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The Four Money Energy Types

The Four Money Energy Types:

Take the money language quiz to find out who you are with $.

Expander | Pilot | Director | Analyst

Note: these types are based upon 10 years of career Coaching and 25 years in financial services working on private wealth management processes. These do not include the layer of Money privilege at this stage.

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For rich or poor, we all have money stories. Is that why it is in our vows?

The 4 Money Types sit on 2 criteria: spending habits & need for details (or not).

Expander (Spends & Big Picture Thinker)

Mantra: “Money creates experiences, connection, and Growth.”

Red And White Light Digital Wallpaper

energy is everywhere

Expanders trust money will come and go in the way that stages of life occur. They use it as a tool to live without a focus on specifics.

  • High trust, higher risk tolerance

  • Believes in abundance and universe has their back

  • Spends on possibility, opportunities and Relationships

  • Doesn’t want to feel restricted

Shadow: avoiding structure, inconsistent planning

Listen: a short Visualization just for Expanders


Director (Spends & Detailed )

Black Video Camera

directors are great at seeing the long term

Mantra: “Money is a tool I direct toward outcomes.”

Directors are decision-makers. They don’t just spend willy-nilly they allocate with intention.

  • Decides where money goes and why to make the ‘best film’

  • Connects spending to a vision, like the set on a Hollywood studio

  • Action-oriented, outcome-driven, problem solver often with a team

Shadow: over-control, perfectionism, difficulty letting go

Listen: a short Visualization just for Directors.


Analyst (Saves & Detailed)

Mantra: “Money should make sense.”

Stock Market Charts Are Displayed On Digital Devices.

research lights up an analyst

Analysts are deep detailed thinkers. They want research, knowledge and they before making decisions.

  • Observes, evaluates, plans

  • Research-driven, not impulsive

  • Wants alignment and long-term Clarity

Shadow: analysis paralysis, delays, fearful, restrictive

Listen: a short visualization just for Analysts


Pilot (Saves & Big Picture Thinker)

Mantra: “Money keeps my plans for life’s goals on track.”

Black Flat Screen Tv Turned On In Room

pilots Love to know the goal aka where are we going

Pilots monitor and adjust. They know where everything is and make sure nothing goes off course.

  • Tracks, checks, protects

  • Detail-aware, steady, consistent

  • Lower risk tolerance

Shadow: tight control, difficulty relaxing into trust

Listen: a short visualization just for Pilots

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Zoom In or Zoom Out

The 2 vantage points on Money types at play. Neither is wrong- they’re just speaking different languages.

Zoom Out aka Big Picture Thinker“Does this feel right? Does this create something meaningful?”

  • Expander (spend) – details aren’t helpful to the flow of life

  • Pilot (save)- flies at 100k feet with the destination or goal in mind

Zoom In aka Detailed Thinker“Does this make sense? Is this safe? Is this necessary?”

  • Director (spend) – detailed budgeting helps us create the life I picture

Analyst (save) – researched the details reduces risk

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BEFORE YOU GO…

Lynn Mull Holistic Career Coach & Author

Career Coach | Author | WellNess Advisor | Reiki Master
I offer Clarity through Reiki healing sessions, and Holistic Career Coaching and Facilitating Teams to professional wellness. I use various tools and methods to speak, write, and provide 1.1 counsel to move out of the stuck into the actions that help you or your teams reach their goals.I found my way because I had to create it.
As a working parent and a sandwich caregiver in my early 30s, I understand the pressures to keep going, provide for my family and prioritize everyone else’s wellbeing.

I looked in many corners and could not find one coach to break into my inner blockages and move my career until Reiki and a Career Coach got me there. We can be all the things to everyone, but first, we must get aligned and intuitively move forward for our own .

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