It’s breakfast time, you’re hungry, and I’m offering you two options: A healthy, adult hen Two dozen eggs Your first thought is probably: “Seriously? It’s just breakfast. I don’t want a live chicken running around my house.” Forget that thought for now. If you’re like me, your mind next asks, “If I do choose the […]
Imagine you’re a gardener. You spend a weekend building a few raised beds, planting sunflowers and corn, etc. It’s a nice little hobby. Your first summer gardening ends up successful and fulfilling. You come back for Year 2 with vigor! You want to expand. You spend a month preparing your beds and double the size […]
Who knew a lack of proper estate planning would throw the entire realm into war? That’s the lesson I garner from HBO’s House of the Dragon. If you’re unfamiliar (as I was) with the series, here’s an uber-quick primer to catch you up. [SPOILER ALERT!] It takes place in the same universe as Game of […]
I spent 6 years in college studying mechanical engineering, and then 7 years working at an aerospace contractor where my colleagues and I designed, built, tested, and launched satellite-based telescope systems. One of the features of all engineering design is the concept of “factors of safety.” Simply put, factors of safety are margins built into […]
Friend of the blog DT wrote in and said: In regards to your recent “When to Take Social Security” article, you left something out. You can take Social Security early (say, age 62), then invest that money, and your investment will end up better than if you had waited on Social Security until age 67 […]
I’m now 30 months into my new career, and I’m loving every single day. As a lifelong learner, I find the nuanced topics of financial planning and investment management to be a limitless sandbox, or perhaps more like an underground cave system. Where’s the bottom?! Nobody knows! Despite that complexity, my colleagues and I help […]
Exploring the Benefits of Roth IRA Contributions for Tax Efficiency: Will Taxes Go Up? by, Jeremy Reif, CRPS Dealing with retirement can be tricky. Will Taxes Go Up In The Future? Do you plan for the here and now and everything that goes with it or do you plan for the future and try to […]
Generating income can be a daunting task. You go to work, pay your bills, and see what is left at the end of the day or the month’s end. You hope it is enough to buy a nice meal or a beer at your favorite bar. Investing doesn’t have to be challenging to figure out. […]
I was recently listening to Michael Kitces and Carl Richards on their podcast, and they posed an amazing question: “What’s one thing that you do regularly that you’d like to stop doing?” What would you stop doing? Each of our answers will vary. It could be a destructive habit, a bad behavior, or the simple […]
Looking for good dividend stocks can be difficult if you don’t have the time or the patience to find the best deals. Dividend Growth ETFs have been coming out to help retail investors make investing in dividend stocks much more effortless. SCHD is the best dividend growth ETF out there. What makes SCHD such a […]