of the Houston Midtown Chapter of the Society for Financial Awareness, he's delivered financial literacy seminars across Houston and the Gulf Coast. He's also been an active voice in Houston Money Week since 2008, currently holding a leadership position.
