If you’re an American with an emergency fund, you can count yourself among the majority. However, that doesn’t mean that the US economy is booming. In 2021, inflation started to eat away at most paychecks as everything became more expensive. Speaking financially, most Americans want to do well, but gauging that criteria can be difficult. […]
Ah, retirement. Those twenty-five or thirty years after you hit the age to fully withdraw Social Security when you can sit back, relax, and enjoy life’s splendor. But it can also be a time of extreme anxiety, heightened stress, and financial difficulty. If you’re looking toward retirement with a less-than-stellar financial report, learning to be […]
Every working person dreams of retiring. Not having to report to work every day and being on their own schedule is a nice way to live. However, for all the benefits that retirement offers, there are also some pitfalls, especially when it comes to spending. Retirees tend to buy things they don’t need, and it […]
Retirement should be a time of relaxation and enjoyment – but financial stress can often rain on your parade if you’re unprepared. You’ve worked hard all your life; now it’s time to enjoy the fruits of your labor. But what happens when those fruits aren’t as sweet as you thought? The reality is that certain […]
The Great Depression was a difficult time for many people, but it also presented an opportunity to learn valuable lessons about surviving tough times. Many of these lessons learned during the Great Depression are as relevant today as they were then. Frugal living is a lesson that can be taken away from this era. We […]
A recent National Coffee Association (NCA) report found that coffee consumption has reached its highest levels in 20 years. Not only is that a lot of coffee, but that also means there’s a lot of leftover coffee grounds. Coffee grounds are usually thrown in the trash, but with the push toward sustainable practices, there are […]
While some celebrities live lavish lifestyles, others prefer low profiles. They may not be making headlines for their extravagant lifestyle. Still, they are certainly making an impact in the world. Despite their fame and fortune, some live modestly and give back to society. Here are some of our favorite celebrities living the most frugal, happy […]
A strategic loan can be a catapult into the next financial stratosphere. However, a bad loan can be an albatross, leading to psychological and financial ruin and even bankruptcy. Accepting a loan should never be taken lightly. While you may be looking into a loan because of the potential upside of a cash infusion, recognizing […]
You’re never too rich to save money. If you’re like us, you’re not rich, which means you can’t afford to pass up savings. The average 43-to- 57-year-old has more than $157,00 in debt, meaning every dollar saved is closer to debt-free freedom. While the internet has downsides, open-source financial hacks are among its greatest gifts. […]
As Americans struggle to manage their financial burdens, countless financial gurus scream, “Pay your debts ASAP!” Not all debt is equal. Some types of debt are considered good debt, and you may have several debts far worse than your mortgage. This is just one of several factors to consider as you determine whether paying your […]
