Are you paid by the hour? Do you believe you will be able to retire with comfort? If not, you are not alone, just over 50% of hourly employees feel they will be able to retire comfortably. A survey of 2,000 employees split evenly between salaried and hourly workers reveals that hourly workers are less […]

 It’s important to recognize that achieving a fulfilling retirement doesn’t require substantial wealth. Wealthy people are not the only ones who have enjoyable retirements. They know how much money they need for retirement and live within their means. Nearing retirement and feeling unsure about your finances, try these ideas: Consider making retirement financial literacy your […]

Life can start at retirement. By this stage, we have lived enough to start admitting that the past is past, and we have learned many things. We begin to understand that our future may be deceptive because it depends on the present, and we have to seize the opportunity to improve and not go backwards.  […]

 After your kids left, being an “empty nester” would have taken some getting used to. When children leave home, some couples enjoy a second honeymoon. Fast forward to today, and you’re embracing the senior citizen phase of retirement with your significant other. Just as in those earlier years, this new phase demands adaptation. However, there’s […]

When we were young, many of us engaged in a lot of physical activity. I was involved in several sports, including softball, track, football, soccer, and bowling, to name a few. But as I aged, other interests took over. I was lucky my children loved sports, so I coached them and continued to coach until […]

Five years before retirement, start thinking about some options. If you like to keep busy and/or enjoy the social aspect of working, consider starting a business or taking on a seasonal or part-time job. Returning to work or starting a new business are viable options for seniors. Returning to Work: Seniors can go back to […]

Yesterday I suggested some things that you could think about as you plan for your retirement. Many of us who retire find returning to education or discovering something new is a great way to continue a lifetime of learning. I know many who regret that they did not have the chance to go to college […]

Retirement is stressful and a big decision. So, it is very important that you don’t make other big decisions close to the day you actually retire. Planning everything for retirement may not always work, as you may not think rationally in the months leading up to it. So, don’t make choices while worried or distracted […]

You have retired or are considering retirement. Over the years, you have developed and honed the skills you have used in your life and your career. Your career is over, but you still have the skills and life goes on. One question you should ask is: How I could apply my skills that contribute to […]

Failing to consider our purpose in life isn’t a new problem. When I was young, I never took the time to consider my future. I knew people who did plan, found purpose, and lived their plan. I now realize that thinking about the future when I was younger would have been a good idea. However, […]