Dr. Saide is a frequent speaker and published newspaper columnist on subjects including Social Security, IRA, 401k’s, Retirement plans, strategic (income) tax planning, Estate planning with retirement assets. He is a successful podcaster MoneyMattersUSA® with Fred Saide and previously hosted a weekly radio program. His expertise has been well sought after, as he has been published in USA Today and Gannett Media. He has authored several e-books and “white apers” on financial and retirement topics. Additionally, he has been interviewed by many financial publications, TV and cable, and has ghost written for multiple financial websites.
After graduating from Duke University, where Dr. Saide earned his Ph.D., MA, MBA, and his BA from Adelphi University, he went on to earn certificates for studies at Purdue University, The American College of Financial Services, MIT Age Labs, Penn_Wharton.
Recent Content
In Episode 180 of Money Matters USA, Fred Saide discusses the importance of planning over panic during market downturns, emphasizing the need for a solid financial plan and behavioral discipline. He o…
In Episode 180 of Mo…
In Episode 180 of Money Matters USA, Fred Saide discusses the importance of planning over panic during market downturns, emphasizing the need for a solid financial plan and behavioral discipline. He outlines the significance of understanding risk, setting clear financial goals, and managing expenses effectively. The conversation also highlights the value of working with a Fiduciary advisor to navigate the complexities of Retirement Planning and ensure a tax-efficient distribution of assets. Reach Fred at 800-593-8188. Money Matters USA www.moneymattersusa.net www.wealthensure.com See omnystu…
In Episode 179 of Money Matters USA, Fred Saide discusses the five critical concerns retirees will face in 2025 as identified by Goldman Sachs. The conversation covers the concept of the financial vor…
In Episode 179 of Mo…
In Episode 179 of Money Matters USA, Fred Saide discusses the five critical concerns retirees will face in 2025 as identified by Goldman Sachs. The conversation covers the concept of the financial vortex, the importance of having a planning mentality, the role of employer resources, and the impact of Technology on retirement planning. Fred emphasizes the need for personalized retirement plans and the importance of adapting to changing circumstances. He also provides practical tips for navigating these concerns effectively. Reach Fred at 800-593-8188. Money Matters USA www.moneymattersusa.net w…
In Episode 178, Fred Saide discusses the intricacies of Roth IRA conversions, emphasizing their potential benefits for retirement savings and tax planning. He explores the implications of the Secure A…
In Episode 178, Fred…
In Episode 178, Fred Saide discusses the intricacies of Roth IRA conversions, emphasizing their potential benefits for retirement savings and tax planning. He explores the implications of the Secure Act, the importance of understanding tax brackets, and the role of trusts in managing Roth conversions. The conversation highlights the need for careful planning and collaboration with tax professionals to navigate the complexities of Roth conversions effectively. Reach Fred at 800-593-8188. Money Matters USA www.moneymattersusa.net www.wealthensure.com See omnystudio.com/listener for privacy inf…
Fred explains why financial resolutions are so important to Americans in 2025 and breaks down three of the top resolutions which are saving more, paying down debt, and spending less. He also offers …
Fred explains why fi…
Fred explains why financial resolutions are so important to Americans in 2025 and breaks down three of the top resolutions which are saving more, paying down debt, and spending less. He also offers tips on how to stay on track with these resolutions throughout the year. Reach Fred Saide at 800-593-8188. Money Matters USA www.moneymattersusa.net www.wealthensure.com See omnystudio.com/listener for privacy information.
In this episode 176 of Money Matters USA, Fred Saide discusses the essential components of retirement planning, emphasizing the importance of a solid foundation, understanding the two stages of money,…
In this episode 176 …
In this episode 176 of Money Matters USA, Fred Saide discusses the essential components of retirement planning, emphasizing the importance of a solid foundation, understanding the two stages of money, and the need for a written plan. He highlights the significance of risk management, investment strategies, and preparing for healthcare costs in retirement. Additionally, Fred addresses tax planning and Legacy considerations. Reach Fred at 800-593-8188. Money Matters USA www.moneymattersusa.net www.wealthensure.com See omnystudio.com/listener for privacy information.
In Episode 174, Fred Saide discusses the essential considerations for early retirement, including health insurance, budgeting, maximizing retirement accounts, understanding Social Security, and managi…
In Episode 174, Fred…
In Episode 174, Fred Saide discusses the essential considerations for early retirement, including health insurance, budgeting, maximizing retirement accounts, understanding Social Security, and managing debt. He emphasizes the importance of planning and provides actionable strategies to help listeners achieve their retirement goals. Fred also answers a “Stump the Guru” question about required minimum distributions. You can get your question in to “stump the guru” at www.moneymattersusa.net. Click the podcast tab. Reach Fred at 800-593-8188. Money Matters USA www.moneymattersusa.n…
In Episode 173, Fred Saide discusses the financial strategies of millionaires and how listeners can adopt similar practices to improve their financial health. The conversation covers the importance of…
In Episode 173, Fred…
In Episode 173, Fred Saide discusses the financial strategies of millionaires and how listeners can adopt similar practices to improve their financial health. The conversation covers the importance of long-term planning, risk management, and the psychological aspects of Investing. Saide emphasizes the need for a structured approach to budgeting and investment, as well as the value of working with financial professionals. The episode also touches on the significance of optimism and control in financial planning, especially as individuals approach retirement. Reach Fred at 800-593-8188. Money Ma…
In this episode, Fred Saide discusses significant upcoming changes to retirement plans, particularly focusing on the implications of the Secure Act 2.0 and the central role of 401(k) plans. He highlig…
In this episode, Fre…
In this episode, Fred Saide discusses significant upcoming changes to retirement plans, particularly focusing on the implications of the Secure Act 2.0 and the central role of 401(k) plans. He highlights the challenges of an Aging population and economic volatility, the importance of contribution limits, and the future of Roth accounts. The conversation also explores global perspectives on retirement systems and the benefits of QLACs as a financial strategy for retirement income. Reach Fred at 800-593-8188. Money Matters USA www.moneymattersusa.net www.wealthensure.com See omnystudio.com/lis…
In Episode 171 of Money Matters USA, Fred Saide discusses essential strategies for wealth preservation, particularly for those in retirement. He emphasizes the importance of having a solid financial p…
In Episode 171 of Mo…
In Episode 171 of Money Matters USA, Fred Saide discusses essential strategies for wealth preservation, particularly for those in retirement. He emphasizes the importance of having a solid financial plan, understanding risk tolerance, budgeting for cash flow, and optimizing taxes. Additionally, he touches on the significance of legacy planning and ensuring that one's assets are distributed according to their wishes. The conversation provides valuable insights into managing finances effectively to secure a stable retirement and leave a lasting legacy. Reach Fred at 800-593-8188. Money Matters U…
In Episode 170, Fred Saide addresses common concerns of retirees and pre-retirees and shows how to ease them. Topics discussed included market volatility, Social Security, health care both physical …
In Episode 170, Fred…
In Episode 170, Fred Saide addresses common concerns of retirees and pre-retirees and shows how to ease them. Topics discussed included market volatility, Social Security, health care both physical and financial, long term care, and inflation. Reach Fred at 800-593-8188. Money Matters USA www.moneymattersusa.net www.wealthensure.com See omnystudio.com/listener for privacy information.
In Episode 169, Fred Saide discusses the critical importance of estate planning for retirees, emphasizing the need for a comprehensive plan to ensure assets are distributed efficiently and according t…
In Episode 169, Fred…
In Episode 169, Fred Saide discusses the critical importance of estate planning for retirees, emphasizing the need for a comprehensive plan to ensure assets are distributed efficiently and according to one's wishes. He highlights the common pitfalls of probate and the necessity of tax-efficient strategies for wealth transfer. Additionally, Fred addresses the significance of long-term care planning and how it can impact legacy assets, urging listeners to take action now to protect their financial future. Reach Fred at 800-593-8188. Money Matters USASee omnystudio.com/listener for privacy inform…
In Episode 168, Fred Saide discusses the challenges facing Americans in retirement, including the perception of unpreparedness, the complexities of Social Security, and the importance of healthcare pl…
In Episode 168, Fred…
In Episode 168, Fred Saide discusses the challenges facing Americans in retirement, including the perception of unpreparedness, the complexities of Social Security, and the importance of healthcare planning. He emphasizes the need for comprehensive financial strategies to navigate inflation, manage risks, and ensure a secure retirement income. The conversation highlights the significance of understanding retirement goals, the impact of inflation on savings, and the necessity of diversifying assets to mitigate risks. Reach Fred at 800-593-8188. Money Matters USASee omnystudio.com/listener for p…
In Episode 167 of Money Matters USA, David Esposito, President and CEO of ONL Therapeutics, shares insights from his military background and how it shaped his leadership style. He discusses the dynami…
In Episode 167 of Mo…
In Episode 167 of Money Matters USA, David Esposito, President and CEO of ONL Therapeutics, shares insights from his military background and how it shaped his leadership style. He discusses the dynamics of working in small biotech companies versus large corporations, the challenges of treating retinal diseases, and the importance of AI in early detection. David also delves into the FDA approval process and the innovative approaches ONL Therapeutics is taking to improve patient outcomes. Reach Fred at 800-593-8188. Money Matters USA https://harvesttimepartners.com https://onltherapeutics.comSee…
In episode 166 of Money Matters USA, Fred Saide discusses the various traps retirees face due to hasty decisions made during retirement planning. He emphasizes the importance of understanding the chan…
In episode 166 of Mo…
In episode 166 of Money Matters USA, Fred Saide discusses the various traps retirees face due to hasty decisions made during retirement planning. He emphasizes the importance of understanding the changing landscape of retirement, the critical role of Social Security, and the need for effective income strategies, including annuities. The conversation also covers healthcare costs, long-term care planning, the impact of inflation, and the necessity of having a flexible retirement plan that can adapt to changing circumstances. Reach Fred at 800-593-8188. Money Matters USA Concerned about the elect…
Episode 165 features the three-year podcast anniversary. It actually should have been held on Episode 156 but better late than never. Fred discusses the current economic uncertainties and provides…
Episode 165 features…
Episode 165 features the three-year podcast anniversary. It actually should have been held on Episode 156 but better late than never. Fred discusses the current economic uncertainties and provides actionable steps for listeners to navigate these challenges. He emphasizes the importance of retirement planning strategies, particularly in optimizing Required Minimum Distributions (RMDs) and considering tax implications. The conversation also delves into the political landscape and its potential impact on financial planning, especially regarding estate taxes and charitable giving. As the year …
In Episode 164, Fred discusses the complexities of retirement planning, emphasizing the importance of having a written plan, setting realistic goals, and understanding the implications of investment s…
In Episode 164, Fred…
In Episode 164, Fred discusses the complexities of retirement planning, emphasizing the importance of having a written plan, setting realistic goals, and understanding the implications of investment strategies and taxes. He highlights the need for professional guidance in navigating these challenges, especially in light of potential political changes and the realities of extended longevity. The conversation also touches on the significance of health and long-term care planning, as well as the necessity of tax diversification. Reach Fred at 800-593-8188. Money Matters USASee omnystudio.com/li…
On Episode 163, Fred discusses the complexities of retirement planning, emphasizing that it's not just about accumulating wealth but understanding personal goals and needs. He highlights the importanc…
On Episode 163, Fred…
On Episode 163, Fred discusses the complexities of retirement planning, emphasizing that it's not just about accumulating wealth but understanding personal goals and needs. He highlights the importance of working with a fiduciary, the role of AI in financial planning, and the necessity of creating a comprehensive retirement income plan. The conversation also covers long-term care costs, the challenges facing Social Security, and strategies for tax-efficient withdrawals and income diversification. Reach Fred at 800-593-8188. Money Matters USASee omnystudio.com/listener for privacy information.
In Episode 162, Fred Saide discusses various financial topics related to retirement planning. He highlights the retirement disconnect, where many Americans are giving up on the ability to retire due t…
In Episode 162, Fred…
In Episode 162, Fred Saide discusses various financial topics related to retirement planning. He highlights the retirement disconnect, where many Americans are giving up on the ability to retire due to financial pressures caused by inflation. He emphasizes the importance of proper planning and the challenges of do-it-yourself retirement planning. Fred also discusses the potential impact of future tax changes on retirement savings and the benefits of Roth conversions. He addresses common financial regrets, the fear of running out of money in retirement, and the misconceptions surrounding Social…