Are you paid by the hour? Do you believe you will be able to retire with comfort? If not, you are not alone, just over 50% of hourly employees feel they will be able to retire comfortably. A survey of 2,000 employees split evenly between salaried and hourly workers reveals that hourly workers are less […]

 Ten rules to remind us (seniors) (and everyone else) not to repost or forward without thinking about the consequences. Remember, the internet can be a wild place, but a little caution goes a long way when it comes to sharing and forwarding messages. Think before you click! “The Grandparent Golden Rule”: Before you share, ask […]

Without Thinking. I have many friends who still forward emails or repost Facebook posts without thinking. These rules are for them. 1.       I understand that not forwarding an email will not bring bad luck, cause me to lose friends, or erase my mailing lists. 2.       I acknowledge that forwarding an email will not make me […]

 It’s important to recognize that achieving a fulfilling retirement doesn’t require substantial wealth. Wealthy people are not the only ones who have enjoyable retirements. They know how much money they need for retirement and live within their means. Nearing retirement and feeling unsure about your finances, try these ideas: Consider making retirement financial literacy your […]

 “Anything that can go wrong, will…”  Here are some other Laws you may not have heard! Grandpa’s Law of Gardening: The plant you forget to water will outlive the one you baby-talk to daily. Lorenz’s Law of Mechanical Repair: After your hands become coated with grease, your nose will begin to itch. Smith’s Law of […]

Life begins and life ends. As seniors, we are nearer the end than the beginning, so a question to ask is: what have we done with the time in between? Many seniors, as we face the end, reflect on the purpose and meaning of our lives.   This question allows us the opportunity to reflect on […]

 These are the pillars of the Canadian Retirement Income System Canada’s Public Pension Systems (Pillar 1) Public Pensions: •        Canada Pensions Plan (CPP) •        Quebec Pension Plan (QPP) •        Old Age Security Program (OAS) •        Guaranteed Income Supplement Program (GIS) Employer-Sponsored Pension Plans (Pillar 2) Private Pensions: •        Registered Pension Plans •        Retirement Savings Plan […]

 As I have said I don’t think a lot about growing older, nor do my friends. We have never been accused of acting our age, which is a compliment. I think there may be some unwritten rules about ageing that may have been written down somewhere, but I have not found them yet. Here are […]

 I recently had the privilege of conducting a workshop at a gathering of Aboriginal Elders, an experience I found both captivating and enlightening. In the promotional materials for the event, the organizers articulated a philosophical sentiment: “Our Elders possess an accumulation of age-old wisdom, an amalgamation of knowledge and experiences indispensable for guiding younger generations […]

 You know what really bothers me? The advice from self-help gurus: 75 is the new 60, and 65 is the new 50.  This phrase is ageist and doesn’t make sense to me. Seriously, what on earth are they on about? Is it energy, cognitive skills, health, the amount of free time you have, or is […]