Spending wisely is a good habit in all stages of life, and retirement is no exception. This includes being frugal. Some things are worth being frugal over far more than others. The trick is to know when to take that extra savings step. There’s no specific formula to decide when being frugal has gone too […]
Who doesn’t love getting things at discounts or for free, especially when you’re a senior who is approaching retirement or already receiving your pension? After years of hard work, you’ll be thinking about managing your finances and saving more money. Luckily, American seniors enjoy plenty of discounts and freebies. Many non-profit organizations provide free services […]
To bank or not to bank. It’s a question that’s been plaguing USAmericans since before my grandmother was sewing money into her curtains. As part of The Greatest Generation, she was a child during the Great Depression from 1929 to 1939. At just 20, when the Great Depression ended, she couldn’t trust banks. Now, some […]
Some people work at their jobs because they need a paycheck to survive. Others are fortunate enough to have occupations that they love. If you’re in the latter camp, congratulations! If not, you can still get there by monetizing your hobbies. There’s a niche market for your favorite pastimes, which you can easily turn into […]
It’s said that happiness is a state of mind. It’s also an actual state in which you can live. A place has to have certain qualities that make it a happy place, like a healthy social environment, pleasing physical spaces, a thriving economy, and emotional and physical wellbeing. If you live in a place like […]
Frugality is not necessarily the choice of being super cheap. Being Frugal is a choice between products that may last a long time and save money or actions that help you save in the long term. My family was not a spend first, save last type; they often used frugal methods to make sure to […]
The culmination of October, Halloween, encapsulates so much that is beloved. Ghosts, goblins, monsters, treats, spooky happenings, pumpkin-flavored sweets, and complete freedom to thematically decorate. Those who decorate for Halloween lean into their spooky preferences, favoring skeletons or Jack-o-lanterns to enhance their house’s appearance. Aside from mummies or vampires, Halloween decorations may come across as […]
Inflation affects the prices of every single thing – even airline points and miles. Yes, that’s right. You might not have noticed it, but you probably had to use up more points to book an award flight or a hotel this year compared to the last. This isn’t a one-time trend, either. Airlines frequently pump […]
Retirement in Hawaii is a fantasy for more than a few, maybe even you. When you see the cost of living in Hawaii, that dream quickly brings you back to reality. The Hawaiian Islands are some of the most beautiful places on earth but also some of the most expensive places to live. If Hawaiian […]
There’s no better way to discover a city’s culture than by taking a stroll. Exploring a city on foot allows you to see many of the sights that you’d probably miss or just get a glimpse of when you’re driving. What exactly makes a city one that’s walker-friendly? Sidewalks that are wide enough to accommodate […]
