Posts Tagged With ‘ wealth on any income ’

Today’s post is about the need for critical thinking. This is something that is not taught in schools and is a severe shortcoming in most people’s education and lives. When it comes to money many people take the opinions of others at face value without any critical thinking. As an example, when a bank offers a consolation loan you need to look at the total payments over the period, not just the interest rate or the monthly payment. You could end up paying more in total on your consolidation loan than the total of payments on your existing loans. Do the calculation yourself to confirm it is... Continue Reading

Are you considering a home improvement project this year? From my Realtor friend, Jay McHugh, here is some information on how to pay for home improvements – if you plan to do this at some point. Maybe out of necessity you might need a new roof or fence — or you might want more space or additional amenities, like an updated kitchen, bathroom, or a swimming pool. Whatever the reason for your projects, you’ll likely wonder the best way to pay for them. Here are four ways to cover the costs. Home Equity: You can leverage your home equity to cover home improvements. Among your options are a... Continue Reading

Just like you might have found on Facebook, there are fake people creating profiles on LinkedIn. With 830 million members, LinkedIn is one of the largest platforms to find a job or make a business connection. The fake profiles might be a small number, like 1000 out of the millions of real people on the platform, but it can lure you in to provide personal information and get scammed. However, last year LinkedIn took down about 32 million, again, 32 million, fake accounts. The following information comes from one of the services I use to protect my computer from malware, viruses, and bad cookies.Posted:... Continue Reading

With summer upon us, you may be planning some travel, and I found a cool way to get good deals on hotel rooms. You might already know about this, but I didn’t. I was so pleased I shared it with my wife, and she said this is already what she does. When it is time to book a hotel room you want a good price, right? How many websites do you need to look at? Or how many phone calls do you make? In the past, this is what was required to get a good deal on a hotel room. Many years ago I used some online website to book a room in Las Vegas when I went to visit my daughter. It was not a gambling trip,... Continue Reading

One reader suggested I talk about one of the most personally painful scams. This one is worse than losing money or feeling embarrassed. This one is close to being personally violated in addition to losing money. This is the Facebook or other social network scam where someone reaches out to a single person, a woman usually, and over time creates a close bond. A woman can also scam a man, or it can even be a gay pairing. The man or woman might be single, divorced, or widowed. They are easy targets to find because there may be an announcement about a divorce party or a funeral announcement on social... Continue Reading