May 16th, 2023 Greg Aler
“Making investment decisions is simple!” said no one ever. But what if there was a way to see such decisions with unbiased clarity? Behold, The Overnight Test. In a recent blog post, Carl Richards, the creator of The New York Times’ Sketch Guy column, asked readers to ponder: “What would you do if you purchased […]
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April 26th, 2023 Greg Aler
Downsizing is one of those ubiquitous practices that goes hand-in-hand with retirement, as if moving into your Golden Years is marked by a literal move into a new home. But if you’re still carrying a mortgage and intend to finance the purchase of your new smaller home, is it a good idea? Let’s take a […]
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April 3rd, 2023 Greg Aler
In this adaptation from Golden Reserve Founder Greg Aler’s new book, Fire Your Financial Advisor, we take a closer look at how the retail financial advisor became engrained in the fabric of retirement planning. Do you have any regrets from your younger years? Ted Benna, “the father of the 401(k),” has one. “I helped open […]
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March 29th, 2023 Greg Aler
Podcast: It seems like the Government has your back if your bank fails. Who has your back if you make a mistake in retirement? Full radio show from March 26, 2023: Marriage, divorce, and moving. Make sure your legal papers are in order. Why did well know financial author Robert Kiyosaki say, “May God have […]
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March 15th, 2023 Greg Aler
Golden Reserve Founder Greg Aler pulls back the curtain on how the trillion-dollar financial services industry is failing retirees in his new book Fire Your Financial Advisor. Read on for an adaptation from the book’s introduction. It’s easy to forget that retirement as we know it today is a fairly recent concept. In fact, just […]
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January 30th, 2023 Greg Aler
Poll your friends and family about annuities and you’re bound to get a lot of adverse reactions. They’ll likely cite at least one of these three things : They’re expensive and have big fees. They don’t give you access to your money. There’s no growth. While these statements are true of some annuities, they’re not […]
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January 4th, 2023 Greg Aler
Let’s talk about commissions. For many professions—like real estate agents, sales professionals, brokers and artists—it’s a compensation structure to which we’ve become accustomed. They make money when you make a purchase related to the services they provide. But when it comes to commissions and financial advisors—whoa, hold your horses. We’ve been conditioned to think that […]
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December 15th, 2022 Greg Aler
Call it the new kid on the block. Fixed index annuities (FIA) are a more recent offering in the world of annuities and we think they’re worthy of your attention. Now, before you run off, we know annuities have become something of a dirty word. And frankly, they’ve earned the reputation. Historically, some haven’t been […]
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June 30th, 2022 Greg Aler
We recently heard a large, national firm use the slogan, “We do better when you do better,” and we couldn’t help but scratch our heads. On the surface it may seem agreeable; after all, if they’ve helped you build wealth, why not reward them, too? But when you think about what that means, it becomes […]
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June 17th, 2022 Greg Aler
We’ve written extensively about the risk of long-term care, but most people don’t want to consider the possibility that they’ll need it. Unfortunately, statistics tell us there’s a 70% chance that you will need long-term care if you’re 65 or older. If that’s surprising to you, it’s because the prevailing strategy for preparing for the […]
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