What can we help you find?

Matthew Gray interviews mortgage banker Saul Skolnik (“Professor Home Loan”) about financing residential investment properties. Skolnik explains his background entering lending in 2006 and why sus…

Matthew Gray intervi…

Matthew Gray interviews mortgage banker Saul Skolnik (“Professor Home Loan”) about financing residential investment properties. Skolnik explains his background entering lending in 2006 and why sustainable loan fit matters after seeing risky pre-crash products. They cover who should consider rentals, including portfolio diversification, landlord responsibilities, and using managing agents. Skolnik outlines key financing options, evaluating areas and rental markets, using inspections, lender qualification factors, and pre-approvals vs TBD commitment letters. Sol also goes through the differ…

Matthew Gray interviews Harrisonburg/Shenandoah Valley REALTOR® Brad Cohen about moving from solo agent to building Connexa, a boutique brokerage. Brad shares his early start in Real Estate as a coll…

Matthew Gray intervi…

Matthew Gray interviews Harrisonburg/Shenandoah Valley REALTOR® Brad Cohen about moving from solo agent to building Connexa, a boutique brokerage. Brad shares his early start in real Estate as a college student, selling 27 homes his first year by networking, taking undesirable leads, and learning business-building skills not taught in licensing. Brad explains the necessity and vision behind starting Connexa. He highlights the grind of the first year, leaving significant income, hiring his first full-time employee, adding agents, and buying an office in 2024. He discusses unexpected managemen…

Matthew Gray interviews Josh Hanna, of Inspire Investing, about faith-based, biblically responsible investing. Josh explains his shift from broad index funds after discovering exposure to abortion and…

Matthew Gray intervi…

Matthew Gray interviews Josh Hanna, of Inspire Investing, about faith-based, biblically responsible investing. Josh explains his shift from broad index funds after discovering exposure to abortion and pornography, and describes stewardship as owning part of a business and profiting from its activities. Inspire uses a proprietary Inspire Impact Score with eight negative screens—abortion, pornography, exploitation, LGBT activism, cannabis, alcohol, tobacco, and gambling—with a no-tolerance exclusion approach, plus a positive scoring system that rewards best-in-class ethical practices. He al…

Matthew Gray interviews Rebecca Irey, founder and CEO of Blue Sky Financial and a mother of seven, about raising financially independent kids through practical, hands-on experiences. Rebecca shares ea…

Matthew Gray intervi…

Matthew Gray interviews Rebecca Irey, founder and CEO of Blue Sky Financial and a mother of seven, about raising financially independent kids through practical, hands-on experiences. Rebecca shares early lessons like having her daughter earn Money for a “My Size Barbie,” using savings interest as incentive, and teaching budgeting by assigning kids responsibility for planning and buying groceries to cook for the Family. They discuss why many adults lack basic financial skills due to limited schooling and busy households. Rebecca emphasizes making money tangible with envelope systems and te…

Host Matthew Gray welcomes Carine Keenan, a Marriage and family therapist, and Joe Keenan, a CFP and CPA, to discuss why money commonly fuels conflict in busy marriages and how couples can turn disagr…

Host Matthew Gray we…

Host Matthew Gray welcomes Carine Keenan, a marriage and family therapist, and Joe Keenan, a CFP and CPA, to discuss why money commonly fuels conflict in busy marriages and how couples can turn disagreements into Growth. They explain that money issues often connect to safety and Security, with saver–spender differences frequently rooted in childhood “money classroom” experiences and personal values like status or future security. Communication breaks down through avoidance, poor timing, and Stress (HALTS: hungry, angry, lonely, tired, stressed), which amplifies Anxiety. Tools include bu…

Matthew Gray hosts an episode of the Financially Fit Couple with guest Sarah Carr, a CFP® and certified financial therapist, to discuss how couples communicate about money. Sarah explains financial t…

Matthew Gray hosts a…

Matthew Gray hosts an episode of the Financially Fit Couple with guest Sarah Carr, a CFP® and certified financial therapist, to discuss how couples communicate about money. Sarah explains financial Therapy as the convergence of financial planning and Mental Health, clarifying she is not a licensed mental health clinician and does not diagnose or create treatment plans, but helps identify emotional barriers that block follow-through on financial plans. They explore why money is a top source of conflict, how it can represent many different piece of our identity, and how subconscious “money s…

Matthew Gray hosts and welcomes repeat guest Rick Williams, a licensed Virginia realtor with Kline May Realty, to explain the home-selling process. Rick emphasizes that selling is more than listing an…

Matthew Gray hosts a…

Matthew Gray hosts and welcomes repeat guest Rick Williams, a licensed Virginia realtor with Kline May Realty, to explain the home-selling process. Rick emphasizes that selling is more than listing and waiting, and outlines common seller mistakes such as doing major renovations without advice, waiting for “perfect timing,” and leaning on friends instead of professionals. He describes how he prices homes using comparative market analysis with AI tools plus manual MLS review and broker input, and why pricing too high or too low can deter buyers. They discuss preparing a home, listing steps,…

Matthew Gray interviews attorney Michael Sharp about the risks and process of leaving stable Employment to start a business while married with young children. Sharp, owner of Sharp Litigation, PLC in …

Matthew Gray intervi…

Matthew Gray interviews attorney Michael Sharp about the risks and process of leaving stable employment to start a business while married with young children. Sharp, owner of Sharp Litigation, PLC in Harrisonburg, Virginia, describes moving from associate to partner and managing partner at a larger firm, then realizing partnership has a different vision of ownership, values, teamwork, and strategic business focus he expected. After clarifying essentials such as connected teamwork, a narrowed civil-litigation focus, and a supportive culture, he planned the transition with his wife—including …

Host Matthew Gray, welcomes personal finance professor and behavioral economist Jeff Hulett to discuss why people struggle to make good financial decisions even when they know what they should do. Jef…

Host Matthew Gray, w…

Host Matthew Gray, welcomes personal finance professor and behavioral economist Jeff Hulett to discuss why people struggle to make good financial decisions even when they know what they should do. Jeff contrasts objective business decision-making with common consumer behavior and explains three drivers of poor decisions: human neurobiology, short-term thinking, and an American “buy now, pay later” commercial culture. He describes “choice architecture” as a structured, repeatable decision process supported by Technology that helps people define and weight their personal criteria, consi…

In this episode of the Financially Fit Couple, host Matthew Gray, a certified financial planner, is joined by Jordan Tucker from Impax Asset Management to discuss ethically screened investing. The con…

In this episode of t…

In this episode of the Financially Fit Couple, host Matthew Gray, a certified financial planner, is joined by Jordan Tucker from Impax Asset Management to discuss ethically screened investing. The conversation covers the history, principles, and current practices of sustainable investing, emphasizing how investors can align their investments with their values without sacrificing performance. Jordan explains the rigorous screening process used by Impax, the importance of ongoing due diligence, and how they engage with companies to drive positive change. The episode also addresses common miscon…

In this episode of the Financially Fit Couple podcast, host and certified financial planner Matthew Gray welcomes financial coach Lindsey Scott to discuss the practical and emotional aspects of financ…

In this episode of t…

In this episode of the Financially Fit Couple podcast, host and certified financial planner Matthew Gray welcomes financial coach Lindsey Scott to discuss the practical and emotional aspects of financial coaching and planning. The conversation explores their different yet complementary roles, with Lindsey emphasizing the importance of understanding personal finance basics and building good habits, while Matthew discusses the more technical side of financial planning. They dive into the process of working with clients, defining success, and finding the right financial support. Key topics includ…

In this episode of the Financially Fit Couple podcast, host Matthew Gray interviews John and Alexis Stevens, a married couple from Harrisonburg, Virginia, who share their unique career journeys and th…

In this episode of t…

In this episode of the Financially Fit Couple podcast, host Matthew Gray interviews John and Alexis Stevens, a married couple from Harrisonburg, Virginia, who share their unique career journeys and the financial implications of making significant career changes. John recounts his transition from a high school math teacher to a meteorologist and then to an IT trainer, while Alexis discusses her stable career as a university professor. They explore the challenges and rewards of pursuing one's dream job, the importance of family values in career decisions, and the financial strategies that …