Bond Ladders in 2024: How to Build a Bond Portfolio for Your Retirement

Bond Ladders in 2024: How to Build a Bond Portfolio for Your Retirement James Conole, CFP® 35:16

As one listener prepares for an early Retirement, James discusses the situation, covering how to build a bond ladder based on non-Retirement funds.

James provides a different way of looking at the stock-to-bond conversation.

Learn how to determine the appropriate amount to have a bond ladder and whether you should own individual bonds or bond funds as a part of that ladder.

Questions Answered:
How do you balance risk capacity and risk tolerance in portfolio allocation?
How do you build an effective bond portfolio for Retirement?

Timestamps:
0:00 – Listener case study
2:37 – James’s perspective on bonds
7:42 – Considering purchasing power
10:18 – Balance of stocks and bonds
13:39 – Dividends are typically resilient
16:40 – All bonds not created equally
20:30 – Bond ladder
23:09 – Different types of bonds
24:51 – Withdrawal strategy
26:39 – More on bonds
30:09 – 3 questions to consider

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