By Jeremy Reif, CRPS This article will attempt to break down the complexity of the stimulus package, interest rates, and inflation into something a little more relatable. First Stage – Stimulus, Free Money?: Imagine you have a big jar of cookies, and each cookie represents money. When the government decides to give people more cookies (money) through a stimulus package, it can sometimes lead to a problem called inflation. Inflation is when the prices of things you want to buy go up, and you need more cookies (money) to buy the same things. So, if the government gives out too many cookies (money)... Continue Reading
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Whether you’re celebrating at a picnic, barbecue, rally, football game, or work, happy Labor Day. Sunday I went to our local Olympia Harbor Days celebration that’s always scheduled for Labor Day weekend. It was cloudy, so my photos aren’t as good as the years where there’s nice blue sky. Thankfully, we had only a sprinkle of rain. I wore my raincoat, but didn’t have my rain hood or umbrella. On Labor Day, I’m thankful for unions and their history of helping working people. I benefited from union membership when I worked for state government. I’m glad these days more young people... Continue Reading
Labor Day these days is all about beaches, barbecues, games such as baseball, football, and volleyball, and shopping. It’s also a great weekend for travel. This year, 57 percent of Americans plan to travel for Labor Day weekend, more than 150 million will enjoy a barbecue or picnic, and thousands will attend a college football game. While Labor Day is seen as a fun holiday, it’s also important to remember and celebrate the origins of the special day. The holiday’s roots can be traced back to the streets of 1880s New York City, where rival union leaders joined forces to protest the unfair... Continue Reading
I love the beautiful summer days here in the Seattle area. People are streaming into Western Washington due to the mild weather, attractive as climate change worsens, and the job opportunities. It’s so nice to be enjoying 70 degree weather as many areas of the country swelter. I’m also appreciating my wonderful garden with its abundant Swiss chard and kale. And my raspberry patch is yielding its usual pints of raspberries to freeze. My blogger friends also are enjoying summer and other happenings: The value of staycations Let’s face it, we only get so many summers in our lives. And there’s... Continue Reading
Financial institutions are increasingly using chatbots, which put out human-like responses using computer programming, to communicate with customers to save money. Chatbots sometimes have human names and use popup features to encourage interaction. Some chatbots use more complex technologies such as “artificial intelligence” to respond to customers. The Consumer Financial Protection Bureau has received hundreds of complaints from frustrated customers trying to receive timely, straightforward answers from their financial institutions or to raise a concern or dispute. “To reduce costs, many... Continue Reading
Memorial Day is a day to honor Americans who have died in service to their country. Many people attend a memorial day event, visit a cemetery where a loved one is buried, or spend time remembering a service member. In addition, for others, it’s the unofficial beginning of summer. So, it brings barbecues, picnics, swimming, and other outdoor activities. Then, millions will be heading to stores or looking online to check out what the best sales prices may be. For details on Memorial Day 2023, see the following from WalletHub, a personal finance website: Originally Published on https://boomersurvive-thriveguide.typepad.com/the_survive_and_thrive_bo/ Continue Reading
Memorial Day is a day to honor Americans who have died in service to their country. Many people attend a memorial day event, visit a cemetery where a loved one is buried, or spend time remembering a service member. In addition, for others, it’s the unofficial beginning of summer. So, it brings barbecues, picnics, swimming, and other outdoor activities. Then, millions will be heading to stores or looking online to check out what the best sales prices may be. For details on Memorial Day 2023, see the following from WalletHub, a personal finance website: Originally Published on https://boomersurvive-thriveguide.typepad.com/the_survive_and_thrive_bo/ Continue Reading
On Saturday, I received a strange email. It said it was from Gastro Health and a new lab result had been entered into my patient portal from my Gastro Health provider. To access my lab results, I was to go to my patient portal. I thought it was a scam. I haven’t had a test done recently related to my digestive system, and my doctor belongs to a practice called Gastroenterology Associates. The next day, I thought I’d write an article warning people about a possible scam. However, when I started doing research, I found that Gastro Health is a private equity firm that purchases the offices of... Continue Reading
Although Mother’s Day is highly commercialized, I like remembering my mom on this special day and I enjoy visiting with my daughters over WhatsApp. Maybe next year, I’ll be able to travel to Spain again in May. Since my birthday is May 4 and my daughter’s is May 23, we have so much fun celebrating our birthdays plus American Mother’s Day and Spanish Mother’s Day in May in Spain. The photo is of my mom. It’s her high school graduation photo. She graduated when she was 16. Mother’s Day spending Consumers plan to spend a total of $35.7 billion on Mother’s Day this year, nearly $4... Continue Reading
Graduations are coming up and many parents and students are thinking about student debt, which totals $1.63 trillion in the United States. Student loan debt is about $37,600 per borrower. “In the short term, students are not overly optimistic about their financial situation, as 88 percent are concerned about the economy and 80 percent are worried about inflation,” said Jill Gonzalez, an analyst for WalletHub, a personal finance website. “Inflation has taken a heavy financial toll on the country, and has made higher education less affordable.” However, students do think that going to college... Continue Reading