November 27th, 2024 Steve Cummings
With auto insurance payments, mortgages, and monthly minimums being fixed financial obligations, most of us have to find our savings in the frozen pizza freezer and deli counter. The average shopper has plenty of fat in plain sight within their grocery store receipts, and it’s time to trim. 14 groceries in particular continue to fly […]
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November 26th, 2024 Steve Cummings
Multiple variables contribute to the quality of retirement. We inspect the cost of living, available activities, scenery, quality of life, and health care as an umbrella for retirement quality. We dive further into the retirement quality based on individual preferences. Where someone prefers a waterfront retirement, someone else may hope to live in the mountains. […]
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November 25th, 2024 Steve Cummings
Portugal always lingered in the back of your mind. As a child, you flipped through a calendar illustrating rustic lands and dynamic vineyards occupying this foreign country. You felt the pull toward Portugal but couldn’t pinpoint the best way to get there. Years pass, and retirement planning stares back at you. Where should you go? […]
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November 22nd, 2024 Steve Cummings
It’s a common belief that in order to land a high-paying job, you need to have a four-year college degree or higher. While that may be true in some occupations, like the medical field, that’s not always the case. There are numerous in-demand careers paying high salaries, all without the benefit of a college degree. […]
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November 21st, 2024 Steve Cummings
Next to your office desk, a framed photograph of a family on a beach stares back at you. Whenever you face a rough day or approach a stressful business transaction, you peer at the photo, yearning to venture back in time to that carefree, though expensive vacation. What if I told you retiring on the […]
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November 20th, 2024 Steve Cummings
Living in the USA has many benefits, and having 50 states to visit is one of them. No two states are alike, and their residents are proud of them. It’s precisely that diversity that makes this country the wonderful place it is. Traveling the world has appeal, but a sense of wanderlust can be equally […]
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November 19th, 2024 Steve Cummings
Once you’ve reached retirement age, your free time is yours to do as you wish. You can spend your days doing things around the house, going on day trips and vacations, or spending quality time with family and friends. You might invest more time in hobbies and other interests. Sometimes, your hobbies, like the ones […]
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November 18th, 2024 Steve Cummings
Most people look forward to retirement. Even those who know they’ll be on a limited income look forward to the day when they no longer need to work. However, sometimes what looks like a great thing in the beginning can start to get old after a while. Sometimes, tight finances weigh on you, and you […]
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November 15th, 2024 Steve Cummings
Remember that kid who sat at the front of each class, eager to answer the teacher’s questions? The child who helped other students struggling with homework out of their own kindness? Certain qualities in children or young adults point to success later on in life. A person with a positive mindset about failure and someone […]
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November 14th, 2024 Steve Cummings
You spent your entire career working toward the day you could afford to live without worrying about a constant cash flow. Once you’ve established that lifestyle, aka retirement, you decided you would go all out, buying the most lavish, luxurious items you could get your paws on. Is this method of living the best kind […]
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