Recent findings from the Prudential Financial survey have revealed that 55-year-olds are facing significant emotional and financial challenges as they navigate the complexities of retirement planning. This demographic, which includes many of you, is dealing with a unique set of pressures that can significantly impact life satisfaction and mental health. However, with the right strategies […]

 I have never understood women and only went on dates once I was in my second year of university. I was lucky to meet a lady who I have been with for over fifty years and let me tell you, understanding the differences between men and women can help a lot. Over time I discovered […]

 Here are some practical tips to help you save money while managing your personal finances on a fixed income: Upgrade Bank Savings Accounts: If your savings account still pays 1 percent or less, switch to a new one. Now you can find rates of 4 to 5 percent thanks to changes made by the Federal […]

 Yard and garden Consider taking on small yard and garden tasks yourself, such as mowing the lawn, pruning plants, or weeding. This can save you money on labor costs and help you develop new skills. Thrift stores, garage sales, and online marketplaces often have gently used gardening tools, planters, and other supplies at a fraction […]

 Home Improvements 1.      Try doing simple home improvement projects yourself. You can find tutorials online for tasks like painting, minor repairs, and gardening. 2.      Visit salvage yards or reuse centers for building materials and fixtures. You can often find good quality items for a fraction of the price. 3.      Buy materials and tools during sales […]

Yesterday I was talking aobut learing a new skill and how it helps your brain at any age. Today I want to highlight my grandson and brother. My 13-year-old grandson, is an elite athlete in slopestyle skiing, a sport that involves tricks, jumps, and terrain park features like rails, boxes, and jibs. To stay on […]

 We tend to think of elite athletes as being gifted with natural talent—some innate quality that just makes them better at swimming, running, football, or gymnastics. Sure, we all know they practice a lot, but we often see this as honing or developing a natural skill or talent to a world-class level. Scientists continue to […]

 Many people think of the brain as a mystery. We don’t often think about what intelligence is or how it works. When you do think about what intelligence is, you might think that a person’s intelligence is predetermined at birth – either you are a “math person” or not – and stays that way for […]

 Retirement can feel daunting, but it’s also an opportunity to embark on new adventures and rediscover your passions. Finding something that excites you can fill your days with enthusiasm and purpose. Here are some practical tips to help you find what truly excites you and make the most of this new chapter in your life: […]

 Hope is essential for our well-being, but what happens when our expectations are unrealistic? Unrealistic expectations can set us up for disappointment and disillusionment, making it harder to cope with life’s challenges. When Tom lost his wife of 40 years, he felt like his world had ended. Grief consumed him, and he desperately hoped for […]