Best wishes to you and your loved ones on this day to celebrate relationships. I hope if your budget is tight that you have figured out inexpensive ways to celebrate. Although it’s estimated that Valentine’s Day spending for 2023 is estimated to be $192.80 per person celebrating, about a third of people plan to give […]
American consumers spend more than $25.9 billion on Valentine’s Day each year. It makes the holiday the third-priciest on the calendar for U.S. consumers. Valentine’s Day spending for 2023 is estimated to be $192.80 per person celebrating, according to a Valentine’s Day survey by WalletHub, a personal finance website. There is nothing wrong with getting […]
It’s fun to write my weekly newsletter, Helpful Money Tips for You. It’s free and when you sign up, you’ll get lot of tips to help you with saving money, budgeting, and learning about the latest financial news. Below is the latest copy of my newsletter. As you can see, it has ideas for saving […]
A friend of mine recently received a $300 gift card under Comcast’s reward program. She thought she got it because she’s been a long-time customer. Since I’m a long-time Comcast customer, too, I thought it would be great to get $300 to spend, too. I went to the Comcast website and signed up for its […]
Recently, I wrote about where to donate clothes you no longer want to wear, including those that are worn out. I listed the usual locations – Goodwill and the Salvation Army – and donating to retailers such as H&M. I also reported on what environmentalists have to say about the huge amount of clothing that […]
How do you pick out a bank? It’s more difficult than it seems. Many people choose a branch near them. But, banks can have practices that are detrimental to consumers who want to spend money wisely. The Federal Deposit Insurance Corporation or FDIC has downgraded Transportation Alliance Bank or TAB Bank to “needs to improve,” […]
Usually, I take clothes I no longer want to wear to the Goodwill because donation is easy. However, in the past few years, it has put out public service announcements that it only wants clothing that it can resell. Since I wear a lot of my clothes until they’re worn out, I needed another solution. […]
The law in any state allows a person with assets to do whatever they want with them in a will or trust. Many adult children, however, believe that they are entitled to inherit their aging parent’s wealth. This sense of entitlement can cause ugly fights after the elder passes, particularly when the family members who […]
It seems that there is no end to what unscrupulous financial advisors will do to line their own pockets at others’ expense. One does not need to be elderly and frail to get taken advantage of by someone you trust for financial advice. This debacle happened to a working widow in her 60s with limited […]
For those in what we call “midlife”, somewhere between 45 and 65 years of age, there is a hidden crisis many face. It’s not suddenly wanting to re-make your life nor taking an abrupt turn in your relationship with your significant other. Rather, it’s the pressure of feeling obligated to take care of both aging […]