It is debatable whether your home is truly an investment, though it’s common to hear houses billed that way. Even so, it’s in your interest to maximize home value, and strategic home improvements can provide a substantial payoff (even if it’s years or decades down the road). Like all investments, there are high-ceiling home runs […]
Living frugally isn’t something that comes naturally to everyone. For impulse spenders, cutting out unnecessary spending is a daily struggle. However, if you want to live a more frugal lifestyle or trim the fat from your budget, we can help. Outside of choosing to live as frugally as possible, the frugal lifestyle does have some […]
What is life if not a series of mistakes? While sage Americans recognize that each mistake is an opportunity to learn, some of us hope that we will use our wisdom to keep errors to a minimum by the time we retire. Rest assured that being over 66 (or whatever age you are when you […]
If you’re an American with an emergency fund, you can count yourself among the majority. However, that doesn’t mean that the US economy is booming. In 2021, inflation started to eat away at most paychecks as everything became more expensive. Speaking financially, most Americans want to do well, but gauging that criteria can be difficult. […]
Ah, retirement. Those twenty-five or thirty years after you hit the age to fully withdraw Social Security when you can sit back, relax, and enjoy life’s splendor. But it can also be a time of extreme anxiety, heightened stress, and financial difficulty. If you’re looking toward retirement with a less-than-stellar financial report, learning to be […]
Every working person dreams of retiring. Not having to report to work every day and being on their own schedule is a nice way to live. However, for all the benefits that retirement offers, there are also some pitfalls, especially when it comes to spending. Retirees tend to buy things they don’t need, and it […]
Retirement should be a time of relaxation and enjoyment – but financial stress can often rain on your parade if you’re unprepared. You’ve worked hard all your life; now it’s time to enjoy the fruits of your labor. But what happens when those fruits aren’t as sweet as you thought? The reality is that certain […]
The Great Depression was a difficult time for many people, but it also presented an opportunity to learn valuable lessons about surviving tough times. Many of these lessons learned during the Great Depression are as relevant today as they were then. Frugal living is a lesson that can be taken away from this era. We […]
A recent National Coffee Association (NCA) report found that coffee consumption has reached its highest levels in 20 years. Not only is that a lot of coffee, but that also means there’s a lot of leftover coffee grounds. Coffee grounds are usually thrown in the trash, but with the push toward sustainable practices, there are […]
While some celebrities live lavish lifestyles, others prefer low profiles. They may not be making headlines for their extravagant lifestyle. Still, they are certainly making an impact in the world. Despite their fame and fortune, some live modestly and give back to society. Here are some of our favorite celebrities living the most frugal, happy […]
