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A “Graduation” Trip &Raquo; Retirement Graduation Trip 2 1 300X300 1

A “Graduation” Trip

Because Canada was closed last summer (and still is as of April of 2021) due to the pandemic, we weren’t able to use our timeshare week in Whistler, British Columbia for 2020. We were fortunate enough to trade our unused vacation to Orange Tree Resort in Scottsdale, Arizona where my dad lives with a plan […]

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A Perfect Day &Raquo; Stencil.blog Post Image 1 1 300X300 1

A Perfect Day

I love to plan.  I worked as a planner for my entire career. I often get just as much or more joy out of planning something then I do experiencing the actual event. Of course, in real life, things don’t always go as you have planned, so sometimes there can be a disappointment. I enjoy […]

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Farewell Ruby &Raquo; Stencil.blog Post Image 300X300 1

Farewell Ruby

When gas was around $4 a gallon and I was commuting to work each day in a carpool, I needed a new vehicle.  In the summer of 2015, we were all looking for more economical gas-efficient options.  My carpool partner had a huge diesel truck but fuel for his big rig was even more expensive. […]

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Riding Bikes With Daddy &Raquo; Stencil.blog Post Image 1 300X300 1

Riding Bikes with Daddy

In November last year, I wrote a blog post entitled “Saturday Mornings with Daddy.” I shared how much I appreciated hearing from my 86 year old dad when he would call me from Arizona on FaceTime each week. This was usually after his 20-mile bike ride from where he lives in Scottsdale to Tempe and […]

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The Easy Button

I’ve been thinking of ways to describe these first days of “post-retirement.”  What comes to mind is that it has been like pushing “The Easy Button.”   Back in 2005, our team was in the midst of implementing drastic changes to the permit process and it was stressful and hard. In August of that year, […]

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Dealing with Moods

Listen to the Top Three Questions most often asked of Personal Finance Coaches. The post Dealing with Moods appeared first on The 8 Gates. Originally Published on https://the8gates.com/feed

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I’m Not A Bank! Why Am I Treated Like An Atm? &Raquo; Logo

I’m Not a Bank! Why am I treated like an ATM?

This is an email I received the other day from a client: “Dear Janine: What do you do when you have grown children who always ask you for money to help them. I know they do not bring home enough money to pay everything. However, they haven’t went on a budget as I have wanted […]

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Why Should I Meditate? &Raquo; Logo

Why Should I Meditate?

There is a internal freedom that meditation brings into your life that is soon reflected in your external life. It is hard to see how sitting in one place and doing absolutely nothing can bring about any form of a positive result. However, what comes through practice is a series of side benefits that alter […]

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Feeling Stuck? Get A Passport! &Raquo; Logo

Feeling Stuck? Get a Passport!

In 1987 I learned of a clock. Now, this clock isn’t any old 2-story, stone tower, clock. This clock is a moving piece of epic-ness. This clock is so incredible that the Medieval king who commissioned it had the artist blinded so he would never be able to build another like it. To this day […]

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