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December 25th, 2021

117. Consistent and Disciplined Wealth-Building with Kalpana Shyam

  1. 117. Consistent and Disciplined Wealth-Building with Kalpana Shyam Sujata Shyam 31:10

Title: Consistent and Disciplined Wealth-Building with Kalpana Shyam

 

Welcome back to the show! Today is a very special episode, because our guest is my very own mother: Kalpana Shyam! She started Investing in private equity recently in Luxe Cap Investment Group.

 

Let’s tune in to her story!

[00:01 – 12:16] Opening Segment

  • Let’s welcome my guest for today’s show, Kalpana Shyam
  • I Introduce my mom 
  • Mom shares how she got to this country and her previous financial situation
  • What it was like to buy a house back then
  • Coming to terms with the financial crisis
  • Job Security and confidence
  • Take that leap!
  • The importance of having a career
  • Mom taught us how to be financially independent
  • A Bank of America savings story

 

[12:17 – 29:44] Mom’s Finance and Investing Journey 

  • When did mom start thinking about investing more
  • The six month savings and Retirement accounts
  • Frugality is essential
  • Nothing gives you Money overnight
  • What mom taught about the types of investing
  • Why passive investing?
  • My mom was better a year later
  • This business is built upon trust

 

[29:45 – 31:09] Closing Segment 

  • Final Words
  • Connect with my guest, Kalpana, in the links below

Tweetable Quotes

 

“We never thought about being lavish or taking vacation ot stuff, we wanted to establish ourselves being first generation immigrants. Fortunately, America had an opportunity like that for us.” – Kalpana Shyam

 

“Family support is important.” – Kalpana Shyam

 

“Whatever compromise was our vacations, our discretionary spending.” – Kalpana Shyam

 

“Frugality is an important part of most people’s journey towards wealth-building.” – Sujata Shyam

 ————————————————————————

 

Reach out and connect to my mom, Kalpana, through her email kalpanashyam@yahoo.com

WANT TO LEARN MORE?

 

Connect with me through LinkedIn

 

Or send me an email sujata@luxe-cap.com 

 

Visit my website www.luxe-cap.com or my Youtube channel

Thanks for tuning in!  

 

If you liked my show, LEAVE A 5-STAR REVIEW, like, and subscribe!

Sujata Shyam Passive Income Expert

Suja Shyam is a real estate investor, underwriter, Short-Term rental operator, and Fund Manager. Since founding Luxe, her primary focus has always been helping others achieve their financial & life goals.

Suja’s desire to help people started at a young age and continued through the years as she graduated from Northwestern University, and the Carnegie Mellon Tepper School of Business.

After using her student loans to flip her first house during her MBA, she spent 4 years underwriting multifamily acquisitions for institutional buyers.

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By way of bootstrapping her Short-Term Rental Business, and getting her hands dirty, Suja replaced her corporate income at the age of 33.

As a Managing Partner of Luxe Capital, Suja is responsible for acquisitions, fund management, and investor relations.

Integrity, exceptional communication, and delivering results to investors are at the core of every decision she makes.

When Suja isn't touring properties, or underwriting deals, you can find her rollerskating with her friends or exploring an unknown corner of the world.

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