What can we help you find?

Worrying about long-term care isn't as complicated as it seems. Ari Taublieb emphasizes understanding one's personal needs, evaluating costs, and considering self-insuring over policies to c…

Worrying about long-…

Worrying about long-term care isn't as complicated as it seems. Ari Taublieb emphasizes understanding one's personal needs, evaluating costs, and considering self-insuring over policies to create a sustainable long-term care strategy.• Understanding common misconceptions about long-term care • Analyzing average long-term care insurance costs • Discussing self-insurance versus traditional policies • Highlighting the importance of mental accounting in financial planning • Exploring the average costs of Nursing home care • Examining relevant legislative changes in long-…

This episode emphasizes the critical difference between tax planning and tax preparation, illustrating how strategic planning can lead to significant tax savings over a lifetime. Throughout the conver…

This episode emphasi…

This episode emphasizes the critical difference between tax planning and tax preparation, illustrating how strategic planning can lead to significant tax savings over a lifetime. Throughout the conversation, we explore essential insights on why relying solely on CPAs may not be enough, the importance of proactive financial coordination, and when to utilize tax strategies for optimal retirement planning.• Defining tax planning versus tax preparation • Real-life story illustrating CPA limitations • Importance of holistic financial planning • The cauliflower analogy for tax strategy �…

We delve into the intricate hiring process at Root Financial, exploring how we select advisors to ensure a consistent and cohesive experience for clients. Emphasizing culture, philosophy, and the impo…

We delve into the in…

We delve into the intricate hiring process at Root Financial, exploring how we select advisors to ensure a consistent and cohesive experience for clients. Emphasizing culture, philosophy, and the importance of advisor-client Relationships, we highlight our commitment to developing a thriving team committed to serving clients optimally.• Discussing today's episode focus on hiring culture at Root • Importance of consistent philosophy among advisors • Overview of Root University training program • The concept of the 'farm system' for developing advisors • Significance…

This episode explores the myths surrounding diversification and the importance of understanding various risk types in investment strategies. Hosts emphasize that merely spreading investments across in…

This episode explore…

This episode explores the myths surrounding diversification and the importance of understanding various risk types in investment strategies. Hosts emphasize that merely spreading investments across institutions does not equate to true diversification and discuss risks such as single stock and sector concentration.• Discussing the importance of understanding diversification • Examining different risks associated with investments • Introducing single stock and sector concentration risks • Addressing misconceptions about the S&P 500 and diversification • Highlighting institution…

Navigating the complexities of retirement wealth requires a balance between prudent saving and intentional spending to enrich one’s life. We explore the fears surrounding financial Security, the men…

Navigating the compl…

Navigating the complexities of retirement wealth requires a balance between prudent saving and intentional spending to enrich one’s life. We explore the fears surrounding financial security, the mental impacts of excessive frugality, and the regret people feel for not experiencing life fully as they transition into retirement. • Understanding fears about running out of money • Importance of the Rule of 72 and compound interest • Exploring the mental impacts of frugality • The role of financial planning in retirement • The balance between saving and enriching experiences • I…

Exploring seven essential steps to prepare for early retirement empowers listeners to approach their golden years with confidence and Clarity. From understanding financial needs to defining personal s…

Exploring seven esse…

Exploring seven essential steps to prepare for early retirement empowers listeners to approach their golden years with confidence and clarity. From understanding financial needs to defining personal success, this episode guides you through crucial retirement planning considerations.• Evaluating how much money you truly need for retirement• Contemplating your work status during retirement• Identifying alternative income sources for financial stability• Adjusting your savings strategy to ensure flexibility• Determining how much you want to leave behind for heirs• Exploring different …

Understanding how much money you really need for retirement is essential. This episode reveals that you don't necessarily need $3 million to retire comfortably, and discusses dynamic spending and…

Understanding how mu…

Understanding how much money you really need for retirement is essential. This episode reveals that you don't necessarily need $3 million to retire comfortably, and discusses dynamic spending and adaptable withdrawal strategies to enhance financial security and freedom. • Overview of common retirement spending misconceptions • Importance of dynamic spending throughout retirement • Critique of the 4% rule and its limitations • Introduction to Guyton's Guardrails approach for adaptive withdrawals • Necessity of a diversified portfolio for sustainable withdrawal rates �…

Imagine retiring early and living comfortably on just $500,000 in liquid assets. How did one couple manage to make this dream a reality without being investment experts? In this episode, I uncover the…

Imagine retiring ear…

Imagine retiring early and living comfortably on just $500,000 in liquid assets. How did one couple manage to make this dream a reality without being investment experts? In this episode, I uncover their inspiring journey, where strategic Lifestyle choices played a crucial role in their Financial Independence. Despite some initial hesitations to reveal their story, the couple offered valuable insights into how they achieved early retirement by aligning their financial resources with their lifestyle goals. This episode is a testament to the fact that financial freedom isn't reserved just fo…

Could the future of your retirement be at risk? Join us as we unravel the complexities of retirement planning amidst looming Social Security reductions and unpredictable economic factors. In this epis…

Could the future of …

Could the future of your retirement be at risk? Join us as we unravel the complexities of retirement planning amidst looming Social Security reductions and unpredictable economic factors. In this episode, James Conole, founder of Root Financial, empowers you with the knowledge to tackle these challenges by using tools like Monte Carlo simulations to model various scenarios. Learn how to transform retirement anxieties into actionable strategies, ensuring that your financial plan remains flexible and robust no matter what lies ahead.Our discussion takes a personalized approach to financial plann…

When is the right time to make work optional? What are the real costs of retiring too early or too late? Join us as we challenge conventional retirement Wisdom and unpack the delicate balance between …

When is the right ti…

When is the right time to make work optional? What are the real costs of retiring too early or too late? Join us as we challenge conventional retirement wisdom and unpack the delicate balance between financial security and life enjoyment. You'll gain practical insights into the pitfalls of the FIRE movement and learn how to avoid compromising health and relationships in the pursuit of early retirement. By examining diverse client scenarios, we highlight the importance of timing, empowering you to make retirement a choice rather than an obligation, and to enjoy a future filled with confide…

Is $7.8 million enough to retire at 57, debt-free and confident in your financial future? Many of you are thinking...OBVIOUSLY!Join us as we unpack this intriguing question, sparked by a listener&apos…

Is $7.8 million enou…

Is $7.8 million enough to retire at 57, debt-free and confident in your financial future? Many of you are thinking...OBVIOUSLY!Join us as we unpack this intriguing question, sparked by a listener's inquiry. While the numbers may suggest a straightforward answer, we dive much deeper, exploring the intangible aspects of retirement planning. At the heart of our discussion is the Sequoia system from Root Financial, a structured approach that transcends mere financial analysis to help you find true purpose and fulfillment in your post-career life.Crafting a sustainable retirement cash flow str…

This episode should decrease your worries - using statistics (not opinions).Join me as we tackle common worries related to politics and retirement planning through the lens of a relatable couple'…

This episode should …

This episode should decrease your worries - using statistics (not opinions).Join me as we tackle common worries related to politics and retirement planning through the lens of a relatable couple's concerns. While they grapple with fears of market fluctuations and tax changes, I'll show you how to remain resilient in your financial journey. As a financial advisor, part of my role is to guide you in distinguishing between genuine concerns and unnecessary noise. So, when the latest political upheaval comes up in conversation, you can rest assured with a robust and Stress-free retirement…

Forced out of one path, we took a leap into the unknown that birthed Root, a financial services company with a fresh vision. Join us and our special guest, James, as we recount the serendipitous meeti…

Forced out of one pa…

Forced out of one path, we took a leap into the unknown that birthed Root, a financial services company with a fresh vision. Join us and our special guest, James, as we recount the serendipitous meeting in a Santa Monica Starbucks that sparked a revolution in financial management. This episode promises insights into how aligning financial advice with life goals can transform not just portfolios but lives, turning money into a meaningful tool rather than a mere transaction.Discover how Root evolved from a concept to a flourishing business, guided by a mission that challenges the traditional nor…

Forced out of one path, we took a leap into the unknown that birthed Root, a financial services company with a fresh vision. Join us and our special guest, James, as we recount the serendipitous meeti…

Forced out of one pa…

Forced out of one path, we took a leap into the unknown that birthed Root, a financial services company with a fresh vision. Join us and our special guest, James, as we recount the serendipitous meeting in a Santa Monica Starbucks that sparked a revolution in financial management. This episode promises insights into how aligning financial advice with life goals can transform not just portfolios but lives, turning money into a meaningful tool rather than a mere transaction.Discover how Root evolved from a concept to a flourishing business, guided by a mission that challenges the traditional nor…

Could the key to a happy retirement be more than just financial security? Discover the often-overlooked emotional and psychological dimensions of early retirement that can make all the difference. We…

Could the key to a h…

Could the key to a happy retirement be more than just financial security? Discover the often-overlooked emotional and psychological dimensions of early retirement that can make all the difference. We explore surprising research findings showing a dip in life satisfaction post-retirement and reveal how it can take years to regain your pre-retirement quality of life. Through a compelling client story, we demonstrate the potential dangers of focusing solely on wealth accumulation, especially when unexpected health issues arise. Learn why aligning financial goals with personal well-being is cruci…

Too many people think a Roth conversion will fix all of their problems. Surgery can be great, but not always necessary. Our conversation takes a deep dive into the heart of retirement planning, focu…

Too many people thin…

Too many people think a Roth conversion will fix all of their problems. Surgery can be great, but not always necessary. Our conversation takes a deep dive into the heart of retirement planning, focusing on the flexibility between spending habits and Roth conversions. Imagine a couple with varying monthly spending plans, trying to figure out how they can adapt to avoid unnecessary financial maneuvers. We stress the significance of aligning your financial decisions with your personal goals, ensuring that you're not sacrificing your quality of life for mere tax savings. Life goals should …

Tax Strategies Before Year-End -> Consider These 8!Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy here A…

Tax Strategies Befor…

Tax Strategies Before Year-End -> Consider These 8!Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy here Ari Taublieb, CFP ®, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Have you ever told yourself:"I'm going to retire, but just one more year because markets are notdoing well""Once I hit $2M I'll retire, I mean it”"Now soon as my kids graduate I'll re…

Have you ever told y…

Have you ever told yourself:"I'm going to retire, but just one more year because markets are notdoing well""Once I hit $2M I'll retire, I mean it”"Now soon as my kids graduate I'll retire"Explore the intricacies of retirement income planning with John and Jane, two public school teachers navigating their financial futures. We break down their planning approach, examining the role of pensions, Social Security, and personal savings while addressing the challenges of the windfall elimination provision. Then, follow Ari's journey as he reconsiders his career path, contemplati…