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No Victim Blame – It Could Happen to Anyone

Debby Montgomery Johnson
Victims Advocate, Founder of The Woman Behind The Smile, Inc and Chair Board of Directors, the
Society of Citizens Against Relationship Scams (SCARS.)
Entrepreneur, International Speaker, Best-selling Author, Debby is a woman on a mission. In her
book, “The Woman Behind The Smile” she shares her personal experience with a “love” that turned
into betrayal and financial disaster and she removes the mask of shame and shows others how to
do the same. In addition to media interviews, financial institution webinars, Debby has recently
worked with Verafin/NASDAQ in presenting a “victim’s side” of financial fraud.
Debby first appeared in the Palm Beach Post and has appeared on The Dr. Oz Show, CBS This
Morning, The Mel Robbins Show, The Tamron Hall Show, WPEC CBS Channel 12 and WPTV NBC
Channel 5, in addition to being featured on National Geographic’s Trafficked with Mariana van
Zeller.
Debby’s background is diverse from working as a paralegal and Senior bank branch manager to
being a U.S. Air Force Intelligence Officer serving at the Pentagon and with The Defense Intelligence
Agency. She is President of BenfoComplete.com, a vitamin supplement company serving clients
with Diabetes and neuropathy.
Debby’s focus and passion is seen in educating and supporting survivors of online relationship
fraud through SCARS, a crime victims’ assistance & crime prevention nonprofit organization
providing services & support for scam victims worldwide.

Steve Ramona Doing Business with a Servant's Heart

Steve Ramona discovered his calling at a young age and is now on a mission to share his secret sauce for success. He thrives on forging meaningful connections, sharing referrals, and watching people flourish.

His contagious passion for the Law of Increase makes his podcast "Doing Business with a Servant's Heart" so successful. This show is chock-full of inspiring stories about overcoming challenges and serving others.

Steve has a knack for spreading good vibes and elevating those around him. He learned from his dad that the entrepreneurial spirit is a great way to make money. I can share stories of how people serve, struggle and win. We all must overcome something, so why not learn to serve and overcome it much faster? I learned early working in our Health Club the importance of customer service. I learned that the more I served it was a win-win for everyone. I enjoy working with people, referring people, and helping people grow. The Law of Increase is my mission when I network around the world.

I love to mentor business people and offer all the resources I have. To win, you must grow yourself first; then, you can share this with others! I am an avid reader and have built a large book directory on sharing with others.

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