Elliot Kallen

Photo Booth Fun Our photo booth was a hit! These whimsical and playful photos show how much fun we had. Use the code “Prosperity” to download your favorites. See Your Pics! Warm Wishes, Prosperity Financial Group The post 21st Annual Client Appreciation Holiday Party appeared first on Prosperity Financial Group | San Ramon, CA.  Continue Reading

Welcome to Season 3, Episode 12 of Meet the Expert® with Elliot Kallen! Leadership is not just what you do when everybody is watching; it is also what you do when nobody is. Step into the world of leadership with Cathy Saunders from Putnam Investments as she explores the essence of leadership through the lens of experience and wisdom. Cathy shares valuable lessons from leaders like Howard Gardner, emphasizing the importance of reflection, leveraging strengths, continuous learning, storytelling, and the essential reliance on a supportive team. The discussion transcends corporate boundaries, offering... Continue Reading

As we observe the 82nd anniversary of the Pearl Harbor bombing this December 7th, we reflect on a day that profoundly changed our nation’s history. This attack precipitated the United States’ entry into World War II, a conflict that spanned from 1939 to 1945 and claimed the lives of approximately 70 to 85 million people, about 3% to 4% of the global population at the time. The Loss of American Lives The Pearl Harbor attack alone resulted in the tragic loss of around 2,400 American lives, a harrowing reminder of the horrors of war. On this National Pearl Harbor Remembrance Day, we honor... Continue Reading

As we approach the close of another year, we’re presented with a wonderful opportunity to reflect on our recent successes and learning experiences. This time of introspection is not just a chance to celebrate our achievements but also a pivotal moment to strategically plan for the future. After all, thoughtful planning is a cornerstone of continued success. Consider the following questions in your reflection: 1. Progress Towards Goals Have you moved closer to your financial goals this year? What proactive steps have you taken? Whether it’s refining an existing plan or starting a new one, how... Continue Reading

The Internal Revenue Service (IRS) has announced significant updates for 2024, impacting various retirement plans, including 401(k), Individual Retirement Accounts (IRA), and Roth IRAs. These changes, primarily influenced by cost-of-living adjustments (COLA), offer important implications for individuals and employers in planning their retirement contributions and strategies. 1. 401(k) Plan Contribution Limits For 2024, the contribution limit for 401(k) plans has been increased to $23,000, up from $22,500 in 2023​​​​. This increase allows individuals to contribute more towards their 401(k)... Continue Reading

Have you ever dreamed of leaving a lasting mark on the world, one that resonates with your values and vision? Since we are now in an era shaped by global violence and economic uncertainty, it’s no surprise you might be seeking a connection to the good in the world once again. Yet, within this backdrop of challenge, there lies a remarkable opportunity for those with the means to make a difference. In the world of philanthropy, a tool that stands out for its flexibility and impact is the Donor-Advised Fund (DAF).  It’s not just about giving back; it’s about channeling wealth into meaningful... Continue Reading

When business owners go into business, it’s easy to assume that’s because they understood the business. But that’s the furthest thing from the truth. They went into business to do what they loved, and things like cash flow aren’t necessarily first on their minds. In this episode Rocky Lalvani of Profit Comes First discusses the crucial role of cash flow to small business success. Discover why it’s crucial to prioritize understanding your business’s financial health, even if numbers have never been your strong suit. Rocky shares valuable insights and practical strategies to help business... Continue Reading

On a very personal note, words seem insufficient to express my deepest gratitude to our veterans. Their courageous and selfless sacrifices in keeping America safe and preserving our cherished freedoms. Gratitude for Our Veterans: Recognizing Sacrifices and Liberties Thanks to them, we enjoy privileges that are far from universal. We’re fortunate to vote in a new government every two years, freely express our opinions without fear of repercussion, and hold beliefs that may differ radically from those of our friends and neighbors. Our liberties, encompassing everything from the pursuit of success... Continue Reading

We are coming to the end of the year and it’s time to give serious thought to donating to your favorite charities.​​ They will love you and you have the opportunity to have a huge impact. Here are just a few ways to make this happen. Think about which charities you wish to give to.  During November and December, we are deluged with donation letters. Have you considered how to approach this end-of-year charitable planning? You can donate small amounts to many charities, or you can focus on just a few of them and have a stronger impact. The most popular way to donate in the United States is... Continue Reading

In the competitive corporate landscape, attracting and retaining executive talent goes beyond offering a top salary. Today, savvy companies are looking toward more comprehensive compensation packages, where tools like Split-Dollar Life Insurance (SDLI) complement traditional 401(k) retirement plans. This strategy not only enhances the value of an executive’s compensation package but also signals a commitment to their long-term financial well-being and security. As businesses continually evolve in their quest to attract and retain top-tier executive talent, innovative compensation strategies have... Continue Reading