Recent Content
Join us as we unravel the intricate relationship between politics and Investing during election years, offering valuable insights on maintaining a steady course amidst market volatility. Investing dur…
Join us as we unrave…
Join us as we unravel the intricate relationship between politics and investing during election years, offering valuable insights on maintaining a steady course amidst market volatility. Investing during an election year can be a rollercoaster ride, with political news often dictating short-term market fluctuations. However, keeping a long-term perspective is crucial to weathering the storm. Source
Adam Koós
September 24, 2024 
"Up The Escalator - Down The Elevator" In this episode of The Retirement Fiduciary, Adam explores the concept of "Daylight," a key metric that investors should pay close attention to when markets bec…
"Up The Escalator - …
"Up The Escalator - Down The Elevator" In this episode of The Retirement Fiduciary, Adam explores the concept of "Daylight," a key metric that investors should pay close attention to when markets become volatile. Daylight refers to the average price of an investment over a specified period, offering a clearer picture of an asset’s performance by smoothing out short-term fluctuations. Adam explains how this metric can help investors make better decisions, especially when market conditions are unpredictable or erratic. Using examples from the past five years, Adam illustrates how Daylight has…
Adam Koós
September 19, 2024 The Key Elements To truly understand what makes these strategies so impactful, it’s important to look at the core components that form the foundation. Typically, these strategies consist of several …
The Key Elements To …
The Key Elements To truly understand what makes these strategies so impactful, it’s important to look at the core components that form the foundation. Typically, these strategies consist of several key elements: In practice, these areas often overlap and complement one another, offering a more integrated approach to securing your financial future. For instance… In short… Source
Adam Koós
September 12, 2024 Welcome to The Retirement Fiduciary podcast, where candid insights on retirement planning and investment management are unveiled. Join Adam Koós in exposing the wolves of Wall Street and unmasking un…
Welcome to The Retir…
Welcome to The Retirement Fiduciary podcast, where candid insights on retirement planning and investment management are unveiled. Join Adam Koós in exposing the wolves of Wall Street and unmasking unethical practices in the financial advisory world, with insights presented in two parts to cover a wealth of information. To become a true fee-only fiduciary, professionals are mandated to relinquish… Source
Adam Koós
September 10, 2024 It happened… and it’ll happen again. The market dropped roughly -10% in only four weeks. That’s pretty fast! I mean… it’s not “COVID fast” (the market dropped -34% in only 22 days back t…
It happened… and i…
It happened… and it’ll happen again. The market dropped roughly -10% in only four weeks. That’s pretty fast! I mean… it’s not “COVID fast” (the market dropped -34% in only 22 days back then). Oh, and it’s not “Black Monday fast,” either (the market dropped -22.6% in one day back in 1987). You’re starting to get the point… we’ve seen this before – but just how often do we see market pullbacks… Source
Adam Koós
August 22, 2024 
In this episode of The Retirement Fiduciary, Adam welcomes back Rachel Alley, Realtor and Team Leader for The Millennium Group at Keller Williams Capital Partners in Central Ohio. Rachel revisits the …
In this episode of T…
In this episode of The Retirement Fiduciary, Adam welcomes back Rachel Alley, Realtor and Team Leader for The Millennium Group at Keller Williams Capital Partners in Central Ohio. Rachel revisits the podcast to discuss the significant shifts in the residential Real Estate market since her last appearance over two years ago. She highlights the challenges buyers and homeowners face today, particularly with interest rates more than doubling, and provides insights into how these changes are reshaping the market. Rachel also explores the topic of refinancing, offering guidance on when it makes sens…
Adam Koós
August 22, 2024 
In this episode of The Retirement Fiduciary, host Adam welcomes Natalie Siston, a dynamic speaker and best-selling author of "Let Her Out: Reclaim Who You've Always Been." Natalie dives into her upbri…
In this episode of T…
In this episode of The Retirement Fiduciary, host Adam welcomes Natalie Siston, a dynamic speaker and best-selling author of "Let Her Out: Reclaim Who You've Always Been." Natalie dives into her upbringing in a small Ohio town of just 600 people and how these humble beginnings significantly shaped her career trajectory. She explains the pivotal role this close-knit community played in inspiring her to establish her Coaching business, "Small Town Leadership," which focuses on harnessing the values and lessons from small-town life to achieve professional success. Natalie also delves into her str…
Adam Koós
August 8, 2024 If you’re among the 66 percent of U.S. households that own a pet, your furry (or feathered) friend is likely a beloved member of your family. But what would happen to them if something unexpected ha…
If you’re among th…
If you’re among the 66 percent of U.S. households that own a pet, your furry (or feathered) friend is likely a beloved member of your family. But what would happen to them if something unexpected happened to you? Have you made any arrangements to ensure your pet is taken care of if they outlive you? If not, it’s time to think about adding your pet to your estate plan. And even if you already… Source
Adam Koós
July 31, 2024 
In this quick episode Adam demystifies the strategy of tax-loss harvesting and its benefits for investors. Adam explains how this technique allows you to turn investment losses into financia…
In this qu…
In this quick episode Adam demystifies the strategy of tax-loss harvesting and its benefits for investors. Adam explains how this technique allows you to turn investment losses into financial gains by offsetting capital gains with capital losses, reducing your overall tax liability. Adam discusses how to avoid paying taxes come tax season by trimming investments you own that have unrealized losses to wash out gains from earlier in the year. He also covers when it makes sense to utilize tax-loss harvesting, addressing some of the main complaints about the practice and offering strate…
Adam Koós
July 25, 2024 
In this quick episode of The Retirement Fiduciary, titled "Investing in Election Years: Trends, Realities, and Seasonal Insights," Adam Koos provides a comprehensive look at how election cy…
In this q…
In this quick episode of The Retirement Fiduciary, titled "Investing in Election Years: Trends, Realities, and Seasonal Insights," Adam Koos provides a comprehensive look at how election cycles impact market trends. Adam discusses the importance of not getting swept up in the political excitement and focuses on making informed investment decisions. He analyzes historical market data to highlight common trends and offers practical advice for navigating the unique challenges and opportunities that arise during election years. Adam also dives into seasonality stats, examining how diffe…
Adam Koós
July 11, 2024 
In this episode of The Retirement Fiduciary, Adam Koos discusses the complexities of the new trading rules that have recently come into effect. Adam breaks down these rules, which are far from self-ex…
In this episode of T…
In this episode of The Retirement Fiduciary, Adam Koos discusses the complexities of the new trading rules that have recently come into effect. Adam breaks down these rules, which are far from self-explanatory, offering Clarity and guidance for investors navigating this updated landscape. He dives into changes to transaction dates, explaining what these adjustments mean for investors and how they will impact trading strategies moving forward. Adam also provides a high-level overview of the significant changes in stock trading, ETF trading, and bond trading. Through a series of "Did You Know…
Adam Koós
June 27, 2024 Join us in exploring the innovative approach of Adam Zuckerman and Buried In Work to simplify estate planning and empower individuals in securing their future. Adam Zuckerman’s journey from managing…
Join us in exploring…
Join us in exploring the innovative approach of Adam Zuckerman and Buried In Work to simplify estate planning and empower individuals in securing their future. Adam Zuckerman’s journey from managing his father’s estate to founding Buried In Work showcases a personal mission to streamline end-of-life preparations. His dedication shines through, emphasizing the human aspect of estate planning. Source
Adam Koós
June 19, 2024 
In part two of "Exposing the Wolves of Wall Street: Unmasking the Dark Side of Investing," financial expert Adam Koos shares essential tips for safeguarding your investments. This episode covers the d…
In part two of "Expo…
In part two of "Exposing the Wolves of Wall Street: Unmasking the Dark Side of Investing," financial expert Adam Koos shares essential tips for safeguarding your investments. This episode covers the dangers of insurance agents posing as wealth managers, revealing how their advice may prioritize their profits over your financial goals. Adam also discusses the pitfalls of financial advisors who buy TV time or "advertorials," explaining how these paid segments can mislead viewers into thinking they're receiving impartial advice. Additionally, Adam highlights the importance of scrutinizing financ…
Adam Koós
June 13, 2024 Join us as we uncover the captivating life journey of animator and illustrator, Phillip O’Rourke, who shares his empowering story of overcoming personal challenges and finding success. Phillip O’R…
Join us as we uncove…
Join us as we uncover the captivating life journey of animator and illustrator, Phillip O’Rourke, who shares his empowering story of overcoming personal challenges and finding success. Phillip O’Rourke has enthralled audiences with his unique blend of storytelling, art, and music, reflecting his unwavering passion since childhood. His journey chronicles the compelling evolution from doodling to… Source
Adam Koós
June 5, 2024 
In this episode of The Retirement Fiduciary, host Adam Koos takes listeners on a deep dive into the often murky world of financial planning and investing. Adam sheds light on some of the most misunder…
In this episode of T…
In this episode of The Retirement Fiduciary, host Adam Koos takes listeners on a deep dive into the often murky world of financial planning and investing. Adam sheds light on some of the most misunderstood aspects of working with financial and investment "specialists" and how easily unsuspecting investors can fall prey to deceptive practices. He provides a candid discussion on the pitfalls of commission-based services, the dangers of "churning" and "reverse churning", and the risk of being sold inappropriate insurance policies. Adam also exposes some of the more sinister tactics used by unscru…
Adam Koós
May 30, 2024 As Libertas is on its way to having another record year, I’ve been having to think about delegation, efficiency, cutting out things I don’t need to do, systemization, processes, hiring new staff, …
As Libertas is on it…
As Libertas is on its way to having another record year, I’ve been having to think about delegation, efficiency, cutting out things I don’t need to do, systemization, processes, hiring new staff, and at the end of the day, working smarter – not harder. After all, each of us has just 168 hours per week to accomplish our tasks and goals… at work, at home and out in the world, so if you feel like… Source
Adam Koós
May 22, 2024 Navigating the complex landscape of college financial aid can be overwhelming for students and parents. Understanding the sources of financial aid, application processes, and potential pitfalls is cru…
Navigating the compl…
Navigating the complex landscape of college financial aid can be overwhelming for students and parents. Understanding the sources of financial aid, application processes, and potential pitfalls is crucial for making informed decisions. In this blog, we delve into the key aspects of college financial aid, supported by insights from experienced college planning consultant Amber Gilsdorf. Source
Adam Koós
May 20, 2024 
In this week's episode of The Retirement Fiduciary, host Adam Koos sits down with Adam Zuckerman, the Founder of "Buried In Work," a pioneering E-Commerce platform dedicated to simplifying estate plan…
In this week's episo…
In this week's episode of The Retirement Fiduciary, host Adam Koos sits down with Adam Zuckerman, the Founder of "Buried In Work," a pioneering e-commerce platform dedicated to simplifying estate planning, end-of-life tasks, and estate transitions. Adam Zuckerman shares the inspiration behind the inception of his company and discusses the common challenges individuals and families face when navigating these intricate processes. From organizing legal documents to preparing for the future, Zuckerman sheds light on the transformative impact his platform has had on both his own life and the lives …
Adam Koós
May 16, 2024 
