In today’s digital jungle, identity theft is lurking, ready to pounce on unsuspecting prey. Fraudsters are like cunning predators, sniffing out your personal information to wreak havoc on your financial life. One day, you’re going about your business, and the next, you’re fielding calls about a credit card you didn’t open or a loan you […]
Good night holidays, good morning New Year’s resolutions Ahh the joy of the holiday season as friends and family gather around the tree, menorah, kinara or Festivus Pole. A chance to get caught up with everyone, dust off some board games and remove the tinsel from the carpet before the cats do. Turns out that […]
It would be great to find a low cost gym membership. But why just lower the cost? Why not design the perfect gym membership? Here’s my perfect gym wish list: Low cost membership Zero commute time Fully adjustable workouts – easy to grueling A personal coach who can appear or disappear on command Full control […]
Everyone is looking for a way to save on gas. That’s a big change in the last year. Back in 2020, in the middle of the Covid calamity, the world appeared to be ending. Everything was shuttered. Traffic disappeared. With no demand, oil prices plunged and then dropped to negative values. Oil storage tanks were […]
Nothing is worse than outliving your money Outliving your money makes for a sad ending. Your final years spent scraping and saving. A dream retirement deflated to a life of subsistence. A battle of the bills with you on the losing side. Lucky for you a massive retirement industry is there to save you from […]
Valuations are stretched! 5 great stocks to grab now! A crash is coming! Inflation will eat our returns! Buy and hold! Well which is it? And how can we protect ourselves if things really do go to hell in a hand basket? What kind of investments are best right now? One idea is quality dividend […]
Always fun to compare yourself to others. Are you a spending savant or a spending savage? Let’s find out! Start by comparing your expenses to the national average and look for improvements by spending category. The Bureau of Labor and Statistics publishes monster-sized tables that show every kind of information about household income and expenses. […]
Have you been peeking? Checking your investments. Such fun. With just a click or two, you can see what’s up and what’s down. The bright green confirming your choices, stoking mirages of early retirement, days on the beach and freedom moving closer. The panicky red graphs conjuring temporary despair, years more of daily grind and […]
Retire early, love every minute There is a lot of focus on the FIRE movement (Financial Independence, Retire Early). Lots of ink spilled on homemade cleaning supplies, tin foiling windows and clipping coupons whilst whilst living in a nano house. All in an effort to mass up cash, exit the rodent race and find freedom. […]
How to control your spending? It was shaping up to be a financially prudent month. Until you checked the bank statements. A few “dangs”. A handful of “ugh, forgot about that ones”. And some “what was I thinkings?”. Oh, and that was before viewing those 2 other credit card statements. Sadly they all added up […]
