Recent Content
Unless you’re a high-income earner or independently wealthy, you may have considered launching a side business to earn more money. Starting a side hustle may seem daunting, especially when you’re …
Unless you’re a hi…
Unless you’re a high-income earner or independently wealthy, you may have considered launching a side business to earn more money. Starting a side hustle may seem daunting, especially when you’re already working full-time, but it doesn’t have to be that way. Having a side hustle is easier than you might imagine. It doesn’t take a ... Read more
Steve Cummings
December 21, 2024 Despite all of the news about the historically low unemployment rate, the job market is a tough one, especially for Generation X job seekers. Gen Xers looking for work may find it difficult to change …
Despite all of the n…
Despite all of the news about the historically low unemployment rate, the job market is a tough one, especially for Generation X job seekers. Gen Xers looking for work may find it difficult to change jobs or re-enter the job market. Instead of hiring older, more experienced workers, companies gravitate toward recruiting and hiring much ... Read more
Steve Cummings
December 20, 2024 Small business owners have many different needs when figuring out what kind of business credit card is best for them. Factors like how often they travel or what expenses they spend most frequently can…
Small business owner…
Small business owners have many different needs when figuring out what kind of business credit card is best for them. Factors like how often they travel or what expenses they spend most frequently can all impact which card someone will choose. Similar to how small business owners all have unique needs, each business credit card ... Read more
Steve Cummings
December 19, 2024 Have you ever wanted to live in a different country but didn’t know how to make the switch? Maybe the transition to a new, unfamiliar place scared you, though you yearned for a sea breeze or a colde…
Have you ever wanted…
Have you ever wanted to live in a different country but didn’t know how to make the switch? Maybe the transition to a new, unfamiliar place scared you, though you yearned for a sea breeze or a colder climate than where you grew up. With a few budgeting tools, you can finally quench that need ... Read more
Steve Cummings
December 18, 2024 Are you looking for the perfect place to retire? You're not alone. Millions of Americans are planning their Retirement, and many are looking for a city that offers an excellent quality of life, a low …
Are you looking for …
Are you looking for the perfect place to retire? You're not alone. Millions of Americans are planning their retirement, and many are looking for a city that offers an excellent quality of life, a low cost of living, and plenty of activities to keep them busy. But with so many incredible cities to choose from, ... Read more
Steve Cummings
December 17, 2024 Luckily for Chase credit card holders, there are many ways to rack up Chase Ultimate Reward Points. Two Chase cards might have different bonus offerings or point rates for certain spending categories,…
Luckily for Chase cr…
Luckily for Chase credit card holders, there are many ways to rack up Chase Ultimate Reward Points. Two Chase cards might have different bonus offerings or point rates for certain spending categories, but all Chase Ultimate Reward points can be redeemed for statement credit, gift cards, and travel arrangements. Typically, 10,000 points are valued at ... Read more
Steve Cummings
December 17, 2024 Who here has always wanted to fly business class but couldn't fathom shelling out that much money for a plane ticket? 🖐️ Considering that you're reading a website called The Frugal Expat, I'm goi…
Who here has always …
Who here has always wanted to fly business class but couldn't fathom shelling out that much money for a plane ticket? 🖐️ Considering that you're reading a website called The Frugal Expat, I'm going to take a wild guess and say that it's..most of you. I can relate. I was in the same boat till ... Read more
Steve Cummings
December 15, 2024 For all the lonely souls out there, maybe a move to a new country or even a vacation could be the key to finding your perfect person. A recent study from OffRobe has revealed the countries with the …
For all the lonely s…
For all the lonely souls out there, maybe a move to a new country or even a vacation could be the key to finding your perfect person. A recent study from OffRobe has revealed the countries with the best odds of finding a partner. The research uses data such as the number of single people, ... Read more
Steve Cummings
December 14, 2024 Are you stuck in a toxic job? Is your boss power-hungry, employing manipulation tactics to ensure his team pledges loyalty to the profession? Does walking into work fill you with a sense of dread? Do …
Are you stuck in a t…
Are you stuck in a toxic job? Is your boss power-hungry, employing manipulation tactics to ensure his team pledges loyalty to the profession? Does walking into work fill you with a sense of dread? Do coworkers often call out? You might work in a toxic workplace if you said “yes” to those questions. Let’s explore ... Read more
Steve Cummings
December 13, 2024 Traveling with family and friends is great, but there’s something about traveling alone that makes you feel a bit more adventurous. There’s nothing quite like the exhilaration of exploring a new p…
Traveling with famil…
Traveling with family and friends is great, but there’s something about traveling alone that makes you feel a bit more adventurous. There’s nothing quite like the exhilaration of exploring a new place unaccompanied, but it’s not always the best choice. Some cities, despite their qualities, are too unsafe to visit by yourself. If you plan ... Read more
Steve Cummings
December 12, 2024 Picture ten years from now. You're just heading into or well into retirement, and you're starting to realize that your house is full of odds and ends that you haven't thought about, let alone used, in…
Picture ten years fr…
Picture ten years from now. You're just heading into or well into retirement, and you're starting to realize that your house is full of odds and ends that you haven't thought about, let alone used, in years. Many retirees think about Downsizing their homes. Their children are grown and out on their own, and they ... Read more
Steve Cummings
December 11, 2024 Generation Z refers to those born between 1997 and 2012, while criteria varies by the source. Born after Millennials, Generation Z spent most of their lives with cell phones and modern Technology, whi…
Generation Z refers …
Generation Z refers to those born between 1997 and 2012, while criteria varies by the source. Born after Millennials, Generation Z spent most of their lives with cell phones and modern technology, which bestows them with some advantages and many disadvantages. Their aptitude for tech, while detrimental in some ways, has also allowed many in ... Read more
Steve Cummings
December 10, 2024 Do you ever look at your bank account and wonder where all your money goes? Sure, some of it pays for necessities like living and transportation expenses, but how much of your hard-earned cash goes to…
Do you ever look at …
Do you ever look at your bank account and wonder where all your money goes? Sure, some of it pays for necessities like living and transportation expenses, but how much of your hard-earned cash goes toward nonessential purchases? In the moment, those unnecessary purchases may seem like just a few dollars here and there, but ... Read more
Steve Cummings
December 9, 2024 Many retirees move to other U.S. towns and cities that are the most hospitable to them and their needs, including the cost of living, public safety, and quality of life. Choosing to live in these plac…
Many retirees move t…
Many retirees move to other U.S. towns and cities that are the most hospitable to them and their needs, including the cost of living, public safety, and quality of life. Choosing to live in these places is easy. Yet some cities aren’t popular with retirees because they don’t offer the amenities other places have. This ... Read more
Steve Cummings
December 6, 2024 Living frugally is often seen as being cheap. However, it's not quite so simple. Living frugally is all about saving money where, when, and as often as you can. It isn't about skimping on fun or never…
Living frugally is o…
Living frugally is often seen as being cheap. However, it's not quite so simple. Living frugally is all about saving money where, when, and as often as you can. It isn't about skimping on fun or never paying for a great experience. Being invested in a frugal Lifestyle often prioritizes experiences over possessions. So, if ... Read more
Steve Cummings
December 4, 2024 Experienced travelers will tell you there are spots around the world that are so amazing, you have to see them for yourself. These places have landmarks or experiences that are unique and can’t be r…
Experienced traveler…
Experienced travelers will tell you there are spots around the world that are so amazing, you have to see them for yourself. These places have landmarks or experiences that are unique and can’t be replicated anywhere else. The hype around these locales is well-deserved. All it takes is a sense of adventure and curiosity to ... Read more
Steve Cummings
December 3, 2024 I went shopping for Black Friday once while I was in college a hundred years ago. I vowed never to do it again, and I'd kept that promise to myself since that crazy morning. Admittedly, there are peop…
I went shopping for …
I went shopping for Black Friday once while I was in college a hundred years ago. I vowed never to do it again, and I'd kept that promise to myself since that crazy morning. Admittedly, there are people who love the hustle and bustle of Black Friday shopping, but I am not one of them. ... Read more
Steve Cummings
December 2, 2024 We totally understand the intense need to relax once you hit retirement. It's more than just an impulse; it's like your body gears up to finally take a long-awaited break. However, old habits can die …
We totally understan…
We totally understand the intense need to relax once you hit retirement. It's more than just an impulse; it's like your body gears up to finally take a long-awaited break. However, old habits can die hard. It's easy to fall into a routine of keeping up with colleagues and those you once worked with, attending ... Read more
Steve Cummings
November 29, 2024 
