How Would the Reformed Scrooge Invest His Capital in 2025?
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“Mankind was my business. The common welfare was my business; charity, mercy, forbearance, and benevolence were all my business. The dealings of my trade were but a drop of water in the comprehensive ocean of my business,” Jacob Marley retorts to Ebeneezer Scrooge in A Christmas Carol by Charles Dickens.
Marley’s lament underscores his failure to embrace his true obligations in life. Despite “Scrooge” being synonymous with miserliness, Dickens’ classic tale celebrates Scrooge’s dramatic transformation in just one night. The miser becomes a model of generosity and compassion—living out Marley’s mission statement.
“Scrooge was better than his word. He did it all, and infinitely more; and to Tiny Tim, who did NOT die, he was a second father. He became as good a friend, as good a master, and as good a man as the good old City knew, or any other good old city, town, or borough in the good old world. Some people laughed to see the alteration in him; but he let them laugh, and little heeded them, for he was wise enough to know that nothing ever happened on this globe, for good, at which some people did not have their fill of laughter in the outset; and knowing that such as these would be blind anyway, he thought it quite as well that they should wrinkle up their eyes in grins, as have the malady in less attractive forms. His own heart laughed, and that was quite enough for him.”
I will now take the unlicensed liberty to answer the question, “How would the reformed Scrooge invest his capital in 2025?”
Investing in Human Welfare
Imagine how the reformed Scrooge would invest his capital today. The answer is clear: he would prioritize addressing human suffering. In Dickens’ story, Scrooge’s attention to Tiny Tim’s health and well-being transforms not just the child’s life but his own. Translating this to modern terms, Scrooge might invest in:
Health Care Access: Supporting innovations in public health that reduce costs and improve outcomes.
Poverty Alleviation: Investing in Small Businesses—especially those run by individuals from marginalized communities—through platforms like FundingHope, SMBX and Honeycomb Credit.
Empowering Underrepresented Founders
Scrooge’s empathy for the overlooked would drive him to seek out opportunities to support underrepresented founders, including women, minorities, and members of the LGBTQ community. By intentionally backing these entrepreneurs, Scrooge would emulate the inclusive spirit of his reformation.
Fostering Educational Access
It’s easy to imagine Scrooge investing in Education. He might support initiatives that expand access to quality education globally or fund educational Technology. The Impact Cherub Club, for instance, has made investments in groundbreaking ed-tech solutions.
Climate Solutions with a Human Touch
While Dickens doesn’t address climate issues, the reformed Scrooge’s focus on human welfare suggests he’d back climate solutions that directly benefit underserved communities. Examples include:
Financing renewable energy projects for low-income families.
Supporting energy efficiency upgrades, like improved insulation and heating systems, to reduce utility bills.
These investments not only serve people but also contribute to a healthier planet for everyone.
Join the Impact Cherub Club
Over the past three years, the Impact Cherub Club has made many “reformed Scrooge-approved” investments. For just $5.95 a month (or less with an annual membership), you can join us in identifying and supporting high-impact opportunities. Even without joining, you can access our weekly list of new impact offerings every Monday—free for anyone with an internet connection.
Start aligning your investments with the values of a reformed Scrooge. Begin small, but start today! As you grow in knowledge and confidence, you’ll uncover more ways to achieve market-rate returns while making a meaningful difference. Together, we can invest in a better future.
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Upcoming SuperCrowd Event Calendar
If a location is not noted, the events below are virtual.
SuperCrowdHour, January 15, 2025, at 1:00 PM Eastern. Devin Thorpe will be doing investor-focused training on building an investment strategy focused on investing in debt instruments to match or even exceed stock market returns. This is great for people serious about investing, whether you are starting with $100 or $100,000. Don’t miss it!
Impact Cherub Club Meeting hosted by The Super Crowd, Inc., a public benefit corporation, on January 21, 2024, at 1:00 PM Eastern. Each month, the Club meets to review new offerings for investment consideration and to conduct due diligence on previously screened deals. To join the Impact Cherub Club, become an Impact Member of the SuperCrowd.
SuperCrowdLA, we’re going to be live in Los Angeles late the spring. Plan to join us there for a major, in-person event focused on scaling impact. Details to come soon!
Community Event Calendar
Successful Funding with Karl Dakin, Tuesdays at 10:00 AM ET – Click on Events
Community Capital Live, Havell Rodrigues, New Majority Capital, January 15, 2:00 PM Eastern.
Motivated Money Method for Raising Funding Workshop, January 16, 11:00 AM – 3:00 PM Eastern.
Community Capital Live, Bernel Hall, New Jersey Community Capital, January 29, 2:00 PM Eastern.
Igniting Community Capital to Build Outdoor Recreation Communities, Crowdfund Better, Thursdays, March 20 & 27, April 3 & 10, 2025, at 1:00 PM ET.
NC3 Changing the Paradigm: Mobilizing Community Investment Funds, March 7, 2025
Asheville Neighborhood Economics, April 1-2, 2-25.
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Originally Published on https://www.superpowers4good.com/
